Is Lexinfintech Holdings Stock a Good Investment?
Lexinfintech Holdings Investment Advice | LX |
- Examine Lexinfintech Holdings' financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Lexinfintech Holdings' leadership team and their track record. Good management can help Lexinfintech Holdings navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Consumer Finance space and any emerging trends that could impact Lexinfintech Holdings' business and its evolving consumer preferences.
- Compare Lexinfintech Holdings' performance and market position to its competitors. Analyze how Lexinfintech Holdings is positioned in terms of product offerings, innovation, and market share.
- Check if Lexinfintech Holdings pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Lexinfintech Holdings' stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Lexinfintech Holdings stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Lexinfintech Holdings is a good investment.
Sell | Buy |
Hold
Market Performance | Good | Details | |
Volatility | Relatively risky | Details | |
Hype Condition | Over hyped | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Almost mirrors the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Frail | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Lexinfintech Holdings Stock
Researching Lexinfintech Holdings' stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 23.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.19. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Lexinfintech Holdings last dividend was issued on the 16th of September 2024.
To determine if Lexinfintech Holdings is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Lexinfintech Holdings' research are outlined below:
| Lexinfintech Holdings is way too risky over 90 days horizon | |
| Lexinfintech Holdings appears to be risky and price may revert if volatility continues | |
| Lexinfintech Holdings has a frail financial position based on the latest SEC disclosures | |
| Latest headline from seekingalpha.com: LexinFintech declares 0.11 dividend |
Lexinfintech Holdings uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Lexinfintech Holdings. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Lexinfintech Holdings' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 11th of March 2024 Upcoming Quarterly Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View |
Earnings surprises can significantly impact Lexinfintech Holdings' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Lexinfintech Holdings' investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2024-05-23 | 2024-03-31 | 0.43 | 0.55 | 0.12 | 27 | ||
2024-03-20 | 2023-12-31 | 0.43 | 0.55 | 0.12 | 27 | ||
2023-11-22 | 2023-09-30 | 0.43 | 0.55 | 0.12 | 27 | ||
2022-03-15 | 2021-12-31 | 1.85 | 1.52 | -0.33 | 17 | ||
2018-11-14 | 2018-09-30 | 1.6 | 1.93 | 0.33 | 20 | ||
2020-11-24 | 2020-09-30 | 1.79 | 2.15 | 0.36 | 20 | ||
2018-03-20 | 2017-12-31 | 0.84 | 1.3 | 0.46 | 54 | ||
2019-08-30 | 2019-06-30 | 3.12 | 3.69 | 0.57 | 18 |
Lexinfintech Holdings Target Price Consensus
Lexinfintech target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Lexinfintech Holdings' target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 4 | Strong Buy |
Most Lexinfintech analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Lexinfintech stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Lexinfintech Holdings, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationLexinfintech Holdings Target Price Projection
Lexinfintech Holdings' current and average target prices are 10.58 and 2.61, respectively. The current price of Lexinfintech Holdings is the price at which Lexinfintech Holdings is currently trading. On the other hand, Lexinfintech Holdings' target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
Lexinfintech Holdings Market Quote on 25th of March 2025
Target Price
Analyst Consensus On Lexinfintech Holdings Target Price
Lexinfintech Holdings Analyst Ratings
Lexinfintech Holdings' analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about Lexinfintech Holdings stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of Lexinfintech Holdings' financials, market performance, and future outlook by experienced professionals. Lexinfintech Holdings' historical ratings below, therefore, can serve as a valuable tool for investors.Know Lexinfintech Holdings' Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Lexinfintech Holdings is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Lexinfintech Holdings backward and forwards among themselves. Lexinfintech Holdings' institutional investor refers to the entity that pools money to purchase Lexinfintech Holdings' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Schonfeld Strategic Advisors Llc | 2024-12-31 | 1.3 M | Coatue Management Llc | 2024-12-31 | 1.2 M | Barclays Plc | 2024-12-31 | 1.2 M | Canada Pension Plan Investment Board | 2024-12-31 | 1.2 M | Bank Of America Corp | 2024-12-31 | 1.1 M | Hel Ved Capital Management Ltd | 2024-12-31 | 1.1 M | Millennium Management Llc | 2024-12-31 | 1.1 M | Schroder Investment Management Group | 2024-12-31 | 900 K | Cubist Systematic Strategies, Llc | 2024-12-31 | 773 K | Fidelity International Ltd | 2024-12-31 | 9.7 M | Morgan Stanley - Brokerage Accounts | 2024-12-31 | 4.8 M |
Lexinfintech Holdings' market capitalization trends
The company currently falls under 'Small-Cap' category with a market capitalization of 526.92 M.Market Cap |
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Lexinfintech Holdings' profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.05 | 0.04 | |
| Return On Capital Employed | 0.24 | 0.25 | |
| Return On Assets | 0.05 | 0.04 | |
| Return On Equity | 0.10 | 0.11 |
Determining Lexinfintech Holdings' profitability involves analyzing its financial statements and using various financial metrics to determine if Lexinfintech Holdings is a good buy. For example, gross profit margin measures Lexinfintech Holdings' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Lexinfintech Holdings' profitability and make more informed investment decisions.
