Regional Management Corp Stock Fundamentals
| RM Stock | USD 29.79 0.81 2.80% |
Regional Management Corp fundamentals help investors to digest information that contributes to Regional Management's financial success or failures. It also enables traders to predict the movement of Regional Stock. The fundamental analysis module provides a way to measure Regional Management's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Regional Management stock.
At this time, Regional Management's Total Operating Expenses is very stable compared to the past year. As of the 14th of March 2025, Income Tax Expense is likely to grow to about 13.5 M, while Total Revenue is likely to drop about 296.3 M. Regional | Select Account or Indicator |
Regional Management Corp Company Return On Equity Analysis
Regional Management's Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income.
Current Regional Management Return On Equity | 0.12 |
Most of Regional Management's fundamental indicators, such as Return On Equity, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Regional Management Corp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Regional Return On Equity Historical Pattern
Today, most investors in Regional Management Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Regional Management's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's return on equity growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Regional Management return on equity as a starting point in their analysis.
Regional Management Return On Equity |
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For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.
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Regional Total Stockholder Equity
Total Stockholder Equity |
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Based on the latest financial disclosure, Regional Management Corp has a Return On Equity of 0.1214. This is 91.63% lower than that of the Consumer Finance sector and 98.4% lower than that of the Financials industry. The return on equity for all United States stocks is 139.16% lower than that of the firm.
Regional Management Corp Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Regional Management's current stock value. Our valuation model uses many indicators to compare Regional Management value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Regional Management competition to find correlations between indicators driving Regional Management's intrinsic value. More Info.Regional Management Corp is rated below average in return on equity category among its peers. It is rated third in return on asset category among its peers reporting about 0.36 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Regional Management Corp is roughly 2.80 . At this time, Regional Management's Return On Equity is very stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Regional Management by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.Regional Return On Equity Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Regional Management's direct or indirect competition against its Return On Equity to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Regional Management could also be used in its relative valuation, which is a method of valuing Regional Management by comparing valuation metrics of similar companies.Regional Management is currently under evaluation in return on equity category among its peers.
Regional Management ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Regional Management's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Regional Management's managers, analysts, and investors.Environmental | Governance | Social |
Regional Fundamentals
| Return On Equity | 0.12 | ||||
| Return On Asset | 0.0434 | ||||
| Profit Margin | 0.07 % | ||||
| Operating Margin | 0.22 % | ||||
| Current Valuation | 1.79 B | ||||
| Shares Outstanding | 9.83 M | ||||
| Shares Owned By Insiders | 8.59 % | ||||
| Shares Owned By Institutions | 84.69 % | ||||
| Number Of Shares Shorted | 244.05 K | ||||
| Price To Earning | 5.56 X | ||||
| Price To Book | 0.80 X | ||||
| Price To Sales | 0.50 X | ||||
| Revenue | 588.5 M | ||||
| Gross Profit | 357.39 M | ||||
| EBITDA | 142.68 M | ||||
| Net Income | 41.23 M | ||||
| Cash And Equivalents | 13.01 M | ||||
| Cash Per Share | 1.36 X | ||||
| Total Debt | 1.51 B | ||||
| Debt To Equity | 4.07 % | ||||
| Current Ratio | 42.53 X | ||||
| Book Value Per Share | 35.67 X | ||||
| Cash Flow From Operations | 268.93 M | ||||
| Short Ratio | 5.41 X | ||||
| Earnings Per Share | 4.14 X | ||||
| Price To Earnings To Growth | 0.42 X | ||||
| Target Price | 41.75 | ||||
| Number Of Employees | 2.13 K | ||||
| Beta | 1.53 | ||||
| Market Capitalization | 284.92 M | ||||
| Total Asset | 1.91 B | ||||
| Retained Earnings | 378.48 M | ||||
| Working Capital | 585.99 M | ||||
| Current Asset | 598.65 M | ||||
| Current Liabilities | 12.66 M | ||||
| Annual Yield | 0.04 % | ||||
| Net Asset | 1.91 B | ||||
| Last Dividend Paid | 1.2 |
About Regional Management Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Regional Management Corp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Regional Management using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Regional Management Corp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Current Deferred Revenue | 184 M | 208.9 M | |
| Total Revenue | 588.5 M | 296.3 M | |
| Cost Of Revenue | 25.8 M | 24.5 M | |
| Stock Based Compensation To Revenue | 0.02 | 0.01 | |
| Sales General And Administrative To Revenue | 0.42 | 0.31 | |
| Capex To Revenue | 0.01 | 0.01 | |
| Revenue Per Share | 61.05 | 64.10 | |
| Ebit Per Revenue | 0.50 | 0.33 |
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Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Regional Management. If investors know Regional will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Regional Management listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.17) | Dividend Share 1.2 | Earnings Share 4.14 | Revenue Per Share | Quarterly Revenue Growth 0.094 |
The market value of Regional Management Corp is measured differently than its book value, which is the value of Regional that is recorded on the company's balance sheet. Investors also form their own opinion of Regional Management's value that differs from its market value or its book value, called intrinsic value, which is Regional Management's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Regional Management's market value can be influenced by many factors that don't directly affect Regional Management's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Regional Management's value and its price as these two are different measures arrived at by different means. Investors typically determine if Regional Management is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Regional Management's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.