Is Qudian Stock a Good Investment?

Qudian Investment Advice

To provide specific investment advice or recommendations on Qudian Inc stock, we recommend investors consider the following general factors when evaluating Qudian Inc. This will help you to make an informed decision on whether to include Qudian in one of your diversified portfolios:

Examine Qudian's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
Research Qudian's leadership team and their track record. Good management can help Qudian navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
Consider the overall health of the Consumer Finance space and any emerging trends that could impact Qudian's business and its evolving consumer preferences.
Compare Qudian's performance and market position to its competitors. Analyze how Qudian is positioned in terms of product offerings, innovation, and market share.
Check if Qudian pays a dividend and its dividend yield and payout ratio.
Review what financial analysts are saying about Qudian's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.

It's important to note that investing in Qudian Inc stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Qudian Inc is a good investment.

Sell

Buy

Strong Sell

We provide trade recommendations to complement the recent expert consensus on Qudian Inc. Our dynamic recommendation engine exercises a multidimensional algorithm to analyze the firm's potential to grow using all technical and fundamental data available at the time. To make sure Qudian is not overpriced, please check all Qudian Inc fundamentals, including its shares owned by institutions, net income, short ratio, as well as the relationship between the price to sales and debt to equity . Please also confirm Qudian Inc number of shares shorted to check out your buy or sell decision is consistent with all fundamental data available and that the company can sustain itself in the current economic cycle.

Market Performance	Weak	Details
Volatility	Risky	Details
Hype Condition	Stale	Details
Current Valuation	Overvalued	Details
Odds Of Distress	Below Average	Details
Economic Sensitivity	Moves indifferently to market moves	Details
Investor Sentiment	Alarmed	Details
Analyst Consensus	Strong Sell	Details
Financial Leverage	Not Rated	Details
Reporting Quality (M-Score)	Unavailable	Details

Examine Qudian Stock

Researching Qudian's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 12.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 0.34. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Qudian Inc recorded a loss per share of 0.28. The entity had not issued any dividends in recent years.

To determine if Qudian is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Qudian's research are outlined below:

	Qudian Inc had very high historical volatility over the last 90 days
	About 12.0% of the company outstanding shares are owned by corporate insiders
	Latest headline from news.google.com: SBI Securities Co. Ltd. Takes Position in Qudian Inc. - Defense World

Qudian Quarterly Liabilities And Stockholders Equity

12.55 Billion

Qudian uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Qudian Inc. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Qudian's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.

	20th of February 2024 Upcoming Quarterly Report	View
	31st of December 2023 Next Fiscal Quarter End	View

Qudian Analyst Ratings

Qudian's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about Qudian stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of Qudian's financials, market performance, and future outlook by experienced professionals. Qudian's historical ratings below, therefore, can serve as a valuable tool for investors.

Know Qudian's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Qudian is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Qudian Inc backward and forwards among themselves. Qudian's institutional investor refers to the entity that pools money to purchase Qudian's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.

		Shares
(junk)commonwealth Pps	2024-12-31	257.5 K
Polunin Capital Partners Ltd	2024-12-31	241.2 K
Jane Street Group Llc	2024-12-31	225.3 K
Oasis Management Co. Ltd	2024-12-31	197.9 K
Amvescap Plc.	2024-12-31	162.6 K
Jpmorgan Chase & Co	2024-12-31	156.8 K
Goldman Sachs Group Inc	2024-12-31	156.3 K
State Street Corp	2024-12-31	149.3 K
American Century Companies Inc	2024-12-31	138.4 K
Ubs Group Ag	2024-12-31	3.7 M
Morgan Stanley - Brokerage Accounts	2024-12-31	1.6 M

Note, although Qudian's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Qudian's market capitalization trends

The company currently falls under 'Small-Cap' category with a market capitalization of 558.74 M.

Market Cap

3.51 Billion

Qudian's profitablity analysis

		Last Reported	Projected for Next Year
	Return On Capital Employed	(0.03)	(0.02)

The company has Net Profit Margin (PM) of 0.18 %, which suggests that even a small decline in it sales will erase profits and may result in a net loss, or a negative profit margin. This is way below average. Likewise, it shows Net Operating Margin (NOM) of (1.21) %, which signifies that for every 100 dollars of sales, it has a net operating loss of $1.21.

Determining Qudian's profitability involves analyzing its financial statements and using various financial metrics to determine if Qudian is a good buy. For example, gross profit margin measures Qudian's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Qudian's profitability and make more informed investment decisions.

Please note, the presentation of Qudian's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Qudian's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Qudian's management manipulating its earnings.

