Consumer Finance Companies By Working Capital

Working Capital
Working CapitalEfficiencyMarket RiskExp Return
1KSPI Joint Stock
974.47 B
 0.02 
 2.18 
 0.04 
2CACC Credit Acceptance
8.28 B
 0.16 
 1.70 
 0.28 
3OMF OneMain Holdings
3.25 B
 0.07 
 1.58 
 0.11 
4JFIN Jiayin Group
3.13 B
 0.15 
 5.09 
 0.78 
5CPSS Consumer Portfolio Services
2.04 B
 0.06 
 1.64 
 0.10 
6PRG PROG Holdings
865.83 M
(0.08)
 1.74 
(0.13)
7TREE Lendingtree
120.85 M
 0.06 
 4.00 
 0.22 
8JNVR Janover Common Stock
4.62 M
 0.09 
 7.48 
 0.67 
9AIHS Senmiao Technology
(2.69 M)
(0.05)
 3.35 
(0.15)
10GDOT Green Dot
(2.32 B)
(0.08)
 2.06 
(0.17)
11BFH Bread Financial Holdings
0.0
 0.08 
 2.02 
 0.16 
12OPRT Oportun Financial Corp
0.0
 0.33 
 4.77 
 1.56 
13XYF X Financial Class
0.0
 0.17 
 3.55 
 0.60 
14QFIN 360 Finance
0.0
 0.19 
 3.00 
 0.57 
15SOFI SoFi Technologies
0.0
 0.07 
 3.57 
 0.26 
16ATNPQ Atlantis Technology Group
0.0
 0.13 
 129.10 
 16.67 
17UPST Upstart Holdings
0.0
 0.07 
 6.09 
 0.41 
18FINV FinVolution Group
14.54 B
 0.24 
 2.08 
 0.51 
19AXP American Express
9.57 B
 0.11 
 1.37 
 0.15 
20QD Qudian Inc
9.41 B
 0.11 
 5.49 
 0.61 
The analysis above is based on a 90-day investment horizon and a default level of risk. Use the Portfolio Analyzer to fine-tune all your assumptions. Check your current assumptions here.
Working Capital is a measure of company efficiency and operating liquidity. The working capital is usually calculated by subtracting Current Liabilities from Current Assets. It is an important indicator of the firm ability to continue its normal operations without additional debt obligations. .Working Capital can be positive or negative, depending on how much of current debt the company is carrying on its balance sheet. In general terms, companies that have a lot of working capital will experience more growth in the near future since they can expand and improve their operations using existing resources. On the other hand, companies with small or negative working capital may lack the funds necessary for growth or future operation. Working Capital also shows if the company has sufficient liquid resources to satisfy short-term liabilities and operational expenses.