Regional Management Company Leadership
RM Stock | USD 33.02 0.25 0.76% |
About 75% of Regional Management's corporate insiders are selling. The analysis of insider sentiment suggests that many Regional Management Corp insiders are, at present, alarmed. Regional Management employs about 2.1 K people. The company is managed by 20 executives with a total tenure of roughly 111 years, averaging almost 5.0 years of service per executive, having 106.55 employees per reported executive.
Carlos Palomares Chairman Independent Chairman of the Board |
Alvaro Molina Chairman Independent Chairman of the Board |
Insider Sentiment 25
Mostly Selling
Selling | Buying |
Latest Trades
2025-02-05 | Robert William Beck | Disposed 13000 @ 36.71 | View | ||
2025-01-15 | Fund L.P. Forager | Disposed 16219 @ 34.21 | View | ||
2025-01-13 | Fund L.P. Forager | Disposed 21805 @ 32.17 | View | ||
2025-01-10 | Fund L.P. Forager | Disposed 597 @ 32.23 | View | ||
2025-01-08 | Fund L.P. Forager | Disposed 7555 @ 32.8 | View | ||
2025-01-06 | Fund L.P. Forager | Disposed 6265 @ 33.46 | View | ||
2025-01-02 | Fund L.P. Forager | Disposed 5300 @ 33.5 | View | ||
2024-12-06 | Catherine R Atwood | Disposed 1128 @ 33 | View | ||
2024-12-04 | Robert William Beck | Disposed 7104 @ 32.55 | View | ||
2024-05-06 | Basswood Capital Management, L | Acquired 8091 @ 30.04 | View | ||
2024-03-11 | Basswood Capital Management, L | Acquired 15000 @ 24.59 | View | ||
2024-03-07 | Basswood Capital Management, L | Acquired 4287 @ 22.99 | View |
Monitoring Regional Management's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Regional |
Regional Management's Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Regional Management's future performance. Based on our forecasts, it is anticipated that Regional will maintain a workforce of about 2130 employees by March 2025.Regional Management Management Team Effectiveness
The company has Return on Asset (ROA) of 0.0434 % which means that for every $100 of assets, it generated a profit of $0.0434. This is way below average. Likewise, it shows a return on total equity (ROE) of 0.1214 %, which means that it produced $0.1214 on every 100 dollars invested by current stockholders. Regional Management's management efficiency ratios could be used to measure how well Regional Management manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Regional Management's Return On Capital Employed is very stable compared to the past year. As of the 26th of February 2025, Return On Equity is likely to grow to 0.20, while Return On Tangible Assets are likely to drop 0.02. At this time, Regional Management's Asset Turnover is very stable compared to the past year.As of the 26th of February 2025, Common Stock Shares Outstanding is likely to drop to about 8.9 M. In addition to that, Net Income Applicable To Common Shares is likely to drop to about 36.4 M
Regional Management Workforce Comparison
Regional Management Corp is rated fifth in number of employees category among its peers. The total workforce of Financials industry is at this time estimated at about 50,721. Regional Management holds roughly 2,131 in number of employees claiming about 4% of equities under Financials industry.
Regional Management Profit Margins
The company has Net Profit Margin (PM) of 0.07 %, which suggests that even a small decline in it sales will erase profits and may result in a net loss, or a negative profit margin. This is way below average. Likewise, it shows Net Operating Margin (NOM) of 0.22 %, which signifies that for every $100 of sales, it has a net operating income of $0.22.Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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Gross Profit Margin | 0.68 | 0.9561 |
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Net Profit Margin | 0.0657 | 0.0692 |
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Operating Profit Margin | 0.33 | 0.5029 |
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Pretax Profit Margin | 0.0873 | 0.0919 |
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Return On Assets | 0.0203 | 0.0213 |
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Return On Equity | 0.2 | 0.114 |
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Regional Management Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Regional Management insiders, such as employees or executives, is commonly permitted as long as it does not rely on Regional Management's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Regional Management insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
---|---|---|---|---|---|
2025-03-01 | 0.4615 | 6 | 13 | 42,654 | 122,011 |
2024-12-01 | 0.25 | 4 | 16 | 23,312 | 71,123 |
2024-09-01 | 0.5 | 2 | 4 | 14,670 | 22,012 |
2024-06-01 | 1.6 | 24 | 15 | 179,346 | 80,385 |
2024-03-01 | 8.0 | 32 | 4 | 99,303 | 71,792 |
2023-12-01 | 0.25 | 2 | 8 | 6,000 | 51,621 |
2023-09-01 | 2.4 | 12 | 5 | 208,364 | 151,638 |
2023-06-01 | 3.5833 | 43 | 12 | 354,867 | 115,034 |
2022-12-01 | 0.4 | 8 | 20 | 6,737 | 196,727 |
2022-09-01 | 0.6154 | 8 | 13 | 26,000 | 241,466 |
2022-06-01 | 2.4 | 12 | 5 | 35,756 | 6,474 |
2022-03-01 | 1.2857 | 9 | 7 | 112,858 | 102,202 |
2021-12-01 | 0.0962 | 5 | 52 | 233,864 | 411,582 |
2021-09-01 | 0.1228 | 7 | 57 | 75,245 | 184,170 |
2021-06-01 | 0.3793 | 11 | 29 | 80,842 | 190,764 |
2021-03-01 | 1.2 | 18 | 15 | 328,687 | 228,864 |
