Regional Management Corp Stock Performance
| RM Stock | USD 31.79 0.95 3.08% |
The company holds a Beta of 1.52, which implies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Regional Management will likely underperform. At this point, Regional Management Corp has a negative expected return of -0.0431%. Please make sure to check Regional Management's maximum drawdown, as well as the relationship between the daily balance of power and period momentum indicator , to decide if Regional Management Corp performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days Regional Management Corp has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of very healthy primary indicators, Regional Management is not utilizing all of its potentials. The current stock price disarray, may contribute to short-term losses for the investors. ...more
Actual Historical Performance (%)
One Day Return 0.52 | Five Day Return 3.8 | Year To Date Return (7.72) | Ten Year Return 95.19 | All Time Return 87.48 |
Forward Dividend Yield 0.0389 | Payout Ratio | Last Split Factor 5:1 | Forward Dividend Rate 1.2 | Dividend Date 2025-03-13 |
1 | Disposition of 1849 shares by Catherine Atwood of Regional Management at 33.98 subject to Rule 16b-3 | 12/31/2024 |
2 | Disposition of 501 shares by Forager Fund, L.p. of Regional Management at 34.148 subject to Rule 16b-3 | 01/02/2025 |
3 | Disposition of 20332 shares by Forager Fund, L.p. of Regional Management at 33.7086 subject to Rule 16b-3 | 01/03/2025 |
4 | Disposition of 6265 shares by Forager Fund, L.p. of Regional Management at 33.4575 subject to Rule 16b-3 | 01/06/2025 |
5 | Disposition of 3032 shares by Forager Fund, L.p. of Regional Management at 33.0383 subject to Rule 16b-3 | 01/07/2025 |
6 | Disposition of 7555 shares by Forager Fund, L.p. of Regional Management at 32.7978 subject to Rule 16b-3 | 01/08/2025 |
7 | Disposition of 21805 shares by Forager Fund, L.p. of Regional Management at 32.1685 subject to Rule 16b-3 | 01/13/2025 |
8 | Disposition of 14103 shares by Forager Fund, L.p. of Regional Management at 32.7795 subject to Rule 16b-3 | 01/14/2025 |
9 | Disposition of 16219 shares by Forager Fund, L.p. of Regional Management at 34.2051 subject to Rule 16b-3 | 01/15/2025 |
10 | Disposition of 2671 shares by Basswood Capital Management, L.l.c. of Regional Management at 34.04 subject to Rule 16b-3 | 01/23/2025 |
11 | Acquisition by Harpreet Rana of 4919 shares of Regional Management subject to Rule 16b-3 | 01/29/2025 |
12 | Regional Management Corp Surpasses Q4 Estimates with EPS of 0.98 and Record Revenue of 154. ... | 02/05/2025 |
13 | Regional Management Corp Q4 2024 Earnings Call Highlights Record Revenue and Strategic ... | 02/06/2025 |
14 | Should Value Investors Buy Regional Management Stock | 02/07/2025 |
15 | Regional Management Corp. Announces 0.30 Quarterly Dividend - MarketBeat | 02/10/2025 |
16 | Disposition of 9482 shares by Carlos Palomares of Regional Management at 16.3 subject to Rule 16b-3 | 02/11/2025 |
17 | Disposition of 4321 shares by Carlos Palomares of Regional Management at 35.77 subject to Rule 16b-3 | 02/12/2025 |
18 | Acquisition by Basswood Capital Management, L.l.c. of 968 shares of Regional Management at 36.31 subject to Rule 16b-3 | 02/14/2025 |
19 | Basswood Capital Management Increases Stake in Regional Management Corp | 02/21/2025 |
20 | Regional Management Stock Price Crosses Above 200-Day Moving Average Heres What Happened - Defense World | 02/25/2025 |
21 | Disposition of 3896 shares by Robert Beck of Regional Management at 32.56 subject to Rule 16b-3 | 03/11/2025 |
| Regional Management dividend paid on 13th of March 2025 | 03/13/2025 |
22 | Acquisition by Catherine Atwood of 7397 shares of Regional Management subject to Rule 16b-3 | 03/17/2025 |
23 | Acquisition by Harpreet Rana of 16644 shares of Regional Management subject to Rule 16b-3 | 03/19/2025 |
| Begin Period Cash Flow | 128.7 M |
Regional |
Regional Management Relative Risk vs. Return Landscape
If you would invest 3,308 in Regional Management Corp on December 24, 2024 and sell it today you would lose (129.00) from holding Regional Management Corp or give up 3.9% of portfolio value over 90 days. Regional Management Corp is generating negative expected returns and assumes 2.1121% volatility on return distribution over the 90 days horizon. Put differently, 18% of stocks are less risky than Regional on the basis of their historical return distribution, and some 99% of all equities are expected to be superior in generating returns on investments over the next 90 days. Expected Return |
| Risk |
Regional Management Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Regional Management's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Regional Management Corp, and traders can use it to determine the average amount a Regional Management's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0204
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | RM |
Estimated Market Risk
| 2.11 actual daily | 18 82% of assets are more volatile |
Expected Return
| -0.04 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.02 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Regional Management is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Regional Management by adding Regional Management to a well-diversified portfolio.
