Regional Management Company Leadership

RM Stock  USD 33.02  0.25  0.76%   
About 75% of Regional Management's corporate insiders are selling. The analysis of insider sentiment suggests that many Regional Management Corp insiders are, at present, alarmed. Regional Management employs about 2.1 K people. The company is managed by 20 executives with a total tenure of roughly 111 years, averaging almost 5.0 years of service per executive, having 106.55 employees per reported executive.
Carlos Palomares  Chairman
Independent Chairman of the Board
Alvaro Molina  Chairman
Independent Chairman of the Board

Insider Sentiment 25

 Mostly Selling

 
Selling
 
Buying

Latest Trades

2025-02-05Robert William BeckDisposed 13000 @ 36.71View
2025-01-15Fund L.P. ForagerDisposed 16219 @ 34.21View
2025-01-13Fund L.P. ForagerDisposed 21805 @ 32.17View
2025-01-10Fund L.P. ForagerDisposed 597 @ 32.23View
2025-01-08Fund L.P. ForagerDisposed 7555 @ 32.8View
2025-01-06Fund L.P. ForagerDisposed 6265 @ 33.46View
2025-01-02Fund L.P. ForagerDisposed 5300 @ 33.5View
2024-12-06Catherine R AtwoodDisposed 1128 @ 33View
2024-12-04Robert William BeckDisposed 7104 @ 32.55View
2024-05-06Basswood Capital Management, LAcquired 8091 @ 30.04View
2024-03-11Basswood Capital Management, LAcquired 15000 @ 24.59View
2024-03-07Basswood Capital Management, LAcquired 4287 @ 22.99View
Monitoring Regional Management's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
  
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regional Management Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.

Regional Management's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Regional Management's future performance. Based on our forecasts, it is anticipated that Regional will maintain a workforce of about 2130 employees by March 2025.
 
Yuan Drop
 
Covid

Regional Management Management Team Effectiveness

The company has Return on Asset (ROA) of 0.0434 % which means that for every $100 of assets, it generated a profit of $0.0434. This is way below average. Likewise, it shows a return on total equity (ROE) of 0.1214 %, which means that it produced $0.1214 on every 100 dollars invested by current stockholders. Regional Management's management efficiency ratios could be used to measure how well Regional Management manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Regional Management's Return On Capital Employed is very stable compared to the past year. As of the 26th of February 2025, Return On Equity is likely to grow to 0.20, while Return On Tangible Assets are likely to drop 0.02. At this time, Regional Management's Asset Turnover is very stable compared to the past year.
As of the 26th of February 2025, Common Stock Shares Outstanding is likely to drop to about 8.9 M. In addition to that, Net Income Applicable To Common Shares is likely to drop to about 36.4 M

Regional Management Workforce Comparison

Regional Management Corp is rated fifth in number of employees category among its peers. The total workforce of Financials industry is at this time estimated at about 50,721. Regional Management holds roughly 2,131 in number of employees claiming about 4% of equities under Financials industry.

Regional Management Profit Margins

The company has Net Profit Margin (PM) of 0.07 %, which suggests that even a small decline in it sales will erase profits and may result in a net loss, or a negative profit margin. This is way below average. Likewise, it shows Net Operating Margin (NOM) of 0.22 %, which signifies that for every $100 of sales, it has a net operating income of $0.22.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.680.9561
Way Down
Very volatile
Net Profit Margin0.06570.0692
Notably Down
Slightly volatile
Operating Profit Margin0.330.5029
Way Down
Slightly volatile
Pretax Profit Margin0.08730.0919
Notably Down
Slightly volatile
Return On Assets0.02030.0213
Notably Down
Slightly volatile
Return On Equity0.20.114
Way Up
Slightly volatile

