Consumer Finance Companies By Enterprise Value
LargestBiggest EarnersMost ProfitableMost LiquidHighly LeveragedTop DividendsCapital-HeavyHighest ValuationLargest Workforce
Current Valuation
| Current Valuation | Efficiency | Market Risk | Exp Return | ||||
|---|---|---|---|---|---|---|---|
| 1 | AXP | American Express | 0.16 | 1.71 | 0.28 | ||
| 2 | COF | Capital One Financial | 0.17 | 2.68 | 0.46 | ||
| 3 | NAVI | Navient Corp | (0.05) | 2.37 | (0.12) | ||
| 4 | DFS | Discover Financial Services | 0.15 | 3.30 | 0.49 | ||
| 5 | OMF | OneMain Holdings | 0.12 | 2.47 | 0.29 | ||
| 6 | SYF | Synchrony Financial | 0.17 | 3.04 | 0.51 | ||
| 7 | ALLY | Ally Financial | (0.03) | 2.91 | (0.08) | ||
| 8 | SOFI | SoFi Technologies | 0.36 | 3.30 | 1.17 | ||
| 9 | KSPI | Joint Stock | (0.07) | 3.22 | (0.22) | ||
| 10 | NNI | Nelnet Inc | (0.05) | 1.78 | (0.08) | ||
| 11 | CACC | Credit Acceptance | 0.05 | 2.05 | 0.11 | ||
| 12 | UPST | Upstart Holdings | 0.17 | 7.28 | 1.20 | ||
| 13 | SLM | SLM Corp | 0.14 | 2.58 | 0.37 | ||
| 14 | FCFS | FirstCash | (0.09) | 1.63 | (0.14) | ||
| 15 | ENVA | Enova International | 0.15 | 2.30 | 0.36 | ||
| 16 | QFIN | 360 Finance | 0.19 | 3.41 | 0.66 | ||
| 17 | ECPG | Encore Capital Group | 0.00 | 1.80 | (0.01) | ||
| 18 | BFH | Bread Financial Holdings | 0.02 | 3.60 | 0.06 | ||
| 19 | PRAA | PRA Group | (0.02) | 3.39 | (0.08) | ||
| 20 | CPSS | Consumer Portfolio Services | 0.15 | 2.41 | 0.37 |
The analysis above is based on a 90-day investment horizon and a default level of risk. Use the Portfolio Analyzer to fine-tune all your assumptions. Check your current assumptions here.
Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents. Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.