Is World Acceptance Stock a Good Investment?
World Acceptance Investment Advice | WRLD |
- Examine World Acceptance's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research World Acceptance's leadership team and their track record. Good management can help World Acceptance navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Consumer Finance space and any emerging trends that could impact World Acceptance's business and its evolving consumer preferences.
- Compare World Acceptance's performance and market position to its competitors. Analyze how World Acceptance is positioned in terms of product offerings, innovation, and market share.
- Check if World Acceptance pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about World Acceptance's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in World Acceptance stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if World Acceptance is a good investment.
Sell | Buy |
Strong Buy
Market Performance | OK | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Below Average | Details | |
Economic Sensitivity | Actively responds to the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Hold | Details | |
Financial Strenth (F Score) | Strong | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine World Acceptance Stock
Researching World Acceptance's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 79.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 1.69. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. World Acceptance recorded earning per share (EPS) of 14.25. The entity had not issued any dividends in recent years. The firm had 3:1 split on the 1st of September 1995.
To determine if World Acceptance is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding World Acceptance's research are outlined below:
| World Acceptance has a strong financial position based on the latest SEC filings | |
| Over 79.0% of the company outstanding shares are owned by institutional investors | |
| Latest headline from finance.yahoo.com: With EPS Growth And More, World Acceptance Makes An Interesting Case |
World Acceptance Quarterly Accounts Payable |
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World Acceptance uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in World Acceptance. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to World Acceptance's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 2nd of May 2024 Upcoming Quarterly Report | View | |
| 19th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 2nd of May 2024 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of March 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact World Acceptance's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises World Acceptance's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
1998-01-15 | 1997-12-31 | 0.06 | 0.05 | -0.01 | 16 | ||
1997-07-17 | 1997-06-30 | 0.1 | 0.09 | -0.01 | 10 | ||
1996-01-10 | 1995-12-31 | 0.09 | 0.08 | -0.01 | 11 | ||
2003-01-22 | 2002-12-31 | 0.17 | 0.19 | 0.02 | 11 | ||
2000-01-13 | 1999-12-31 | 0.12 | 0.14 | 0.02 | 16 | ||
1999-07-15 | 1999-06-30 | 0.14 | 0.16 | 0.02 | 14 | ||
2002-07-23 | 2002-06-30 | 0.22 | 0.25 | 0.03 | 13 | ||
1999-10-14 | 1999-09-30 | 0.13 | 0.16 | 0.03 | 23 |
Know World Acceptance's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as World Acceptance is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading World Acceptance backward and forwards among themselves. World Acceptance's institutional investor refers to the entity that pools money to purchase World Acceptance's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Ingalls & Snyder Llc | 2024-12-31 | 53.1 K | American Century Companies Inc | 2024-12-31 | 53 K | Charles Schwab Investment Management Inc | 2024-12-31 | 44 K | Bridgeway Capital Management, Llc | 2024-12-31 | 42.6 K | Aqr Capital Management Llc | 2024-12-31 | 35.2 K | Renaissance Technologies Corp | 2024-12-31 | 34.4 K | D. E. Shaw & Co Lp | 2024-12-31 | 33.6 K | Bank Of New York Mellon Corp | 2024-12-31 | 32.7 K | Jpmorgan Chase & Co | 2024-12-31 | 31 K | Prescott General Partners Llc | 2024-12-31 | 2 M | Prescott Investors Inc | 2024-12-31 | 2 M |
World Acceptance's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 720.63 M.Market Cap |
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World Acceptance's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.09 | 0.11 | |
| Return On Capital Employed | 0.18 | 0.19 | |
| Return On Assets | 0.08 | 0.10 | |
| Return On Equity | 0.18 | 0.21 |
Determining World Acceptance's profitability involves analyzing its financial statements and using various financial metrics to determine if World Acceptance is a good buy. For example, gross profit margin measures World Acceptance's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of World Acceptance's profitability and make more informed investment decisions.
World Acceptance's Earnings Breakdown by Geography
Please note, the presentation of World Acceptance's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, World Acceptance's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of World Acceptance's management manipulating its earnings.
Evaluate World Acceptance's management efficiency
World Acceptance has return on total asset (ROA) of 0.0821 % which means that it generated a profit of $0.0821 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1928 %, meaning that it created $0.1928 on every $100 dollars invested by stockholders. World Acceptance's management efficiency ratios could be used to measure how well World Acceptance manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Tangible Assets is expected to grow to 0.11. The current year's Return On Capital Employed is expected to grow to 0.19. At present, World Acceptance's Other Assets are projected to increase significantly based on the last few years of reporting. The current year's Net Tangible Assets is expected to grow to about 432.5 M, whereas Non Currrent Assets Other are forecasted to decline to about 79.9 M.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 66.45 | 69.77 | |
| Tangible Book Value Per Share | 63.56 | 66.74 | |
| Enterprise Value Over EBITDA | 7.75 | 7.46 | |
| Price Book Value Ratio | 2.16 | 2.63 | |
| Enterprise Value Multiple | 7.75 | 7.46 | |
| Price Fair Value | 2.16 | 2.63 | |
| Enterprise Value | 1.2 B | 1.3 B |
The decision-making processes within World Acceptance are key to its success in a competitive market. By evaluating these processes, we assess the stock's potential for future gains.
