Discover Financial Services Stock Today

DFS Stock  USD 187.73  6.61  3.40%   

Performance

Modest

 
Weak
 
Strong

Odds Of Distress

Below Average

 
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Discover Financial is selling for under 187.73 as of the 25th of February 2025; that is 3.4 percent down since the beginning of the trading day. The stock's lowest day price was 183.96. Discover Financial has about a 44 percent probability of financial distress in the next few years of operation and did not have a very good performance during the last 90 trading days. Note, on February 14, 2025, Representative Michael McCaul of US Congress acquired $15k to $50k worth of Discover Financial's common stock.
Business Domain
Financial Services
IPO Date
2nd of July 2007
Classification
Financials
Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. The company was incorporated in 1960 and is based in Riverwoods, Illinois. Discover Financial operates under Credit Services classification in the United States and is traded on New York Stock Exchange. The company has 251.6 M outstanding shares of which 3.44 M shares are currently shorted by investors with about 2.33 days to cover. More on Discover Financial Services

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Follow Valuation Options Odds of Bankruptcy
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Discover Stock Highlights

ESG Sustainability
Environmental
Governance
Social
President CEOMichael Rhodes
Thematic Ideas
(View all Themes)
Old NameGlobal Daily Fantasy Sports Inc
Business ConcentrationConsumer Finance, Financial Services, NYSE Composite, SP 500 Index, Banks, FinTech, Financials, Consumer Finance, Credit Services, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.02110.0307
Way Down
Pretty Stable
Asset Turnover0.130.1356
Sufficiently Down
Slightly volatile
Gross Profit Margin0.730.9
Significantly Down
Pretty Stable
Total Current Liabilities5.2 B5.5 B
Notably Down
Pretty Stable
Non Current Liabilities Total27.3 B16.3 B
Way Up
Slightly volatile
Total Assets90.4 B147.6 B
Way Down
Slightly volatile
Total Current Assets142.7 B135.9 B
Sufficiently Up
Slightly volatile
Total Cash From Operating Activities4.9 B8.4 B
Way Down
Slightly volatile
Debt Levels
Discover Financial can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Discover Financial's financial leverage. It provides some insight into what part of Discover Financial's total assets is financed by creditors.
Liquidity
Discover Financial Services has 16.25 B in debt with debt to equity (D/E) ratio of 1.41, which is OK given its current industry classification. Discover Financial has a current ratio of 1.22, demonstrating that it is not liquid enough and may have problems paying out its financial commitments when the payables are due. Note however, debt could still be an excellent tool for Discover to invest in growth at high rates of return.

Dividends Paid

(732.45 Million)
Discover Financial Services (DFS) is traded on New York Stock Exchange in USA. It is located in 2500 Lake Cook Road, Riverwoods, IL, United States, 60015 and employs 21,000 people. Discover Financial is listed under Consumer Finance category by Fama And French industry classification. The company currently falls under 'Large-Cap' category with a total capitalization of 48.6 B. Discover Financial runs under Consumer Finance sector within Financials industry. The entity has 251.6 M outstanding shares of which 3.44 M shares are currently shorted by investors with about 2.33 days to cover. Discover Financial Services has about 10 B in cash with 8.43 B of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 36.61.
Check Discover Financial Probability Of Bankruptcy
Ownership Allocation
Discover Financial holds a total of 251.6 Million outstanding shares. The majority of Discover Financial Services outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in Discover Financial to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Discover Financial. Please pay attention to any change in the institutional holdings of Discover Financial Services as this could imply that something significant has changed or is about to change at the company. Please note that on February 14, 2025, Representative Michael McCaul of US Congress acquired $15k to $50k worth of Discover Financial's common stock.
Check Discover Ownership Details

Discover Stock Institutional Holders

InstituionRecorded OnShares
Amvescap Plc.2024-12-31
M
Northern Trust Corp2024-12-31
2.7 M
Brave Warrior Advisors Llc2024-12-31
2.5 M
Ubs Group Ag2024-12-31
2.1 M
Arrowstreet Capital Limited Partnership2024-09-30
2.1 M
Ubs Asset Mgmt Americas Inc2024-12-31
2.1 M
C2p Capital Advisory Group Llc Dba Prosperity Capital Advisors2024-12-31
M
Balyasny Asset Management Llc2024-12-31
1.9 M
Bank Of America Corp2024-12-31
1.9 M
Vanguard Group Inc2024-12-31
31 M
Blackrock Inc2024-12-31
21.8 M
View Discover Financial Diagnostics

Discover Financial Historical Income Statement

At this time, Discover Financial's Net Income Applicable To Common Shares is comparatively stable compared to the past year. Reconciled Depreciation is likely to gain to about 499.4 M in 2025, whereas Income Before Tax is likely to drop slightly above 3.4 B in 2025. View More Fundamentals

Discover Stock Against Markets

Discover Financial Corporate Directors

Gregory CaseIndependent DirectorProfile
Mary BushIndependent DirectorProfile
Jennifer WongIndependent DirectorProfile
Joseph EazorIndependent DirectorProfile

Additional Tools for Discover Stock Analysis

When running Discover Financial's price analysis, check to measure Discover Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Discover Financial is operating at the current time. Most of Discover Financial's value examination focuses on studying past and present price action to predict the probability of Discover Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Discover Financial's price. Additionally, you may evaluate how the addition of Discover Financial to your portfolios can decrease your overall portfolio volatility.