Consumer Finance Companies By Ps Ratio

Price To Sales
Price To SalesEfficiencyMarket RiskExp Return
1UPST Upstart Holdings
7.19
(0.05)
 6.05 
(0.29)
2CACC Credit Acceptance
6.42
 0.06 
 1.90 
 0.11 
3SOFI SoFi Technologies
5.34
(0.06)
 4.18 
(0.27)
4SLM SLM Corp
4.34
 0.08 
 1.77 
 0.15 
5JNVR Janover Common Stock
3.32
 0.04 
 5.59 
 0.20 
6DFS Discover Financial Services
3.19
(0.03)
 2.47 
(0.08)
7AXP American Express
3.12
(0.11)
 1.63 
(0.17)
8NNI Nelnet Inc
2.99
 0.06 
 1.56 
 0.10 
9COF Capital One Financial
2.43
(0.02)
 2.15 
(0.04)
10OMF OneMain Holdings
2.41
 0.00 
 2.02 
 0.00 
11QD Qudian Inc
2.36
 0.00 
 3.21 
(0.01)
12SYF Synchrony Financial
2.24
(0.16)
 2.00 
(0.32)
13ENVA Enova International
2.03
 0.00 
 2.13 
 0.00 
14ATLC Atlanticus Holdings
1.91
(0.03)
 3.47 
(0.10)
15ALLY Ally Financial
1.66
 0.03 
 1.91 
 0.06 
16NAVI Navient Corp
1.61
 0.01 
 1.76 
 0.01 
17AIHS Senmiao Technology
1.59
 0.00 
 3.75 
 0.00 
18FCFS FirstCash
1.54
 0.17 
 1.24 
 0.22 
19CBRJ Carbon Race Corp
1.51
(0.13)
 6.40 
(0.82)
20WRLD World Acceptance
1.29
 0.08 
 2.92 
 0.24 
The analysis above is based on a 90-day investment horizon and a default level of risk. Use the Portfolio Analyzer to fine-tune all your assumptions. Check your current assumptions here.
Price to Sales ratio is typically used for valuing equity relative to its own past performance as well as to performance of other companies or market indexes. In most cases, the lower the ratio, the better it is for investors. However, it is advisable for investors to exercise caution when looking at price-to-sales ratios across different industries. The most critical factor to remember is that the price of equity takes a firm's debt into account, whereas the sales indicators do not consider financial leverage. Generally speaking, Price to Sales ratio shows how much market values every dollar of the company's sales.