Is OneMain Holdings Stock a Good Investment?
OneMain Holdings Investment Advice | OMF |
- Examine OneMain Holdings' financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research OneMain Holdings' leadership team and their track record. Good management can help OneMain Holdings navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Consumer Finance space and any emerging trends that could impact OneMain Holdings' business and its evolving consumer preferences.
- Compare OneMain Holdings' performance and market position to its competitors. Analyze how OneMain Holdings is positioned in terms of product offerings, innovation, and market share.
- Check if OneMain Holdings pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about OneMain Holdings' stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in OneMain Holdings stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if OneMain Holdings is a good investment.
Sell | Buy |
Cautious Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Actively responds to the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine OneMain Holdings Stock
Researching OneMain Holdings' stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 94.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.89. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. OneMain Holdings has Price/Earnings To Growth (PEG) ratio of 0.61. The entity last dividend was issued on the 12th of February 2025.
To determine if OneMain Holdings is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding OneMain Holdings' research are outlined below:
| Over 94.0% of the company shares are owned by institutional investors | |
| On 20th of February 2025 OneMain Holdings paid $ 1.04 per share dividend to its current shareholders | |
| Latest headline from gurufocus.com: Remote Access For Rural Entrepreneurs, Its a Struggle To Click Into the Digital Economy |
OneMain Holdings uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in OneMain Holdings. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to OneMain Holdings' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 7th of February 2024 Upcoming Quarterly Report | View | |
| 23rd of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 7th of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact OneMain Holdings' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises OneMain Holdings' investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2014-08-07 | 2014-06-30 | 0.45 | 0.52 | 0.07 | 15 | ||
2024-10-30 | 2024-09-30 | 1.14 | 1.26 | 0.12 | 10 | ||
2022-10-26 | 2022-09-30 | 1.35 | 1.51 | 0.16 | 11 | ||
2016-11-07 | 2016-09-30 | 1.07 | 0.9 | -0.17 | 15 | ||
2023-04-25 | 2023-03-31 | 1.65 | 1.46 | -0.19 | 11 | ||
2019-10-28 | 2019-09-30 | 1.58 | 1.77 | 0.19 | 12 | ||
2020-02-10 | 2019-12-31 | 1.75 | 1.96 | 0.21 | 12 | ||
2016-02-25 | 2015-12-31 | 0.53 | 0.77 | 0.24 | 45 |
OneMain Holdings Target Price Consensus
OneMain target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. OneMain Holdings' target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 15 | Strong Buy |
Most OneMain analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand OneMain stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of OneMain Holdings, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationOneMain Holdings Target Price Projection
OneMain Holdings' current and average target prices are 50.42 and 60.85, respectively. The current price of OneMain Holdings is the price at which OneMain Holdings is currently trading. On the other hand, OneMain Holdings' target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
OneMain Holdings Market Quote on 23rd of March 2025
Target Price
Analyst Consensus On OneMain Holdings Target Price
OneMain Holdings Analyst Ratings
OneMain Holdings' analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about OneMain Holdings stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of OneMain Holdings' financials, market performance, and future outlook by experienced professionals. OneMain Holdings' historical ratings below, therefore, can serve as a valuable tool for investors.Know OneMain Holdings' Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as OneMain Holdings is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading OneMain Holdings backward and forwards among themselves. OneMain Holdings' institutional investor refers to the entity that pools money to purchase OneMain Holdings' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Geode Capital Management, Llc | 2024-12-31 | 2.1 M | Brandes Investment Partners & Co | 2024-12-31 | 1.8 M | Arrowstreet Capital Limited Partnership | 2024-12-31 | 1.8 M | Northern Trust Corp | 2024-12-31 | 1.5 M | Charles Schwab Investment Management Inc | 2024-12-31 | 1.4 M | Norges Bank | 2024-12-31 | 1.4 M | Patients Capital Management Llc | 2024-12-31 | 1.3 M | Bank Of New York Mellon Corp | 2024-12-31 | 1.1 M | Goldman Sachs Group Inc | 2024-12-31 | 1 M | Vanguard Group Inc | 11.9 M | Fmr Inc | 2024-12-31 | 10.8 M |
OneMain Holdings' market capitalization trends
The company currently falls under 'Mid-Cap' category with a total capitalization of 6.02 B.Market Cap |
|
OneMain Holdings' profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.02 | 0.01 | |
| Return On Capital Employed | (0.08) | (0.08) | |
| Return On Assets | 0.02 | 0.01 | |
| Return On Equity | 0.16 | 0.10 |
Determining OneMain Holdings' profitability involves analyzing its financial statements and using various financial metrics to determine if OneMain Holdings is a good buy. For example, gross profit margin measures OneMain Holdings' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of OneMain Holdings' profitability and make more informed investment decisions.
