X Financial Class Stock Today
| XYF Stock | USD 9.75 0.05 0.51% |
PerformanceOK
| Odds Of DistressLow
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X Financial is trading at 9.75 as of the 26th of February 2025. This is a 0.51% down since the beginning of the trading day. The stock's lowest day price was 9.59. X Financial has less than a 9 % chance of experiencing financial distress in the next few years and had a ok performance during the last 90 days. The performance scores are derived for the period starting the 27th of January 2025 and ending today, the 26th of February 2025. Click here to learn more.
Business Domain Financial Services | IPO Date 18th of September 2018 | Classification Financials |
X Financial provides personal finance services in the Peoples Republic of China. X Financial was founded in 2014 and is headquartered in Shenzhen, the Peoples Republic of China. X Financial operates under Credit Services classification in the United States and is traded on New York Stock Exchange. The company has 31.15 M outstanding shares of which 4.64 K shares are at this time shorted by investors with about 0.16 days to cover. More on X Financial Class
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ESG Sustainability
Environmental | Governance | Social |
| Vice Chairman of the Board | Shaoyong Cheng | ||||
| Business Concentration | Consumer Finance, Financial Services, NYSE Composite, Financials, Consumer Finance, Credit Services, Financial Services (View all Sectors) | ||||
| Average Analyst Recommendation | |||||
Debt LevelsX Financial can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand X Financial's financial leverage. It provides some insight into what part of X Financial's total assets is financed by creditors.
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X Financial Class (XYF) is traded on New York Stock Exchange in USA. It is located in Aerospace Science and Technology Plaza, Shenzhen, China, 518067 and employs 521 people. X Financial is listed under Consumer Finance category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a total capitalization of 462.27 M. X Financial Class runs under Consumer Finance sector within Financials industry. The entity has 31.15 M outstanding shares of which 4.64 K shares are at this time shorted by investors with about 0.16 days to cover.
X Financial Class has about 584.76 M in cash with 814.14 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 12.19, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
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Ownership AllocationX Financial Class retains a total of 31.15 Million outstanding shares. Roughly 96.99 (%) of X Financial outstanding shares are held by general public with 0.98 % owned by insiders and only 2.03 percent by institutional investors. Please note that no matter how many assets the company shows, if the real value of the entity is less than the current market value, you may not be able to make money on it.
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XYF Stock Institutional Holders
| Instituion | Recorded On | Shares | |
| Ubs Group Ag | 2024-12-31 | 15.0 | |
| Goldman Sachs Group Inc | 2024-09-30 | 0.0 | |
| Alpha Wave Global Lp | 2024-09-30 | 0.0 | |
| Qube Research & Technologies | 2024-09-30 | 0.0 | |
| Awh Capital, L.p. | 2024-12-31 | 258.1 K | |
| Renaissance Technologies Corp | 2024-12-31 | 84.4 K | |
| Morgan Stanley - Brokerage Accounts | 2024-12-31 | 32.7 K | |
| Citigroup Inc | 2024-12-31 | 10.6 K | |
| Rhumbline Advisers | 2024-12-31 | 8.7 K | |
| Acadian Asset Management Llc | 2024-12-31 | 5.9 K | |
| Federation Des Caisses Desjardins Du Quebec | 2024-09-30 | 2.2 K |
X Financial Historical Income Statement
XYF Stock Against Markets
X Financial Corporate Management
| Kan Li | Chief Risk Officer | Profile | |
| Shengwen Rong | Independent Director | Profile | |
| Zheng Xue | Independent Director | Profile | |
| Yufan Jiang | Chief Officer | Profile |
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The danger of trading X Financial Class is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of X Financial is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than X Financial. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile X Financial Class is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether X Financial Class is a strong investment it is important to analyze X Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact X Financial's future performance. For an informed investment choice regarding XYF Stock, refer to the following important reports: Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in X Financial Class. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in manufacturing. You can also try the AI Portfolio Architect module to use AI to generate optimal portfolios and find profitable investment opportunities.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of X Financial. If investors know XYF will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about X Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.103 | Dividend Share 2.37 | Earnings Share 3.74 | Revenue Per Share | Quarterly Revenue Growth 0.133 |
The market value of X Financial Class is measured differently than its book value, which is the value of XYF that is recorded on the company's balance sheet. Investors also form their own opinion of X Financial's value that differs from its market value or its book value, called intrinsic value, which is X Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because X Financial's market value can be influenced by many factors that don't directly affect X Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between X Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if X Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, X Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.