Regional Management Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Regional Management insiders, such as employees or executives, is commonly permitted as long as it does not rely on Regional Management's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Regional Management insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2025-03-01
0.4615
6
13
 42,654 
 122,011 
2024-12-01
0.25
4
16
 23,312 
 71,123 
2024-09-01
0.5
2
4
 14,670 
 22,012 
2024-06-01
1.6
24
15
 179,346 
 80,385 
2024-03-01
8.0
32
4
 99,303 
 71,792 
2023-12-01
0.25
2
8
 6,000 
 51,621 
2023-09-01
2.4
12
5
 208,364 
 151,638 
2023-06-01
3.5833
43
12
 354,867 
 115,034 
2022-12-01
0.4
8
20
 6,737 
 196,727 
2022-09-01
0.6154
8
13
 26,000 
 241,466 
2022-06-01
2.4
12
5
 35,756 
 6,474 
2022-03-01
1.2857
9
7
 112,858 
 102,202 
2021-12-01
0.0962
5
52
 233,864 
 411,582 
2021-09-01
0.1228
7
57
 75,245 
 184,170 
2021-06-01
0.3793
11
29
 80,842 
 190,764 
2021-03-01
1.2
18
15
 328,687 
 228,864 
2020-12-01
1.0
8
8
 44,964 
 29,348 
2020-09-01
1.75
7
4
 47,399 
 19,182 
2020-06-01
9.3333
28
3
 205,944 
 47,650 
2020-03-01
9.0
9
1
 168,917 
 1,336 
2019-12-01
0.8
8
10
 62,076 
 101,267 
2019-09-01
3.5
28
8
 292,641 
 241,358 
2019-06-01
3.6
18
5
 363,190 
 356,847 
2019-03-01
3.5
14
4
 162,781 
 11,281 
2018-12-01
0.3333
4
12
 254,838 
 436,511 
2018-03-01
3.2
16
5
 123,517 
 34,870 
2017-12-01
0.3333
1
3
 7,881 
 6,804 
2017-06-01
0.4375
7
16
 67,015 
 75,000 
2017-03-01
2.5
5
2
 64,975 
 9,358 
2016-09-01
0.25
1
4
 113,636 
 145,656 
2016-06-01
2.4
12
5
 74,538 
 24,113 
2016-03-01
4.0
8
2
 148,142 
 0.00 
2015-03-01
1.3846
18
13
 378,205 
 237,171 
2014-09-01
1.6667
5
3
 19,752 
 12,000 
2014-06-01
2.5
5
2
 33,569 
 102,566 
2014-03-01
0.3333
2
6
 17,280 
 127,903 
2013-12-01
1.2667
19
15
 109,170 
 2,081,618 
2013-09-01
0.25
1
4
 2,000 
 4,004,611 
2012-06-01
0.1667
1
6
 10,000 
 1,540,146 
2012-03-01
2.3333
14
6
 320,000 
 515,911 

Regional Management Notable Stakeholders

A Regional Management stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Regional Management often face trade-offs trying to please all of them. Regional Management's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Regional Management's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Carlos PalomaresIndependent Chairman of the BoardProfile
Alvaro MolinaIndependent Chairman of the BoardProfile
Harpreet RanaChief Financial Officer, Executive Vice PresidentProfile
Brian FisherExecutive Vice President, Chief Strategy and Development OfficerProfile
Robert BeckChief Financial Officer, Executive Vice PresidentProfile
Manish ParmarExecutive Vice President, Chief Credit Risk OfficerProfile
John SchachtelChief Operating Officer, Executive Vice PresidentProfile
Michael DymskiInterim Chief Financial Officer, Chief Accounting Officer, Vice PresidentProfile
Jonathan BrownIndependent DirectorProfile
Michael DunnIndependent DirectorProfile
Steven FreibergIndependent DirectorProfile
Maria ContrerasSweetIndependent DirectorProfile
Roel CamposIndependent DirectorProfile
Sandra JohnsonIndependent DirectorProfile
Catherine JDGeneral VPProfile
Philip BancroftIndependent DirectorProfile
Chris PetersonChief Data and Analytics OfficerProfile
Catherine AtwoodSenior Vice President General Counsel, SecretaryProfile
Steven BarnettePrincipal Accounting Officer, Vice President Corporate ControllerProfile
Brian JDExecutive OfficerProfile

About Regional Management Management Performance

The success or failure of an entity such as Regional Management Corp often depends on how effective the management is. Regional Management management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Regional management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Regional management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.02  0.02 
Return On Capital Employed 0.16  0.20 
Return On Assets 0.02  0.02 
Return On Equity 0.11  0.20 

Regional Management Workforce Analysis

Traditionally, organizations such as Regional Management use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Regional Management within its industry.

Regional Management Manpower Efficiency

Return on Regional Management Manpower

Revenue Per Employee276.2K
Revenue Per Executive29.4M
Net Income Per Employee19.3K
Net Income Per Executive2.1M
Working Capital Per Employee275K
Working Capital Per Executive29.3M
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regional Management Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.
You can also try the Balance Of Power module to check stock momentum by analyzing Balance Of Power indicator and other technical ratios.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Regional Management. If investors know Regional will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Regional Management listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.17)
Dividend Share
1.2
Earnings Share
4.14
Revenue Per Share
59.086
Quarterly Revenue Growth
0.094
The market value of Regional Management Corp is measured differently than its book value, which is the value of Regional that is recorded on the company's balance sheet. Investors also form their own opinion of Regional Management's value that differs from its market value or its book value, called intrinsic value, which is Regional Management's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Regional Management's market value can be influenced by many factors that don't directly affect Regional Management's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Regional Management's value and its price as these two are different measures arrived at by different means. Investors typically determine if Regional Management is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Regional Management's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.