Beta 1.484 |
Basic technical analysis of World Stock
As of the 23rd of March, World Acceptance maintains the Market Risk Adjusted Performance of 0.0874, mean deviation of 1.85, and Downside Deviation of 2.4. Relative to fundamental indicators, the technical analysis model lets you check existing technical drivers of World Acceptance, as well as the relationship between them. Please check out World Acceptance jensen alpha, potential upside, as well as the relationship between the Potential Upside and skewness to decide if World Acceptance is priced fairly, providing market reflects its latest price of 125.4 per share. Given that World Acceptance has jensen alpha of 0.2316, we strongly advise you to confirm World Acceptance's prevalent market performance to make sure the company can sustain itself at a future point.World Acceptance's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific World Acceptance insiders, such as employees or executives, is commonly permitted as long as it does not rely on World Acceptance's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases World Acceptance insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
World Acceptance's Outstanding Corporate Bonds
World Acceptance issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. World Acceptance uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most World bonds can be classified according to their maturity, which is the date when World Acceptance has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| US981419AC85 Corp BondUS981419AC85 | View | |
| AerCap Global Aviation Corp BondUS00773HAA59 | View |
Understand World Acceptance's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing World Acceptance's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.048 | |||
| Market Risk Adjusted Performance | 0.0874 | |||
| Mean Deviation | 1.85 | |||
| Semi Deviation | 2.25 | |||
| Downside Deviation | 2.4 | |||
| Coefficient Of Variation | 2157.14 | |||
| Standard Deviation | 2.89 | |||
| Variance | 8.33 | |||
| Information Ratio | 0.0662 | |||
| Jensen Alpha | 0.2316 | |||
| Total Risk Alpha | 0.343 | |||
| Sortino Ratio | 0.0797 | |||
| Treynor Ratio | 0.0774 | |||
| Maximum Drawdown | 22.17 | |||
| Value At Risk | (3.74) | |||
| Potential Upside | 3.5 | |||
| Downside Variance | 5.75 | |||
| Semi Variance | 5.07 | |||
| Expected Short fall | (1.93) | |||
| Skewness | 2.5 | |||
| Kurtosis | 14.22 |
| Risk Adjusted Performance | 0.048 | |||
| Market Risk Adjusted Performance | 0.0874 | |||
| Mean Deviation | 1.85 | |||
| Semi Deviation | 2.25 | |||
| Downside Deviation | 2.4 | |||
| Coefficient Of Variation | 2157.14 | |||
| Standard Deviation | 2.89 | |||
| Variance | 8.33 | |||
| Information Ratio | 0.0662 | |||
| Jensen Alpha | 0.2316 | |||
| Total Risk Alpha | 0.343 | |||
| Sortino Ratio | 0.0797 | |||
| Treynor Ratio | 0.0774 | |||
| Maximum Drawdown | 22.17 | |||
| Value At Risk | (3.74) | |||
| Potential Upside | 3.5 | |||
| Downside Variance | 5.75 | |||
| Semi Variance | 5.07 | |||
| Expected Short fall | (1.93) | |||
| Skewness | 2.5 | |||
| Kurtosis | 14.22 |
Consider World Acceptance's intraday indicators
World Acceptance intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of World Acceptance stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
World Acceptance Corporate Filings
F4 | 24th of February 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 12th of February 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
10Q | 6th of February 2025 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
13A | 14th of November 2024 An amended filing to the original Schedule 13G | ViewVerify |
World Stock media impact
Far too much social signal, news, headlines, and media speculation about World Acceptance that are available to investors today. That information is available publicly through World media outlets and privately through word of mouth or via World internal channels. However, regardless of the origin, that massive amount of World data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of World Acceptance news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of World Acceptance relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to World Acceptance's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive World Acceptance alpha.
World Acceptance Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards World Acceptance can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
World Acceptance Corporate Executives
Elected by the shareholders, the World Acceptance's board of directors comprises two types of representatives: World Acceptance inside directors who are chosen from within the company, and outside directors, selected externally and held independent of World. The board's role is to monitor World Acceptance's management team and ensure that shareholders' interests are well served. World Acceptance's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, World Acceptance's outside directors are responsible for providing unbiased perspectives on the board's policies.
| John Calmes | CFO, Sr. VP and Treasurer | Profile |
Already Invested in World Acceptance?
The danger of trading World Acceptance is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of World Acceptance is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than World Acceptance. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile World Acceptance is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether World Acceptance is a strong investment it is important to analyze World Acceptance's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact World Acceptance's future performance. For an informed investment choice regarding World Stock, refer to the following important reports: Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in World Acceptance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of economic analysis. For information on how to trade World Stock refer to our How to Trade World Stock guide.You can also try the Top Crypto Exchanges module to search and analyze digital assets across top global cryptocurrency exchanges.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of World Acceptance. If investors know World will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about World Acceptance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.14) | Earnings Share 14.25 | Revenue Per Share | Quarterly Revenue Growth 0.006 | Return On Assets |
The market value of World Acceptance is measured differently than its book value, which is the value of World that is recorded on the company's balance sheet. Investors also form their own opinion of World Acceptance's value that differs from its market value or its book value, called intrinsic value, which is World Acceptance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because World Acceptance's market value can be influenced by many factors that don't directly affect World Acceptance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between World Acceptance's value and its price, as these two are different measures arrived at by various means. Investors typically determine if World Acceptance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, World Acceptance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.