Evaluate OneMain Holdings' management efficiency
OneMain Holdings has Return on Asset of 0.0203 % which means that on every $100 spent on assets, it made $0.0203 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1596 %, implying that it generated $0.1596 on every 100 dollars invested. OneMain Holdings' management efficiency ratios could be used to measure how well OneMain Holdings manages its routine affairs as well as how well it operates its assets and liabilities. The current Return On Tangible Assets is estimated to decrease to 0.01. The OneMain Holdings' current Return On Capital Employed is estimated to increase to -0.08. At this time, OneMain Holdings' Net Tangible Assets are most likely to decrease significantly in the upcoming years. The OneMain Holdings' current Fixed Asset Turnover is estimated to increase to 15.01, while Other Current Assets are forecasted to increase to (16.8 B).| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 26.67 | 17.84 | |
| Tangible Book Value Per Share | 11.96 | 10.86 | |
| Enterprise Value Over EBITDA | 13.44 | 12.76 | |
| Price Book Value Ratio | 1.95 | 1.86 | |
| Enterprise Value Multiple | 13.44 | 12.76 | |
| Price Fair Value | 1.95 | 1.86 | |
| Enterprise Value | 27.2 B | 15.1 B |
OneMain Holdings has shown resilience through effective management strategies. Our analysis examines how these strategies influence financial outcomes and investor returns which helps in understanding the stock's long-term potential.
Basic technical analysis of OneMain Stock
As of the 23rd of March, OneMain Holdings holds the Coefficient Of Variation of (2,036), risk adjusted performance of (0.04), and Variance of 4.26. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of OneMain Holdings, as well as the relationship between them. Please check OneMain Holdings coefficient of variation, treynor ratio, as well as the relationship between the Treynor Ratio and skewness to decide if OneMain Holdings is priced some-what accurately, providing market reflects its current price of 50.42 per share. Given that OneMain Holdings has information ratio of (0.02), we recommend you to check out OneMain Holdings's recent market performance to make sure the company can sustain itself at a future point.OneMain Holdings' insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific OneMain Holdings insiders, such as employees or executives, is commonly permitted as long as it does not rely on OneMain Holdings' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases OneMain Holdings insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
OneMain Holdings' Outstanding Corporate Bonds
OneMain Holdings issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. OneMain Holdings uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most OneMain bonds can be classified according to their maturity, which is the date when OneMain Holdings has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| US682691AA80 Corp BondUS682691AA80 | View | |
| US682691AB63 Corp BondUS682691AB63 | View | |
| US682691AC47 Corp BondUS682691AC47 | View | |
| Dana 575 percent Corp BondUS235822AB96 | View | |
| ONEOK PARTNERS L Corp BondUS68268NAM56 | View | |
| ONEOK PARTNERS L Corp BondUS68268NAD57 | View | |
| ONEOK PARTNERS L Corp BondUS68268NAG88 | View | |
| ONEOK PARTNERS L Corp BondUS68268NAC74 | View |
Understand OneMain Holdings' technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing OneMain Holdings' various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.04) | |||
| Market Risk Adjusted Performance | (0.06) | |||
| Mean Deviation | 1.54 | |||
| Coefficient Of Variation | (2,036) | |||
| Standard Deviation | 2.06 | |||
| Variance | 4.26 | |||
| Information Ratio | (0.02) | |||
| Jensen Alpha | (0.0006) | |||
| Total Risk Alpha | 0.0454 | |||
| Treynor Ratio | (0.07) | |||
| Maximum Drawdown | 8.25 | |||
| Value At Risk | (3.51) | |||
| Potential Upside | 3.17 | |||
| Skewness | 0.309 | |||
| Kurtosis | 1.63 |
| Risk Adjusted Performance | (0.04) | |||
| Market Risk Adjusted Performance | (0.06) | |||
| Mean Deviation | 1.54 | |||
| Coefficient Of Variation | (2,036) | |||
| Standard Deviation | 2.06 | |||
| Variance | 4.26 | |||
| Information Ratio | (0.02) | |||
| Jensen Alpha | (0.0006) | |||
| Total Risk Alpha | 0.0454 | |||
| Treynor Ratio | (0.07) | |||
| Maximum Drawdown | 8.25 | |||
| Value At Risk | (3.51) | |||
| Potential Upside | 3.17 | |||
| Skewness | 0.309 | |||
| Kurtosis | 1.63 |
Consider OneMain Holdings' intraday indicators
