Ally Financial Stock Today

ALLY Stock  USD 39.98  0.49  1.24%   

Performance

0 of 100

 
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Odds Of Distress

Less than 3

 
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Ally Financial is trading at 39.98 as of the 30th of November 2024; that is 1.24 percent increase since the beginning of the trading day. The stock's open price was 39.49. Ally Financial has a very small chance of experiencing financial distress in the next few years, but has generated negative returns over the last 90 days. Note, on July 13, 2022, Representative Zoe Lofgren of US Congress acquired under $15k worth of Ally Financial's common stock.
Business Domain
Financial Services
IPO Date
28th of January 2014
Classification
Financials
Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan. The company has 304.72 M outstanding shares of which 9.09 M shares are presently shorted by private and institutional investors with about 2.47 trading days to cover. More on Ally Financial

Ally Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEOJeffrey Brown
Thematic IdeaWarren Buffett Holdings (View all Themes)
Business ConcentrationConsumer Finance, Financial Services, NYSE Composite, SP Midcap 400, Warren Buffett Holdings, Financials, Consumer Finance, Credit Services, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.05710.0462
Fairly Up
Pretty Stable
Gross Profit Margin0.370.56
Way Down
Slightly volatile
Net Debt12.6 B13.3 B
Notably Down
Slightly volatile
Total Current LiabilitiesB7.4 B
Notably Down
Slightly volatile
Non Current Liabilities Total191.8 B182.6 B
Sufficiently Up
Pretty Stable
Total Assets160.3 B196.4 B
Significantly Down
Slightly volatile
Total Current Assets54 B31.4 B
Way Up
Pretty Stable
Total Cash From Operating Activities3.8 B4.7 B
Significantly Down
Very volatile
Debt Levels
Ally Financial can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Ally Financial's financial leverage. It provides some insight into what part of Ally Financial's total assets is financed by creditors.
Liquidity
Ally Financial currently holds 20.23 B in liabilities with Debt to Equity (D/E) ratio of 275.8, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Ally Financial has a current ratio of 0.83, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about Ally Financial's use of debt, we should always consider it together with its cash and equity.

Net Income

744.95 Million
Ally Financial (ALLY) is traded on New York Stock Exchange in USA. It is located in Ally Detroit Center, Detroit, MI, United States, 48226 and employs 11,100 people. Ally Financial is listed under Consumer Finance category by Fama And French industry classification. The company currently falls under 'Large-Cap' category with a current market capitalization of 12.03 B. Ally Financial conducts business under Consumer Finance sector and is part of Financials industry. The entity has 304.72 M outstanding shares of which 9.09 M shares are presently shorted by private and institutional investors with about 2.47 trading days to cover. Ally Financial currently holds about 5 B in cash with 4.66 B of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 16.76.
Check Ally Financial Probability Of Bankruptcy
Ownership Allocation
Ally Financial holds a total of 304.72 Million outstanding shares. The majority of Ally Financial outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Ally Financial to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Ally Financial. Please pay attention to any change in the institutional holdings of Ally Financial as this could imply that something significant has changed or is about to change at the company. On July 13, 2022, Representative Zoe Lofgren of US Congress acquired under $15k worth of Ally Financial's common stock.
Check Ally Ownership Details

Ally Stock Institutional Holders

InstituionRecorded OnShares
First Manhattan Co. Llc2024-09-30
M
Moore Capital Management, Lp2024-06-30
3.8 M
Bank Of New York Mellon Corp2024-06-30
3.7 M
Boston Partners Global Investors, Inc2024-09-30
3.5 M
Fmr Inc2024-09-30
3.2 M
Northern Trust Corp2024-09-30
3.1 M
Australiansuper Pty Ltd2024-09-30
2.9 M
Donald Smith & Co Inc2024-09-30
2.5 M
Glendon Capital Management Lp2024-09-30
2.5 M
Berkshire Hathaway Inc2024-06-30
29 M
Blackrock Inc2024-06-30
28.4 M
View Ally Financial Diagnostics

Ally Financial Historical Income Statement

At this time, Ally Financial's Selling General Administrative is fairly stable compared to the past year. Operating Income is likely to rise to about 4.1 B in 2024, whereas Depreciation And Amortization is likely to drop slightly above 1.2 B in 2024. View More Fundamentals

Ally Stock Against Markets

Ally Financial Corporate Directors

John StackIndependent DirectorProfile
Kenneth BaconIndependent DirectorProfile
Katryn BlakeIndependent DirectorProfile
Mayree ClarkIndependent DirectorProfile

Already Invested in Ally Financial?

The danger of trading Ally Financial is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Ally Financial is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Ally Financial. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Ally Financial is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.

Additional Tools for Ally Stock Analysis

When running Ally Financial's price analysis, check to measure Ally Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Ally Financial is operating at the current time. Most of Ally Financial's value examination focuses on studying past and present price action to predict the probability of Ally Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Ally Financial's price. Additionally, you may evaluate how the addition of Ally Financial to your portfolios can decrease your overall portfolio volatility.