Pra Group Stock Today

PRAA Stock  USD 19.60  0.78  4.14%   

Performance

Very Weak

 
Weak
 
Strong

Odds Of Distress

Low

 
High
 
Low
PRA is trading at 19.60 as of the 16th of March 2025, a 4.14 percent increase since the beginning of the trading day. The stock's open price was 18.82. PRA has only a 8 % chance of going through financial distress over the next few years, but has generated negative returns over the last 90 days. The performance scores are derived for the period starting the 16th of December 2024 and ending today, the 16th of March 2025. Click here to learn more.
Business Domain
Financial Services
IPO Date
8th of November 2002
Classification
Financials
PRA Group, Inc., a financial and business services company, engages in the purchase, collection, and management of portfolios of nonperforming loans in the Americas, Australia, and Europe. PRA Group, Inc. was incorporated in 1996 and is headquartered in Norfolk, Virginia. The company has 39.51 M outstanding shares of which 650.38 K shares are at this time shorted by private and institutional investors with about 2.38 trading days to cover. More on PRA Group

Moving together with PRA Stock

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Moving against PRA Stock

  0.55CB ChubbPairCorr
Follow Valuation Options Odds of Bankruptcy
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PRA Stock Highlights

ESG Sustainability
Environmental
Governance
Social
Co-Founder, Chairman and CEOSteven Fredrickson
Business ConcentrationConsumer Finance, Financial Services, SP Small-Cap 600, NASDAQ Composite, NASDAQ Financial 100, NASDAQ Composite Total, Financials, Consumer Finance, Credit Services, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.20.21
Sufficiently Down
Slightly volatile
Gross Profit Margin0.740.71
Sufficiently Up
Pretty Stable
Total Current Liabilities532.8 M333.2 M
Way Up
Slightly volatile
Non Current Liabilities Total3.6 B3.4 B
Sufficiently Up
Slightly volatile
Total Assets5.2 B4.9 B
Sufficiently Up
Slightly volatile
Total Current Assets4.5 B4.3 B
Sufficiently Up
Slightly volatile
Debt Levels
PRA can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand PRA's financial leverage. It provides some insight into what part of PRA's total assets is financed by creditors.
Liquidity
PRA Group currently holds 3.74 B in liabilities with Debt to Equity (D/E) ratio of 2.05, implying the company greatly relies on financing operations through barrowing. PRA Group has a current ratio of 5.53, suggesting that it is liquid enough and is able to pay its financial obligations when due. Note, when we think about PRA's use of debt, we should always consider it together with its cash and equity.

Dividends Paid

17.49 Million
PRA Group (PRAA) is traded on NASDAQ Exchange in USA. It is located in 120 Corporate Boulevard, Norfolk, VA, United States, 23502 and employs 3,115 people. PRA is listed under Consumer Finance category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 774.39 M. PRA Group conducts business under Consumer Finance sector and is part of Financials industry. The entity has 39.51 M outstanding shares of which 650.38 K shares are at this time shorted by private and institutional investors with about 2.38 trading days to cover. PRA Group currently holds about 89.58 M in cash with (94.59 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 2.3.
Check PRA Probability Of Bankruptcy
Ownership Allocation
PRA Group secures a total of 39.51 Million outstanding shares. The majority of PRA Group outstanding shares are owned by institutions. These other corporate entities are usually referred to as non-private investors looking to secure positions in PRA Group to benefit from reduced commissions. Therefore, outside corporations are subject to a different set of regulations than regular investors in PRA Group. Please pay attention to any change in the institutional holdings of PRA as this could imply that something significant has changed or is about to change at the company. Also note that around seven hundred twenty-three thousand twenty-six invesors are currently shorting PRA expressing very little confidence in its future performance.
Check PRA Ownership Details

PRA Stock Institutional Holders

InstituionRecorded OnShares
Royce & Associates, Lp2024-12-31
702.5 K
Engaged Capital Llc2024-12-31
619.9 K
Morgan Stanley - Brokerage Accounts2024-12-31
557.2 K
Bank Of New York Mellon Corp2024-12-31
546.4 K
Charles Schwab Investment Management Inc2024-12-31
468.2 K
Northern Trust Corp2024-12-31
431.9 K
Bank Of America Corp2024-12-31
430.2 K
D. E. Shaw & Co Lp2024-12-31
416.7 K
Chartwell Investment Partners, Llc2024-09-30
345 K
Blackrock Inc2024-12-31
6.4 M
Vanguard Group Inc2024-12-31
4.3 M
View PRA Diagnostics

PRA Historical Income Statement

At present, PRA's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's EBITDA is expected to grow to about 190.6 M, whereas Depreciation And Amortization is forecasted to decline to about 14.6 M. View More Fundamentals

PRA Stock Against Markets

PRA Corporate Management

LaTisha TarrantGeneral VPProfile
Laura WhiteChief Compliance OfficerProfile
Jan HusbyGlobal OfficerProfile
Chris BurroughsChief OfficerProfile
When determining whether PRA Group offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of PRA's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Pra Group Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Pra Group Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in PRA Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.
You can also try the Equity Valuation module to check real value of public entities based on technical and fundamental data.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PRA. If investors know PRA will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about PRA listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.48)
Earnings Share
1.79
Revenue Per Share
28.3
Quarterly Revenue Growth
0.324
Return On Assets
0.0449
The market value of PRA Group is measured differently than its book value, which is the value of PRA that is recorded on the company's balance sheet. Investors also form their own opinion of PRA's value that differs from its market value or its book value, called intrinsic value, which is PRA's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PRA's market value can be influenced by many factors that don't directly affect PRA's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between PRA's value and its price as these two are different measures arrived at by different means. Investors typically determine if PRA is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, PRA's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.