Largest Consumer Finance Companies

Market Capitalization
Market CapitalizationEfficiencyMarket RiskExp Return
1AXP American Express
214.63 B
 0.18 
 1.69 
 0.31 
2COF Capital One Financial
73.25 B
 0.18 
 2.68 
 0.48 
3DFS Discover Financial Services
45.8 B
 0.15 
 3.30 
 0.50 
4SYF Synchrony Financial
26.17 B
 0.18 
 3.02 
 0.55 
5KSPI Joint Stock
21.11 B
(0.06)
 3.19 
(0.18)
6SOFI SoFi Technologies
17.49 B
 0.41 
 3.18 
 1.29 
7ALLY Ally Financial
12.03 B
(0.01)
 2.89 
(0.02)
8UPST Upstart Holdings
7.16 B
 0.19 
 7.13 
 1.37 
9OMF OneMain Holdings
6.84 B
 0.13 
 2.46 
 0.33 
10CACC Credit Acceptance
6.03 B
 0.07 
 2.04 
 0.14 
11QFIN 360 Finance
5.92 B
 0.21 
 3.37 
 0.72 
12SLM SLM Corp
5.81 B
 0.16 
 2.57 
 0.41 
13FCFS FirstCash
4.87 B
(0.07)
 1.61 
(0.11)
14NNI Nelnet Inc
3.95 B
(0.02)
 1.75 
(0.03)
15BFH Bread Financial Holdings
2.88 B
 0.03 
 3.60 
 0.10 
16ENVA Enova International
2.77 B
 0.19 
 2.24 
 0.42 
17LU Lufax Holding
2.12 B
 0.05 
 5.26 
 0.25 
18LC LendingClub Corp
1.87 B
 0.19 
 3.11 
 0.60 
19NAVI Navient Corp
1.67 B
(0.01)
 2.31 
(0.01)
20FINV FinVolution Group
1.56 B
 0.18 
 2.64 
 0.48 
The analysis above is based on a 90-day investment horizon and a default level of risk. Use the Portfolio Analyzer to fine-tune all your assumptions. Check your current assumptions here.
Market Capitalization is the total market value of a company's equity. It is one of many ways to value a company and is calculated by multiplying the price of the stock by the number of shares issued. If a firm has one type of stock its market capitalization will be the current market share price multiplied by the number of shares. However, if a company has multiple types of equities then the market cap will be the total of the market caps of the different types of shares. In most publications or references market cap is broken down into the mega-cap, large-cap, mid-cap, small-cap, micro-cap, and nano-cap. Market Cap is a measurement of business as total market value of all of the outstanding shares at a given time, and can be used to compare different companies based on their size.