2020-12-01 | 1.0 | 8 | 8 | 44,964 | 29,348 |
2020-09-01 | 1.75 | 7 | 4 | 47,399 | 19,182 |
2020-06-01 | 9.3333 | 28 | 3 | 205,944 | 47,650 |
2020-03-01 | 9.0 | 9 | 1 | 168,917 | 1,336 |
2019-12-01 | 0.8 | 8 | 10 | 62,076 | 101,267 |
2019-09-01 | 3.5 | 28 | 8 | 292,641 | 241,358 |
2019-06-01 | 3.6 | 18 | 5 | 363,190 | 356,847 |
2019-03-01 | 3.5 | 14 | 4 | 162,781 | 11,281 |
2018-12-01 | 0.3333 | 4 | 12 | 254,838 | 436,511 |
2018-03-01 | 3.2 | 16 | 5 | 123,517 | 34,870 |
2017-12-01 | 0.3333 | 1 | 3 | 7,881 | 6,804 |
2017-06-01 | 0.4375 | 7 | 16 | 67,015 | 75,000 |
2017-03-01 | 2.5 | 5 | 2 | 64,975 | 9,358 |
2016-09-01 | 0.25 | 1 | 4 | 113,636 | 145,656 |
2016-06-01 | 2.4 | 12 | 5 | 74,538 | 24,113 |
2016-03-01 | 4.0 | 8 | 2 | 148,142 | 0.00 |
2015-03-01 | 1.3846 | 18 | 13 | 378,205 | 237,171 |
2014-09-01 | 1.6667 | 5 | 3 | 19,752 | 12,000 |
2014-06-01 | 2.5 | 5 | 2 | 33,569 | 102,566 |
2014-03-01 | 0.3333 | 2 | 6 | 17,280 | 127,903 |
2013-12-01 | 1.2667 | 19 | 15 | 109,170 | 2,081,618 |
2013-09-01 | 0.25 | 1 | 4 | 2,000 | 4,004,611 |
2012-06-01 | 0.1667 | 1 | 6 | 10,000 | 1,540,146 |
2012-03-01 | 2.3333 | 14 | 6 | 320,000 | 515,911 |
Regional Management Notable Stakeholders
A Regional Management stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Regional Management often face trade-offs trying to please all of them. Regional Management's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Regional Management's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Carlos Palomares | Independent Chairman of the Board | Profile | |
Alvaro Molina | Independent Chairman of the Board | Profile | |
Harpreet Rana | Chief Financial Officer, Executive Vice President | Profile | |
Brian Fisher | Executive Vice President, Chief Strategy and Development Officer | Profile | |
Robert Beck | Chief Financial Officer, Executive Vice President | Profile | |
Manish Parmar | Executive Vice President, Chief Credit Risk Officer | Profile | |
John Schachtel | Chief Operating Officer, Executive Vice President | Profile | |
Michael Dymski | Interim Chief Financial Officer, Chief Accounting Officer, Vice President | Profile | |
Jonathan Brown | Independent Director | Profile | |
Michael Dunn | Independent Director | Profile | |
Steven Freiberg | Independent Director | Profile | |
Maria ContrerasSweet | Independent Director | Profile | |
Roel Campos | Independent Director | Profile | |
Sandra Johnson | Independent Director | Profile | |
Catherine JD | General VP | Profile | |
Philip Bancroft | Independent Director | Profile | |
Chris Peterson | Chief Data and Analytics Officer | Profile | |
Catherine Atwood | Senior Vice President General Counsel, Secretary | Profile | |
Steven Barnette | Principal Accounting Officer, Vice President Corporate Controller | Profile | |
Brian JD | Executive Officer | Profile |
About Regional Management Management Performance
The success or failure of an entity such as Regional Management Corp often depends on how effective the management is. Regional Management management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Regional management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Regional management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last Reported | Projected for Next Year | ||
Return On Tangible Assets | 0.02 | 0.02 | |
Return On Capital Employed | 0.16 | 0.20 | |
Return On Assets | 0.02 | 0.02 | |
Return On Equity | 0.11 | 0.20 |
Regional Management Workforce Analysis
Traditionally, organizations such as Regional Management use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Regional Management within its industry.Regional Management Manpower Efficiency
Return on Regional Management Manpower
Revenue Per Employee | 276.2K | |
Revenue Per Executive | 29.4M | |
Net Income Per Employee | 19.3K | |
Net Income Per Executive | 2.1M | |
Working Capital Per Employee | 275K | |
Working Capital Per Executive | 29.3M |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regional Management Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population. You can also try the Balance Of Power module to check stock momentum by analyzing Balance Of Power indicator and other technical ratios.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Regional Management. If investors know Regional will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Regional Management listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.17) | Dividend Share 1.2 | Earnings Share 4.14 | Revenue Per Share | Quarterly Revenue Growth 0.094 |
The market value of Regional Management Corp is measured differently than its book value, which is the value of Regional that is recorded on the company's balance sheet. Investors also form their own opinion of Regional Management's value that differs from its market value or its book value, called intrinsic value, which is Regional Management's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Regional Management's market value can be influenced by many factors that don't directly affect Regional Management's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Regional Management's value and its price as these two are different measures arrived at by different means. Investors typically determine if Regional Management is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Regional Management's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.