Please note, the imprecision that can be found in Lexinfintech Holdings' accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Lexinfintech Holdings. Check Lexinfintech Holdings' Beneish M Score to see the likelihood of Lexinfintech Holdings' management manipulating its earnings.
Evaluate Lexinfintech Holdings' management efficiency
Lexinfintech Holdings has Return on Asset (ROA) of 0.0669 % which means that for every $100 of assets, it generated a profit of $0.0669. This is way below average. Likewise, it shows a return on total equity (ROE) of 0.0833 %, which means that it produced $0.0833 on every 100 dollars invested by current stockholders. Lexinfintech Holdings' management efficiency ratios could be used to measure how well Lexinfintech Holdings manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Lexinfintech Holdings' Return On Capital Employed is fairly stable compared to the past year. Return On Equity is likely to rise to 0.11 in 2025, whereas Return On Tangible Assets are likely to drop 0.04 in 2025. At this time, Lexinfintech Holdings' Net Tangible Assets are fairly stable compared to the past year. Other Assets is likely to rise to about 3.6 B in 2025, whereas Total Assets are likely to drop slightly above 18.5 B in 2025.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 63.24 | 66.40 | |
| Tangible Book Value Per Share | 58.16 | 61.07 | |
| Enterprise Value Over EBITDA | 4.26 | 4.05 | |
| Price Book Value Ratio | 0.33 | 0.32 | |
| Enterprise Value Multiple | 2.76 | 2.62 | |
| Price Fair Value | 0.33 | 0.32 | |
| Enterprise Value | 10.2 B | 14.9 B |
The management strategies employed by Lexinfintech Holdings' are designed to enhance shareholder value and ensure long-term growth. We assess the effectiveness of these strategies in our stock analysis.
