Most Profitable Consumer Finance Companies
LargestBiggest EarnersMost ProfitableMost LiquidHighly LeveragedTop DividendsCapital-HeavyHighest ValuationLargest Workforce
Net Income
| Net Income | Efficiency | Market Risk | Exp Return | ||||
|---|---|---|---|---|---|---|---|
| 1 | KSPI | Joint Stock | (0.01) | 2.17 | (0.01) | ||
| 2 | AXP | American Express | (0.07) | 1.69 | (0.12) | ||
| 3 | QFIN | 360 Finance | 0.09 | 3.43 | 0.30 | ||
| 4 | COF | Capital One Financial | 0.01 | 2.22 | 0.03 | ||
| 5 | DFS | Discover Financial Services | (0.01) | 2.53 | (0.03) | ||
| 6 | SYF | Synchrony Financial | (0.13) | 2.07 | (0.27) | ||
| 7 | FINV | FinVolution Group | 0.18 | 3.27 | 0.59 | ||
| 8 | YRD | Yirendai | 0.13 | 4.91 | 0.64 | ||
| 9 | JFIN | Jiayin Group | 0.16 | 7.72 | 1.27 | ||
| 10 | XYF | X Financial Class | 0.19 | 4.38 | 0.85 | ||
| 11 | LX | Lexinfintech Holdings | 0.20 | 5.48 | 1.08 | ||
| 12 | LU | Lufax Holding | 0.12 | 3.88 | 0.47 | ||
| 13 | ALLY | Ally Financial | 0.05 | 1.99 | 0.10 | ||
| 14 | SLM | SLM Corp | 0.07 | 1.81 | 0.13 | ||
| 15 | OMF | OneMain Holdings | 0.00 | 2.14 | 0.00 | ||
| 16 | SOFI | SoFi Technologies | (0.05) | 4.28 | (0.23) | ||
| 17 | BFH | Bread Financial Holdings | (0.14) | 2.26 | (0.31) | ||
| 18 | FCFS | FirstCash | 0.19 | 1.26 | 0.24 | ||
| 19 | CACC | Credit Acceptance | 0.08 | 1.94 | 0.16 | ||
| 20 | ENVA | Enova International | 0.03 | 2.22 | 0.07 |
The analysis above is based on a 90-day investment horizon and a default level of risk. Use the Portfolio Analyzer to fine-tune all your assumptions. Check your current assumptions here.
Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors. Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.