OneMain Holdings intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of OneMain Holdings stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
OneMain Holdings Corporate Filings
F3 | 19th of March 2025 The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock | ViewVerify |
8K | 17th of March 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 5th of March 2025 Other Reports | ViewVerify | |
| 4th of March 2025 Other Reports | ViewVerify |
OneMain Stock media impact
Far too much social signal, news, headlines, and media speculation about OneMain Holdings that are available to investors today. That information is available publicly through OneMain media outlets and privately through word of mouth or via OneMain internal channels. However, regardless of the origin, that massive amount of OneMain data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of OneMain Holdings news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of OneMain Holdings relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to OneMain Holdings' headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive OneMain Holdings alpha.
OneMain Holdings Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards OneMain Holdings can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
OneMain Holdings Historical Investor Sentiment
Investor biases related to OneMain Holdings' public news can be used to forecast risks associated with an investment in OneMain. The trend in average sentiment can be used to explain how an investor holding OneMain can time the market purely based on public headlines and social activities around OneMain Holdings. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
OneMain Holdings' market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for OneMain Holdings and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average OneMain Holdings news discussions. The higher the estimate score, the more favorable the investor's outlook on OneMain Holdings.
OneMain Holdings Maximum Pain Price Across May 16th 2025 Option Contracts
OneMain Holdings' options can also be used to analyze investors' bias and current market sentiment in the context of behavioral finance. For example, Max pain usually refers to a trading concept that asserts that market manipulation can cause the market price of OneMain Holdings close to the expiration of its current option contract to expire worthlessly. According to most research, about 35% of options are not executed, with roughly 50% traded out before expiration. So, Max pain occurs when market makers reach a net favorable position across all options at a strike price where option holders stand to lose the most money. By contrast, option sellers may reap the most after selling more options than buying, causing them to expire worthlessly. Please continue to view the detailed analysis of OneMain Holdings' options.
OneMain Holdings Corporate Directors
| Marc Becker | Independent Director | Profile | |
| Roy Guthrie | Presiding Independent Director | Profile | |
| Richard Smith | Independent Director | Profile | |
| Matthew Michelini | Independent Director | Profile |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OneMain Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population. For more detail on how to invest in OneMain Stock please use our How to Invest in OneMain Holdings guide.You can also try the Transaction History module to view history of all your transactions and understand their impact on performance.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OneMain Holdings. If investors know OneMain will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OneMain Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.23) | Dividend Share 4.12 | Earnings Share 4.24 | Revenue Per Share | Quarterly Revenue Growth 0.009 |
The market value of OneMain Holdings is measured differently than its book value, which is the value of OneMain that is recorded on the company's balance sheet. Investors also form their own opinion of OneMain Holdings' value that differs from its market value or its book value, called intrinsic value, which is OneMain Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OneMain Holdings' market value can be influenced by many factors that don't directly affect OneMain Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between OneMain Holdings' value and its price, as these two are different measures arrived at by various means. Investors typically determine if OneMain Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OneMain Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.