Highly Leveraged Consumer Finance Companies

Total Debt
Total DebtEfficiencyMarket RiskExp Return
1KSPI Joint Stock
221.46 B
(0.01)
 2.17 
(0.01)
2COF Capital One Financial
44.99 B
 0.01 
 2.22 
 0.03 
3LU Lufax Holding
44.86 B
 0.12 
 3.88 
 0.47 
4OMF OneMain Holdings
21.44 B
 0.00 
 2.14 
 0.00 
5ALLY Ally Financial
19.12 B
 0.05 
 1.99 
 0.10 
6DFS Discover Financial Services
16.25 B
(0.01)
 2.53 
(0.03)
7SYF Synchrony Financial
15.46 B
(0.13)
 2.07 
(0.27)
8NNI Nelnet Inc
8.31 B
 0.06 
 1.59 
 0.10 
9SLM SLM Corp
6.44 B
 0.07 
 1.81 
 0.13 
10CACC Credit Acceptance
6.35 B
 0.08 
 1.94 
 0.16 
11BFH Bread Financial Holdings
5.68 B
(0.14)
 2.26 
(0.31)
12LX Lexinfintech Holdings
5.25 B
 0.20 
 5.48 
 1.08 
13NAVI Navient Corp
5.13 B
 0.00 
 1.79 
 0.01 
14PRAA PRA Group
3.74 B
 0.02 
 2.00 
 0.03 
15ECPG Encore Capital Group
3.67 B
(0.12)
 3.53 
(0.43)
16ENVA Enova International
3.6 B
 0.03 
 2.22 
 0.07 
17CPSS Consumer Portfolio Services
3.13 B
(0.14)
 2.51 
(0.34)
18SOFI SoFi Technologies
3.09 B
(0.05)
 4.28 
(0.23)
19ATLC Atlanticus Holdings
2.22 B
(0.05)
 3.50 
(0.16)
20FCFS FirstCash
1.76 B
 0.19 
 1.26 
 0.24 
The analysis above is based on a 90-day investment horizon and a default level of risk. Use the Portfolio Analyzer to fine-tune all your assumptions. Check your current assumptions here.
Total Debt refers to the amount of long term interest-bearing liabilities that a company carries on its balance sheet. That may include bonds sold to the public, notes written to banks or capital leases. Typically, debt can help a company magnify its earnings, but the burden of interest and principal payments will eventually prevent the firm from borrow excessively. In most industries, total debt may also include the current portion of long-term debt. Since debt terms vary widely from one company to another, simply comparing outstanding debt obligations between different companies may not be adequate. It is usually meant to compare total debt amounts between companies that operate within the same sector.