Consumer Finance Companies By Pb Ratio

Price To Book
Price To BookEfficiencyMarket RiskExp Return
1AIHS Senmiao Technology
76.0
 0.00 
 3.75 
 0.00 
2UPST Upstart Holdings
7.69
(0.05)
 6.05 
(0.29)
3TREE Lendingtree
6.37
 0.13 
 5.37 
 0.69 
4AXP American Express
6.27
(0.11)
 1.63 
(0.17)
5KSPI Joint Stock
6.02
(0.02)
 2.15 
(0.03)
6CACC Credit Acceptance
3.41
 0.06 
 1.90 
 0.11 
7SLM SLM Corp
3.27
 0.08 
 1.77 
 0.15 
8FCFS FirstCash
2.55
 0.17 
 1.24 
 0.22 
9PT Pintec Technology Holdings
2.54
 0.09 
 2.29 
 0.20 
10DFS Discover Financial Services
2.46
(0.03)
 2.47 
(0.08)
11SOFI SoFi Technologies
2.16
(0.06)
 4.18 
(0.27)
12ENVA Enova International
2.1
 0.00 
 2.13 
 0.00 
13QFIN 360 Finance
2.08
 0.09 
 3.41 
 0.30 
14OMF OneMain Holdings
1.89
 0.00 
 2.02 
 0.00 
15JNVR Janover Common Stock
1.88
 0.04 
 5.59 
 0.20 
16NRDS Nerdwallet
1.85
(0.15)
 3.45 
(0.50)
17PRG PROG Holdings
1.71
(0.15)
 4.22 
(0.62)
18WRLD World Acceptance
1.69
 0.08 
 2.92 
 0.24 
19JFIN Jiayin Group
1.55
 0.17 
 7.67 
 1.32 
20ATLC Atlanticus Holdings
1.55
(0.03)
 3.47 
(0.10)
The analysis above is based on a 90-day investment horizon and a default level of risk. Use the Portfolio Analyzer to fine-tune all your assumptions. Check your current assumptions here.
Price to Book (P/B) ratio is used to relate a company book value to its current market price. A high P/B ratio indicates that investors expect executives to generate more returns on their investments from a given set of assets. Book value is the accounting value of assets minus liabilities. Price to Book ratio is mostly used in financial services industries where assets and liabilities are typically represented by dollars. Although low Price to Book ratio generally implies that the firm is undervalued, it is often a good indicator that the company may be in financial or managerial distress and should be investigated more carefully.