World Acceptance Stock Today

WRLD Stock  USD 124.84  3.09  2.54%   

Performance

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Odds Of Distress

Below Average

 
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World Acceptance is trading at 124.84 as of the 19th of March 2025, a 2.54% increase since the beginning of the trading day. The stock's lowest day price was 122.99. World Acceptance has about a 31 percent probability of financial distress in the next few years of operation and did not have a very good performance during the last 90 trading days. The performance scores are derived for the period starting the 19th of December 2024 and ending today, the 19th of March 2025. Click here to learn more.
Business Domain
Financial Services
IPO Date
26th of November 1991
Classification
Financials
World Acceptance Corporation, together with its subsidiaries, engages in small-loan consumer finance business. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina. World Acceptance operates under Credit Services classification in the United States and is traded on NASDAQ Exchange. The company has 5.75 M outstanding shares of which 334.5 K shares are at this time shorted by private and institutional investors with about 11.43 trading days to cover. More on World Acceptance

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World Stock Highlights

ESG Sustainability
Environmental
Governance
Social
President CEO, DirectorRavin Prashad
Thematic IdeaMomentum (View all Themes)
Old NameWorld Acceptance Corporation
Business ConcentrationConsumer Finance, Financial Services, SP Small-Cap 600, NASDAQ Composite, NASDAQ Composite Total, Momentum, Financials, Consumer Finance, Credit Services, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.10.0842
Fairly Up
Slightly volatile
Asset Turnover0.720.57
Significantly Up
Slightly volatile
Net Debt683.6 M651 M
Sufficiently Up
Slightly volatile
Total Current Liabilities83.7 M88.1 M
Notably Down
Slightly volatile
Non Current Liabilities Total606.7 M638.7 M
Notably Down
Slightly volatile
Total Assets1.3 B1.2 B
Sufficiently Up
Slightly volatile
Total Current Assets942.1 M991.7 M
Notably Down
Slightly volatile
Total Cash From Operating Activities320.9 M305.7 M
Sufficiently Up
Slightly volatile
Debt Levels
World Acceptance can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand World Acceptance's financial leverage. It provides some insight into what part of World Acceptance's total assets is financed by creditors.
Liquidity
World Acceptance currently holds 577.95 M in liabilities with Debt to Equity (D/E) ratio of 2.34, implying the company greatly relies on financing operations through barrowing. World Acceptance has a current ratio of 17.9, suggesting that it is liquid enough and is able to pay its financial obligations when due. Note, when we think about World Acceptance's use of debt, we should always consider it together with its cash and equity.

Free Cash Flow

313.77 Million
World Acceptance (WRLD) is traded on NASDAQ Exchange in USA. It is located in 104 South Main Street, Greenville, SC, United States, 29601 and employs 2,872 people. World Acceptance is listed under Consumer Finance category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 699.66 M. World Acceptance conducts business under Consumer Finance sector and is part of Financials industry. The entity has 5.75 M outstanding shares of which 334.5 K shares are at this time shorted by private and institutional investors with about 11.43 trading days to cover. World Acceptance currently holds about 20.7 M in cash with 265.78 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 3.63.
Check World Acceptance Probability Of Bankruptcy
Ownership Allocation
The majority of World Acceptance outstanding shares are owned by institutional investors. These institutions are usually referred to as non-private investors looking to purchase positions in World Acceptance to benefit from reduced commissions. Consequently, other corporate entities are subject to a different set of regulations than regular investors in World Acceptance. Please pay attention to any change in the institutional holdings of World Acceptance as this could imply that something significant has changed or is about to change at the company.
Check World Ownership Details

World Stock Institutional Holders

InstituionRecorded OnShares
Ingalls & Snyder Llc2024-12-31
53.1 K
American Century Companies Inc2024-12-31
53 K
Charles Schwab Investment Management Inc2024-12-31
44 K
Bridgeway Capital Management, Llc2024-12-31
42.6 K
Aqr Capital Management Llc2024-12-31
35.2 K
Renaissance Technologies Corp2024-12-31
34.4 K
D. E. Shaw & Co Lp2024-12-31
33.6 K
Bank Of New York Mellon Corp2024-12-31
32.7 K
Jpmorgan Chase & Co2024-12-31
31 K
Prescott General Partners Llc2024-12-31
M
Prescott Investors Inc2024-12-31
M
View World Acceptance Diagnostics

World Acceptance Historical Income Statement

At present, World Acceptance's Operating Income is projected to increase significantly based on the last few years of reporting. The current year's EBIT is expected to grow to about 139.5 M, whereas Total Operating Expenses is forecasted to decline to about 288.8 M. View More Fundamentals

World Stock Against Markets

World Acceptance Corporate Executives

Elected by the shareholders, the World Acceptance's board of directors comprises two types of representatives: World Acceptance inside directors who are chosen from within the company, and outside directors, selected externally and held independent of World. The board's role is to monitor World Acceptance's management team and ensure that shareholders' interests are well served. World Acceptance's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, World Acceptance's outside directors are responsible for providing unbiased perspectives on the board's policies.
John CalmesCFO, Sr. VP and TreasurerProfile

Already Invested in World Acceptance?

The danger of trading World Acceptance is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of World Acceptance is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than World Acceptance. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile World Acceptance is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether World Acceptance is a strong investment it is important to analyze World Acceptance's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact World Acceptance's future performance. For an informed investment choice regarding World Stock, refer to the following important reports:
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in World Acceptance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of economic analysis.
For information on how to trade World Stock refer to our How to Trade World Stock guide.
You can also try the Fundamentals Comparison module to compare fundamentals across multiple equities to find investing opportunities.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of World Acceptance. If investors know World will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about World Acceptance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.14)
Earnings Share
14.24
Revenue Per Share
101.315
Quarterly Revenue Growth
0.006
Return On Assets
0.0821
The market value of World Acceptance is measured differently than its book value, which is the value of World that is recorded on the company's balance sheet. Investors also form their own opinion of World Acceptance's value that differs from its market value or its book value, called intrinsic value, which is World Acceptance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because World Acceptance's market value can be influenced by many factors that don't directly affect World Acceptance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between World Acceptance's value and its price as these two are different measures arrived at by different means. Investors typically determine if World Acceptance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, World Acceptance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.