Is Consumer Portfolio Stock a Good Investment?
Consumer Portfolio Investment Advice | CPSS |
- Examine Consumer Portfolio's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Consumer Portfolio's leadership team and their track record. Good management can help Consumer Portfolio navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Consumer Finance space and any emerging trends that could impact Consumer Portfolio's business and its evolving consumer preferences.
- Compare Consumer Portfolio's performance and market position to its competitors. Analyze how Consumer Portfolio is positioned in terms of product offerings, innovation, and market share.
- Check if Consumer Portfolio pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Consumer Portfolio's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Consumer Portfolio Services stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Consumer Portfolio Services is a good investment.
Sell | Buy |
Hold
Market Performance | Very Weak | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Over hyped | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Responds to the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Strong Sell | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Consumer Portfolio Stock
Researching Consumer Portfolio's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 40.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.66. Some equities with similar Price to Book (P/B) outperform the market in the long run. Consumer Portfolio has Price/Earnings To Growth (PEG) ratio of 0.33. The entity had not issued any dividends in recent years. The firm had 2:1 split on the 15th of March 1996.
To determine if Consumer Portfolio is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Consumer Portfolio's research are outlined below:
| Consumer Portfolio generated a negative expected return over the last 90 days | |
| About 40.0% of the company shares are held by company insiders | |
| Latest headline from MacroaxisInsider: Disposition of 8600 shares by Denesh Bharwani of Consumer Portfolio subject to Rule 16b-3 |
Consumer Portfolio uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Consumer Portfolio Services. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Consumer Portfolio's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 14th of March 2024 Upcoming Quarterly Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View |
Earnings surprises can significantly impact Consumer Portfolio's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Consumer Portfolio's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2008-04-15 | 2008-03-31 | 0.1 | 0.11 | 0.01 | 10 | ||
2014-04-08 | 2014-03-31 | 0.19 | 0.21 | 0.02 | 10 | ||
1996-04-23 | 1996-03-31 | 0.19 | 0.21 | 0.02 | 10 | ||
1995-07-19 | 1995-06-30 | 0.16 | 0.18 | 0.02 | 12 | ||
1995-05-16 | 1995-03-31 | 0.16 | 0.18 | 0.02 | 12 | ||
2024-03-15 | 2023-12-31 | 0.26 | 0.2889 | 0.0289 | 11 | ||
2018-02-14 | 2017-12-31 | 0.17 | 0.2 | 0.03 | 17 | ||
2014-02-10 | 2013-12-31 | 0.2 | 0.17 | -0.03 | 15 |
Know Consumer Portfolio's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Consumer Portfolio is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Consumer Portfolio Services backward and forwards among themselves. Consumer Portfolio's institutional investor refers to the entity that pools money to purchase Consumer Portfolio's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Verity & Verity, Llc | 2024-12-31 | 120.5 K | Highpoint Advisor Group Llc | 2024-12-31 | 107.4 K | Fisher Asset Management, Llc | 2024-12-31 | 102.4 K | Bank Of New York Mellon Corp | 2024-12-31 | 92.3 K | Northern Trust Corp | 2024-12-31 | 85.8 K | American Century Companies Inc | 2024-12-31 | 74.2 K | Janney Montgomery Scott Llc | 2024-12-31 | 51.6 K | Arrowstreet Capital Limited Partnership | 2024-12-31 | 31.1 K | Jpmorgan Chase & Co | 2024-12-31 | 29.2 K | Black Diamond Capital Management Llc | 2024-12-31 | 5.1 M | Dimensional Fund Advisors, Inc. | 2024-12-31 | 1.6 M |
Consumer Portfolio's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 212.77 M.Market Cap |
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Consumer Portfolio's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Equity | 0.07 | 0.07 |
Determining Consumer Portfolio's profitability involves analyzing its financial statements and using various financial metrics to determine if Consumer Portfolio is a good buy. For example, gross profit margin measures Consumer Portfolio's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Consumer Portfolio's profitability and make more informed investment decisions.
Please note, the imprecision that can be found in Consumer Portfolio's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Consumer Portfolio Services. Check Consumer Portfolio's Beneish M Score to see the likelihood of Consumer Portfolio's management manipulating its earnings.
Evaluate Consumer Portfolio's management efficiency
Return On Equity is likely to gain to 0.07 in 2025, whereas Return On Tangible Assets are likely to drop 0 in 2025. At this time, Consumer Portfolio's Total Assets are comparatively stable compared to the past year. Other Assets is likely to gain to about 3.7 B in 2025, whereas Non Current Assets Total are likely to drop slightly above 959.5 K in 2025. Consumer Portfolio's management efficiency ratios could be used to measure how well Consumer Portfolio manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 13.75 | 14.44 | |
| Tangible Book Value Per Share | 13.75 | 14.44 | |
| Enterprise Value Over EBITDA | 207.44 | 217.82 | |
| Price Book Value Ratio | 0.79 | 0.75 | |
| Enterprise Value Multiple | 207.44 | 217.82 | |
| Price Fair Value | 0.79 | 0.75 | |
| Enterprise Value | 354.7 M | 292.9 M |
Leadership at Consumer Portfolio emphasizes sustainable growth and financial prudence. Our analysis evaluates how these priorities impact the stock's performance in the market.