Regional Management Fundamentals Growth
Regional Stock prices reflect investors' perceptions of the future prospects and financial health of Regional Management, and Regional Management fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Regional Stock performance.
| Return On Equity | 0.12 | ||||
| Return On Asset | 0.0434 | ||||
| Profit Margin | 0.07 % | ||||
| Operating Margin | 0.22 % | ||||
| Current Valuation | 1.81 B | ||||
| Shares Outstanding | 9.83 M | ||||
| Price To Earning | 5.56 X | ||||
| Price To Book | 0.85 X | ||||
| Price To Sales | 0.53 X | ||||
| Revenue | 588.5 M | ||||
| Gross Profit | 357.39 M | ||||
| EBITDA | 142.68 M | ||||
| Net Income | 41.23 M | ||||
| Cash And Equivalents | 13.01 M | ||||
| Cash Per Share | 1.36 X | ||||
| Total Debt | 1.51 B | ||||
| Debt To Equity | 4.07 % | ||||
| Current Ratio | 42.53 X | ||||
| Book Value Per Share | 35.67 X | ||||
| Cash Flow From Operations | 268.93 M | ||||
| Earnings Per Share | 4.14 X | ||||
| Market Capitalization | 303.2 M | ||||
| Total Asset | 1.91 B | ||||
| Retained Earnings | 378.48 M | ||||
| Working Capital | 585.99 M | ||||
| Current Asset | 598.65 M | ||||
| Current Liabilities | 12.66 M | ||||
About Regional Management Performance
By examining Regional Management's fundamental ratios, stakeholders can obtain critical insights into Regional Management's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Regional Management is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.02 | 0.02 | |
| Return On Capital Employed | 0.19 | 0.20 | |
| Return On Assets | 0.02 | 0.02 | |
| Return On Equity | 0.11 | 0.20 |
Things to note about Regional Management Corp performance evaluation
Checking the ongoing alerts about Regional Management for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Regional Management Corp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Regional Management generated a negative expected return over the last 90 days | |
| Over 85.0% of the company shares are owned by institutional investors | |
| On 13th of March 2025 Regional Management paid $ 0.3 per share dividend to its current shareholders | |
| Latest headline from MacroaxisInsider: Acquisition by Harpreet Rana of 16644 shares of Regional Management subject to Rule 16b-3 |
- Analyzing Regional Management's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Regional Management's stock is overvalued or undervalued compared to its peers.
- Examining Regional Management's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Regional Management's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Regional Management's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Regional Management's stock. These opinions can provide insight into Regional Management's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regional Management Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population. You can also try the Portfolio Dashboard module to portfolio dashboard that provides centralized access to all your investments.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Regional Management. If investors know Regional will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Regional Management listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.17) | Dividend Share 1.2 | Earnings Share 4.14 | Revenue Per Share | Quarterly Revenue Growth 0.094 |
The market value of Regional Management Corp is measured differently than its book value, which is the value of Regional that is recorded on the company's balance sheet. Investors also form their own opinion of Regional Management's value that differs from its market value or its book value, called intrinsic value, which is Regional Management's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Regional Management's market value can be influenced by many factors that don't directly affect Regional Management's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Regional Management's value and its price as these two are different measures arrived at by different means. Investors typically determine if Regional Management is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Regional Management's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.