Lendingclub Corp Stock Today

LC Stock  USD 10.75  0.07  0.65%   

Performance

Very Weak

 
Weak
 
Strong

Odds Of Distress

Very Small

 
High
 
Low
LendingClub Corp is trading at 10.75 as of the 19th of March 2025, a 0.65% down since the beginning of the trading day. The stock's open price was 10.82. LendingClub Corp has a very small chance of experiencing financial distress in the next few years, but has generated negative returns over the last 90 days. The performance scores are derived for the period starting the 19th of December 2024 and ending today, the 19th of March 2025. Click here to learn more.
Business Domain
Financial Services
IPO Date
11th of December 2014
Classification
Financials
LendingClub Corporation, operates as a bank holding company for LendingClub Bank, National Association that provides range of financial products and services through a technology-driven platform in the United States. LendingClub Corporation was incorporated in 2006 and is headquartered in San Francisco, California. The company has 113.38 M outstanding shares of which 4.25 M shares are now sold short in the market by investors with about 1.69 days to cover all shorted shares. More on LendingClub Corp

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Follow Valuation Options Odds of Bankruptcy
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LendingClub Stock Highlights

ESG Sustainability
Environmental
Governance
Social
ChairmanJohn Morris
Thematic Ideas
(View all Themes)
Business ConcentrationConsumer Finance, Financial Services, NYSE Composite, Aggressive Defence, Banking, Financials, Consumer Finance, Credit Services, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.02260.0238
Notably Down
Slightly volatile
Total Current Liabilities129.5 M101 M
Significantly Up
Very volatile
Total Assets11.2 B10.6 B
Sufficiently Up
Very volatile
Total Current Assets3.6 B3.5 B
Sufficiently Up
Very volatile
Debt Levels
LendingClub Corp can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand LendingClub Corp's financial leverage. It provides some insight into what part of LendingClub Corp's total assets is financed by creditors.
Liquidity
LendingClub Corp reports 28.5 M of total liabilities with total debt to equity ratio (D/E) of 0.11, which may suggest the company is not taking enough advantage from financial leverage. Note however, debt could still be an excellent tool for LendingClub to invest in growth at high rates of return.

Change To Inventory

(208 Million)
LendingClub Corp (LC) is traded on New York Stock Exchange in USA. It is located in 595 Market Street, San Francisco, CA, United States, 94105 and employs 1,002 people. LendingClub Corp is listed under Consumer Finance category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a market capitalization of 1.23 B. LendingClub Corp is active under Consumer Finance sector as part of Financials industry. The entity has 113.38 M outstanding shares of which 4.25 M shares are now sold short in the market by investors with about 1.69 days to cover all shorted shares. LendingClub Corp reports about 1.03 B in cash with (2.63 B) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 9.07.
Check LendingClub Corp Probability Of Bankruptcy
Ownership Allocation
LendingClub Corp maintains a total of 113.38 Million outstanding shares. The majority of LendingClub Corp outstanding shares are owned by institutional investors. These third-party entities are usually referred to as non-private investors looking to shop for positions in LendingClub Corp to benefit from reduced commissions. Consequently, institutional holders are subject to a different set of regulations than regular investors in LendingClub Corp. Please pay attention to any change in the institutional holdings of LendingClub Corp as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company has, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Check LendingClub Ownership Details

LendingClub Stock Institutional Holders

InstituionRecorded OnShares
Long Focus Capital Management, Llc2024-12-31
1.6 M
Rima Management, Llc2024-12-31
1.5 M
Arrowstreet Capital Limited Partnership2024-12-31
1.5 M
Rhino Investment Partners, Inc.2024-12-31
1.3 M
Harspring Capital Management Llc2024-12-31
1.1 M
Northern Trust Corp2024-12-31
M
Fmr Inc2024-12-31
M
Citadel Advisors Llc2024-12-31
931.2 K
Charles Schwab Investment Management Inc2024-12-31
924.8 K
Vanguard Group Inc2024-12-31
12 M
Blackrock Inc2024-12-31
M
View LendingClub Corp Diagnostics

LendingClub Corp Historical Income Statement

At present, LendingClub Corp's EBIT is projected to increase significantly based on the last few years of reporting. The current year's EBITDA is expected to grow to about 106.2 M, whereas Depreciation And Amortization is forecasted to decline to about 50.6 M. View More Fundamentals

LendingClub Stock Against Markets

LendingClub Corp Corporate Directors

Simon WilliamsIndependent DirectorProfile
Thomas CaseyChief Financial Officer, Independent DirectorProfile
Michael ZeisserIndependent DirectorProfile
Patricia McCordIndependent DirectorProfile
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in LendingClub Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.
For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.
You can also try the Options Analysis module to analyze and evaluate options and option chains as a potential hedge for your portfolios.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of LendingClub Corp. If investors know LendingClub will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about LendingClub Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.1)
Earnings Share
0.45
Revenue Per Share
10.39
Quarterly Revenue Growth
0.202
Return On Assets
0.0042
The market value of LendingClub Corp is measured differently than its book value, which is the value of LendingClub that is recorded on the company's balance sheet. Investors also form their own opinion of LendingClub Corp's value that differs from its market value or its book value, called intrinsic value, which is LendingClub Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because LendingClub Corp's market value can be influenced by many factors that don't directly affect LendingClub Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between LendingClub Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if LendingClub Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, LendingClub Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.