Consumer Finance Companies By Roe

Return On Equity
ROEEfficiencyMarket RiskExp Return
1KSPI Joint Stock
0.79
(0.01)
 2.17 
(0.03)
2JFIN Jiayin Group
0.47
 0.17 
 7.75 
 1.29 
3AXP American Express
0.35
(0.09)
 1.66 
(0.15)
4PRG PROG Holdings
0.32
(0.14)
 4.27 
(0.60)
5SLM SLM Corp
0.3
 0.09 
 1.79 
 0.15 
6DFS Discover Financial Services
0.28
(0.02)
 2.50 
(0.06)
7QFIN 360 Finance
0.27
 0.10 
 3.43 
 0.33 
8YRD Yirendai
0.25
 0.16 
 4.89 
 0.77 
9SYF Synchrony Financial
0.23
(0.14)
 2.03 
(0.29)
10XYF X Financial Class
0.21
 0.22 
 4.32 
 0.95 
11ATLC Atlanticus Holdings
0.2
(0.03)
 3.48 
(0.12)
12WRLD World Acceptance
0.19
 0.09 
 2.95 
 0.27 
13ENVA Enova International
0.17
 0.02 
 2.17 
 0.04 
14OMF OneMain Holdings
0.16
 0.00 
 2.03 
 0.00 
15FINV FinVolution Group
0.16
 0.21 
 3.24 
 0.68 
16CACC Credit Acceptance
0.14
 0.07 
 1.91 
 0.14 
17FCFS FirstCash
0.13
 0.18 
 1.25 
 0.22 
18RM Regional Management Corp
0.12
(0.03)
 2.10 
(0.07)
19EZPW EZCORP Inc
0.11
 0.18 
 1.87 
 0.34 
20MFIN Medallion Financial Corp
0.0986
(0.03)
 2.16 
(0.07)
The analysis above is based on a 90-day investment horizon and a default level of risk. Use the Portfolio Analyzer to fine-tune all your assumptions. Check your current assumptions here.
Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income. For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.