Beta 2.014 |
Basic technical analysis of Consumer Stock
As of the 28th of March, Consumer Portfolio shows the Risk Adjusted Performance of (0.06), standard deviation of 2.49, and Mean Deviation of 1.93. Consumer Portfolio technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm Consumer Portfolio variance and skewness to decide if Consumer Portfolio is priced correctly, providing market reflects its regular price of 9.03 per share. Given that Consumer Portfolio has information ratio of (0.08), we suggest you to validate Consumer Portfolio Services's prevailing market performance to make sure the company can sustain itself at a future point.Consumer Portfolio's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Consumer Portfolio insiders, such as employees or executives, is commonly permitted as long as it does not rely on Consumer Portfolio's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Consumer Portfolio insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Consumer Portfolio's Outstanding Corporate Bonds
Consumer Portfolio issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Consumer Portfolio uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Consumer bonds can be classified according to their maturity, which is the date when Consumer Portfolio Services has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| CMS 4625 15 MAY 33 Corp BondUS210518DU76 | View | |
| CMS 265 15 AUG 52 Corp BondUS210518DN34 | View | |
| CMS 36 15 AUG 32 Corp BondUS210518DP81 | View | |
| CMS 42 01 SEP 52 Corp BondUS210518DQ64 | View | |
| US210518DJ22 Corp BondUS210518DJ22 | View | |
| Dana 575 percent Corp BondUS235822AB96 | View | |
| CONSUMERS ENERGY 395 Corp BondUS210518CU85 | View | |
| US210518DF00 Corp BondUS210518DF00 | View |
Understand Consumer Portfolio's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Consumer Portfolio's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.06) | |||
| Market Risk Adjusted Performance | (0.14) | |||
| Mean Deviation | 1.93 | |||
| Coefficient Of Variation | (1,196) | |||
| Standard Deviation | 2.49 | |||
| Variance | 6.22 | |||
| Information Ratio | (0.08) | |||
| Jensen Alpha | (0.18) | |||
| Total Risk Alpha | (0.14) | |||
| Treynor Ratio | (0.15) | |||
| Maximum Drawdown | 12.39 | |||
| Value At Risk | (4.66) | |||
| Potential Upside | 3.1 | |||
| Skewness | (0.88) | |||
| Kurtosis | 1.18 |
| Risk Adjusted Performance | (0.06) | |||
| Market Risk Adjusted Performance | (0.14) | |||
| Mean Deviation | 1.93 | |||
| Coefficient Of Variation | (1,196) | |||
| Standard Deviation | 2.49 | |||
| Variance | 6.22 | |||
| Information Ratio | (0.08) | |||
| Jensen Alpha | (0.18) | |||
| Total Risk Alpha | (0.14) | |||
| Treynor Ratio | (0.15) | |||
| Maximum Drawdown | 12.39 | |||
| Value At Risk | (4.66) | |||
| Potential Upside | 3.1 | |||
| Skewness | (0.88) | |||
| Kurtosis | 1.18 |
Consider Consumer Portfolio's intraday indicators
Consumer Portfolio intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Consumer Portfolio stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Consumer Portfolio Corporate Filings
F4 | 27th of March 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 26th of March 2025 Prospectus used primarily for registering securities for public sale. | ViewVerify | |
8K | 24th of March 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
10K | 12th of March 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
Consumer Stock media impact
Far too much social signal, news, headlines, and media speculation about Consumer Portfolio that are available to investors today. That information is available publicly through Consumer media outlets and privately through word of mouth or via Consumer internal channels. However, regardless of the origin, that massive amount of Consumer data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Consumer Portfolio news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Consumer Portfolio relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Consumer Portfolio's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Consumer Portfolio alpha.
Consumer Portfolio Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Consumer Portfolio can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Consumer Portfolio Corporate Executives
Elected by the shareholders, the Consumer Portfolio's board of directors comprises two types of representatives: Consumer Portfolio inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Consumer. The board's role is to monitor Consumer Portfolio's management team and ensure that shareholders' interests are well served. Consumer Portfolio's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Consumer Portfolio's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Jeffrey Fritz | CFO, Principal Accounting Officer and Executive VP | Profile |
Additional Tools for Consumer Stock Analysis
When running Consumer Portfolio's price analysis, check to measure Consumer Portfolio's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Consumer Portfolio is operating at the current time. Most of Consumer Portfolio's value examination focuses on studying past and present price action to predict the probability of Consumer Portfolio's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Consumer Portfolio's price. Additionally, you may evaluate how the addition of Consumer Portfolio to your portfolios can decrease your overall portfolio volatility.