Yirendai Stock Today
| YRD Stock | USD 6.61 0.06 0.92% |
PerformanceInsignificant
| Odds Of DistressVery Small
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Yirendai is trading at 6.61 as of the 17th of February 2025, a 0.92 percent increase since the beginning of the trading day. The stock's lowest day price was 6.55. Yirendai has a very small chance of experiencing financial distress in the next few years but had a somewhat insignificant performance during the last 90 days. The performance scores are derived for the period starting the 28th of February 2023 and ending today, the 17th of February 2025. Click here to learn more.
Business Domain Financial Services | IPO Date 18th of December 2015 | Classification Financials |
Yiren Digital Ltd., through its subsidiaries, operates as an online consumer finance marketplace that connects borrowers and investors in the Peoples Republic of China. Yiren Digital Ltd. is a subsidiary of Creditease Holdings Limited. Yirendai operates under Credit Services classification in the United States and is traded on New York Stock Exchange. The company has 86.93 M outstanding shares of which 95.2 K shares are at this time shorted by investors with about 0.27 days to cover. More on Yirendai
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Yirendai Stock Highlights
ESG Sustainability
Environmental | Governance | Social |
| Chairman | Ning Tang | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Thematic Idea | Banks (View all Themes) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Business Concentration | Consumer Finance, Financial Services, NYSE Composite, NASDAQ Golden Dragon, Banks, Financials, Consumer Finance, Credit Services, Financial Services (View all Sectors) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Average Analyst Recommendation | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Financial Strength
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Debt LevelsYirendai can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Yirendai's financial leverage. It provides some insight into what part of Yirendai's total assets is financed by creditors.
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Yirendai (YRD) is traded on New York Stock Exchange in USA. It is located in China Merchants Bureau Building, Beijing, China, 100022 and employs 754 people. Yirendai is listed under Consumer Finance category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a total capitalization of 422.5 M. Yirendai runs under Consumer Finance sector within Financials industry. The entity has 86.93 M outstanding shares of which 95.2 K shares are at this time shorted by investors with about 0.27 days to cover.
Yirendai has about 4.27 B in cash with 2.17 B of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 36.07, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
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Ownership AllocationYirendai retains a total of 86.93 Million outstanding shares. Roughly 97.07 (%) of Yirendai outstanding shares are held by general public with 2.93 percent by institutional investors. Please note that no matter how many assets the company shows, if the real value of the company is less than the current market value, you may not be able to make money on it.
Check Yirendai Ownership Details
Yirendai Stock Institutional Holders
| Instituion | Recorded On | Shares | |
| Quadrant Capital Group Llc | 2024-09-30 | 12.7 K | |
| Axa Sa | 2024-09-30 | 6.4 K | |
| Acadian Asset Management Llc | 2024-09-30 | 5.6 K | |
| Simplex Trading, Llc | 2024-09-30 | 3.8 K | |
| Rhumbline Advisers | 2024-12-31 | 2.4 K | |
| Bnp Paribas Arbitrage, Sa | 2024-12-31 | 2.1 K | |
| Bank Of America Corp | 2024-09-30 | 1.9 K | |
| Parallel Advisors, Llc | 2024-12-31 | 1.6 K | |
| Signaturefd, Llc | 2024-12-31 | 541 | |
| Dimensional Fund Advisors, Inc. | 2024-12-31 | 1.1 M | |
| Connor Clark & Lunn Inv Mgmt Ltd | 2024-12-31 | 341.9 K |
Yirendai Historical Income Statement
Yirendai Stock Against Markets
Yirendai Corporate Directors
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The danger of trading Yirendai is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Yirendai is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Yirendai. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Yirendai is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Yirendai is a strong investment it is important to analyze Yirendai's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Yirendai's future performance. For an informed investment choice regarding Yirendai Stock, refer to the following important reports: Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Yirendai. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area. For information on how to trade Yirendai Stock refer to our How to Trade Yirendai Stock guide.You can also try the Companies Directory module to evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Yirendai. If investors know Yirendai will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Yirendai listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.20) | Earnings Share 3.16 | Revenue Per Share | Quarterly Revenue Growth 0.13 | Return On Assets |
The market value of Yirendai is measured differently than its book value, which is the value of Yirendai that is recorded on the company's balance sheet. Investors also form their own opinion of Yirendai's value that differs from its market value or its book value, called intrinsic value, which is Yirendai's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Yirendai's market value can be influenced by many factors that don't directly affect Yirendai's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Yirendai's value and its price as these two are different measures arrived at by different means. Investors typically determine if Yirendai is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Yirendai's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.