Evaluate Qudian's management efficiency

Qudian Inc has Return on Asset (ROA) of (0.0134) % which means that for every 100 dollars spent on asset, it generated a loss of $0.0134. This is way below average. Qudian's management efficiency ratios could be used to measure how well Qudian manages its routine affairs as well as how well it operates its assets and liabilities. As of March 20, 2025, Return On Tangible Assets is expected to decline to 0. The current year's Return On Capital Employed is expected to grow to -0.02. The current year's Other Assets is expected to grow to about 528.5 M, whereas Total Assets are forecasted to decline to about 12.9 B.

	Last Reported	Projected for Next Year
Book Value Per Share	47.35	25.02
Tangible Book Value Per Share	47.34	24.98
Enterprise Value Over EBITDA	(24.72)	(25.96)
Price Book Value Ratio	0.25	0.26
Enterprise Value Multiple	(24.72)	(25.96)
Price Fair Value	0.25	0.26
Enterprise Value	-4.5 B	-4.3 B

Management at Qudian Inc focuses on leveraging technology and optimizing operations. We evaluate the impact of these focuses on the company's financial health and stock performance.

Beta

0.708

Basic technical analysis of Qudian Stock

As of the 20th of March, Qudian holds the Risk Adjusted Performance of 0.0221, coefficient of variation of 6111.75, and Semi Deviation of 2.87. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Qudian, as well as the relationship between them. Please check Qudian Inc variance, as well as the relationship between the maximum drawdown and semi variance to decide if Qudian Inc is priced some-what accurately, providing market reflects its current price of 2.89 per share. Please also confirm Qudian Inc total risk alpha, which is currently at 0.3622 to check out the company can sustain itself at a future point.

Qudian's Outstanding Corporate Bonds

Qudian issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Qudian Inc uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Qudian bonds can be classified according to their maturity, which is the date when Qudian Inc has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

	MPLX LP 4875 Corp Bond US55336VAJ98	View
	MPLX LP 52 Corp Bond US55336VAL45	View
	Morgan Stanley 3591 Corp Bond US61744YAK47	View
	Morgan Stanley 3971 Corp Bond US61744YAL20	View
	Valero Energy Partners Corp Bond US91914JAA07	View

View All Qudian Corporate Bonds

Understand Qudian's technical and predictive indicators

Using predictive indicators to make investment decisions involves analyzing Qudian's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.

	Risk Adjusted Performance	0.0221
	Market Risk Adjusted Performance	0.0508
	Mean Deviation	2.62
	Semi Deviation	2.87
	Downside Deviation	3.13
	Coefficient Of Variation	6111.75
	Standard Deviation	3.69
	Variance	13.64
	Information Ratio	0.0339
	Jensen Alpha	0.143
	Total Risk Alpha	0.3622
	Sortino Ratio	0.04
	Treynor Ratio	0.0408
	Maximum Drawdown	20.79
	Value At Risk	(5.05)
	Potential Upside	5.54
	Downside Variance	9.82
	Semi Variance	8.24
	Expected Short fall	(3.38)
	Skewness	1.11
	Kurtosis	2.79

	Risk Adjusted Performance	0.0221
	Market Risk Adjusted Performance	0.0508
	Mean Deviation	2.62
	Semi Deviation	2.87
	Downside Deviation	3.13
	Coefficient Of Variation	6111.75
	Standard Deviation	3.69
	Variance	13.64
	Information Ratio	0.0339
	Jensen Alpha	0.143
	Total Risk Alpha	0.3622
	Sortino Ratio	0.04
	Treynor Ratio	0.0408
	Maximum Drawdown	20.79
	Value At Risk	(5.05)
	Potential Upside	5.54
	Downside Variance	9.82
	Semi Variance	8.24
	Expected Short fall	(3.38)
	Skewness	1.11
	Kurtosis	2.79

Consider Qudian's intraday indicators

Qudian intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Qudian stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

	Accumulation Distribution	55021.98
	Daily Balance Of Power	(0.25)
	Rate Of Daily Change	0.98
	Day Median Price	2.97
	Day Typical Price	2.94
	Price Action Indicator	(0.11)
	Period Momentum Indicator	(0.06)
	Relative Strength Index	48.0

Qudian Corporate Filings

6K	20th of March 2025 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges.	View Verify
	12th of February 2025 Other Reports	View Verify

Qudian time-series forecasting models is one of many Qudian's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Qudian's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Qudian Stock media impact

Far too much social signal, news, headlines, and media speculation about Qudian that are available to investors today. That information is available publicly through Qudian media outlets and privately through word of mouth or via Qudian internal channels. However, regardless of the origin, that massive amount of Qudian data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.

A primary focus of Qudian news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Qudian relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Qudian's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Qudian alpha.

Qudian Sentiment by Major News Outlets

Investor sentiment, mood or attitude towards Qudian can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.

Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.