Consumer Finance Companies By Roa

Return On Asset
ROAEfficiencyMarket RiskExp Return
1FINV FinVolution Group
0.2
 0.21 
 3.24 
 0.68 
2PRG PROG Holdings
0.16
(0.14)
 4.27 
(0.60)
3YRD Yirendai
0.16
 0.16 
 4.89 
 0.77 
4KSPI Joint Stock
0.16
(0.01)
 2.17 
(0.03)
5JFIN Jiayin Group
0.13
 0.17 
 7.75 
 1.29 
6QFIN 360 Finance
0.11
 0.10 
 3.43 
 0.33 
7XYF X Financial Class
0.0995
 0.22 
 4.32 
 0.95 
8WRLD World Acceptance
0.0821
 0.09 
 2.95 
 0.27 
9LX Lexinfintech Holdings
0.0669
 0.21 
 5.49 
 1.13 
10FCFS FirstCash
0.0642
 0.18 
 1.25 
 0.22 
11EZPW EZCORP Inc
0.0497
 0.18 
 1.87 
 0.34 
12PRAA PRA Group
0.0449
 0.01 
 1.96 
 0.02 
13RM Regional Management Corp
0.0434
(0.03)
 2.10 
(0.07)
14ENVA Enova International
0.0425
 0.02 
 2.17 
 0.04 
15TREE Lendingtree
0.039
 0.12 
 5.40 
 0.64 
16AXP American Express
0.038
(0.09)
 1.66 
(0.15)
17ATLC Atlanticus Holdings
0.0368
(0.03)
 3.48 
(0.12)
18ECPG Encore Capital Group
0.0367
(0.12)
 3.49 
(0.43)
19MFIN Medallion Financial Corp
0.0353
(0.03)
 2.16 
(0.07)
20LU Lufax Holding
0.0311
 0.11 
 3.88 
 0.43 
The analysis above is based on a 90-day investment horizon and a default level of risk. Use the Portfolio Analyzer to fine-tune all your assumptions. Check your current assumptions here.
Return on Asset or ROA shows how effective is the management of the company in generating income from utilizing all of the assets at their disposal. It is a useful ratio to evaluate the performance of different departments of a company as well as to understand management performance over time. Return on Asset measures overall efficiency of a company in generating profits from its total assets. It is expressed as the percentage of profits earned per dollar of Asset. A low ROA typically means that a company is asset-intensive and therefore will needs more money to continue generating revenue in the future.