Basic technical analysis of Lexinfintech Stock
As of the 25th of March, Lexinfintech Holdings secures the Mean Deviation of 3.86, risk adjusted performance of 0.1986, and Downside Deviation of 4.2. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Lexinfintech Holdings, as well as the relationship between them.Lexinfintech Holdings' Outstanding Corporate Bonds
Lexinfintech Holdings issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Lexinfintech Holdings uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Lexinfintech bonds can be classified according to their maturity, which is the date when Lexinfintech Holdings has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Dana 575 percent Corp BondUS235822AB96 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View | |
| Valero Energy Partners Corp BondUS91914JAA07 | View | |
| AerCap Global Aviation Corp BondUS00773HAA59 | View |
Understand Lexinfintech Holdings' technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Lexinfintech Holdings' various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.1986 | |||
| Market Risk Adjusted Performance | 0.9936 | |||
| Mean Deviation | 3.86 | |||
| Semi Deviation | 3.67 | |||
| Downside Deviation | 4.2 | |||
| Coefficient Of Variation | 474.14 | |||
| Standard Deviation | 5.33 | |||
| Variance | 28.43 | |||
| Information Ratio | 0.2159 | |||
| Jensen Alpha | 1.16 | |||
| Total Risk Alpha | 1.33 | |||
| Sortino Ratio | 0.2742 | |||
| Treynor Ratio | 0.9836 | |||
| Maximum Drawdown | 31.45 | |||
| Value At Risk | (5.61) | |||
| Potential Upside | 13.01 | |||
| Downside Variance | 17.62 | |||
| Semi Variance | 13.48 | |||
| Expected Short fall | (4.80) | |||
| Skewness | 0.6008 | |||
| Kurtosis | 2.26 |
| Risk Adjusted Performance | 0.1986 | |||
| Market Risk Adjusted Performance | 0.9936 | |||
| Mean Deviation | 3.86 | |||
| Semi Deviation | 3.67 | |||
| Downside Deviation | 4.2 | |||
| Coefficient Of Variation | 474.14 | |||
| Standard Deviation | 5.33 | |||
| Variance | 28.43 | |||
| Information Ratio | 0.2159 | |||
| Jensen Alpha | 1.16 | |||
| Total Risk Alpha | 1.33 | |||
| Sortino Ratio | 0.2742 | |||
| Treynor Ratio | 0.9836 | |||
| Maximum Drawdown | 31.45 | |||
| Value At Risk | (5.61) | |||
| Potential Upside | 13.01 | |||
| Downside Variance | 17.62 | |||
| Semi Variance | 13.48 | |||
| Expected Short fall | (4.80) | |||
| Skewness | 0.6008 | |||
| Kurtosis | 2.26 |
Consider Lexinfintech Holdings' intraday indicators
Lexinfintech Holdings intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Lexinfintech Holdings stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Lexinfintech Holdings Corporate Filings
6K | 19th of March 2025 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges. | ViewVerify |
| 12th of February 2025 Other Reports | ViewVerify | |
F3 | 18th of September 2024 An amendment to the original Schedule 13D filing | ViewVerify |
Lexinfintech Stock media impact
Far too much social signal, news, headlines, and media speculation about Lexinfintech Holdings that are available to investors today. That information is available publicly through Lexinfintech media outlets and privately through word of mouth or via Lexinfintech internal channels. However, regardless of the origin, that massive amount of Lexinfintech data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Lexinfintech Holdings news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Lexinfintech Holdings relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Lexinfintech Holdings' headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Lexinfintech Holdings alpha.
Lexinfintech Holdings Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Lexinfintech Holdings can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Lexinfintech Holdings Maximum Pain Price Across May 16th 2025 Option Contracts
Lexinfintech Holdings' options can also be used to analyze investors' bias and current market sentiment in the context of behavioral finance. For example, Max pain usually refers to a trading concept that asserts that market manipulation can cause the market price of Lexinfintech Holdings close to the expiration of its current option contract to expire worthlessly. According to most research, about 35% of options are not executed, with roughly 50% traded out before expiration. So, Max pain occurs when market makers reach a net favorable position across all options at a strike price where option holders stand to lose the most money. By contrast, option sellers may reap the most after selling more options than buying, causing them to expire worthlessly. Please continue to view the detailed analysis of Lexinfintech Holdings' options.
Lexinfintech Holdings Corporate Management
| Tony Hung | Investor Contact | Profile | |
| Ming Zhao | Chief Officer | Profile | |
| Yong Lu | Chief Officer | Profile | |
| Jamie Wang | Investor Mang | Profile | |
| Yunwen Yang | Chief Officer | Profile |
Additional Tools for Lexinfintech Stock Analysis
When running Lexinfintech Holdings' price analysis, check to measure Lexinfintech Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Lexinfintech Holdings is operating at the current time. Most of Lexinfintech Holdings' value examination focuses on studying past and present price action to predict the probability of Lexinfintech Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Lexinfintech Holdings' price. Additionally, you may evaluate how the addition of Lexinfintech Holdings to your portfolios can decrease your overall portfolio volatility.