Regional Management Corp Stock Total Debt
| RM Stock | USD 30.53 0.31 1.01% |
Regional Management Corp fundamentals help investors to digest information that contributes to Regional Management's financial success or failures. It also enables traders to predict the movement of Regional Stock. The fundamental analysis module provides a way to measure Regional Management's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Regional Management stock.
As of the 1st of December 2024, Total Debt To Capitalization is likely to drop to 0.59. Regional | Total Debt |
Regional Management Corp Company Total Debt Analysis
Regional Management's Total Debt refers to the amount of long term interest-bearing liabilities that a company carries on its balance sheet. That may include bonds sold to the public, notes written to banks or capital leases. Typically, debt can help a company magnify its earnings, but the burden of interest and principal payments will eventually prevent the firm from borrow excessively.
Current Regional Management Total Debt | 1.43 B |
Most of Regional Management's fundamental indicators, such as Total Debt, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Regional Management Corp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Regional Total Debt Driver Correlations
Understanding the fundamental principles of building solid financial models for Regional Management is extremely important. It helps to project a fair market value of Regional Stock properly, considering its historical fundamentals such as Total Debt. Since Regional Management's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Regional Management's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Regional Management's interrelated accounts and indicators.
Click cells to compare fundamentals
Regional Total Debt Historical Pattern
Today, most investors in Regional Management Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Regional Management's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's total debt growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Regional Management total debt as a starting point in their analysis.
Regional Management Total Debt |
| Timeline |
In most industries, total debt may also include the current portion of long-term debt. Since debt terms vary widely from one company to another, simply comparing outstanding debt obligations between different companies may not be adequate. It is usually meant to compare total debt amounts between companies that operate within the same sector.
| Competition |
Regional Net Debt
Net Debt |
|
Based on the latest financial disclosure, Regional Management Corp has a Total Debt of 1.43 B. This is 96.45% lower than that of the Consumer Finance sector and 87.72% lower than that of the Financials industry. The total debt for all United States stocks is 73.07% higher than that of the company.
Regional Total Debt Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Regional Management's direct or indirect competition against its Total Debt to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Regional Management could also be used in its relative valuation, which is a method of valuing Regional Management by comparing valuation metrics of similar companies.Regional Management is currently under evaluation in total debt category among its peers.
Regional Management ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Regional Management's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Regional Management's managers, analysts, and investors.Environmental | Governance | Social |
Regional Management Institutional Holders
Institutional Holdings refers to the ownership stake in Regional Management that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Regional Management's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Regional Management's value.| Shares | American Century Companies Inc | 2024-09-30 | 129.2 K | Bank Of New York Mellon Corp | 2024-06-30 | 111.6 K | Morgan Stanley - Brokerage Accounts | 2024-06-30 | 103.5 K | Bridgeway Capital Management, Llc | 2024-09-30 | 98.9 K | Khrom Capital Management, Llc | 2024-06-30 | 96.5 K | Goldman Sachs Group Inc | 2024-06-30 | 84.1 K | Northern Trust Corp | 2024-09-30 | 82.9 K | Acadian Asset Management Llc | 2024-06-30 | 50.8 K | Charles Schwab Investment Management Inc | 2024-09-30 | 49.4 K | Blackrock Inc | 2024-06-30 | 1.4 M | Forager Capital Management, Llc | 2024-09-30 | 1.1 M |
Regional Fundamentals
| Return On Equity | 0.0695 | ||||
| Return On Asset | 0.0366 | ||||
| Profit Margin | 0.04 % | ||||
| Operating Margin | 0.21 % | ||||
| Current Valuation | 1.74 B | ||||
| Shares Outstanding | 10.16 M | ||||
| Shares Owned By Insiders | 8.24 % | ||||
| Shares Owned By Institutions | 79.42 % | ||||
| Number Of Shares Shorted | 244.71 K | ||||
| Price To Earning | 5.56 X | ||||
| Price To Book | 0.88 X | ||||
| Price To Sales | 0.56 X | ||||
| Revenue | 551.4 M | ||||
| Gross Profit | 309.24 M | ||||
| EBITDA | 102.88 M | ||||
| Net Income | 15.96 M | ||||
| Cash And Equivalents | 13.01 M | ||||
| Cash Per Share | 1.36 X | ||||
| Total Debt | 1.43 B | ||||
| Debt To Equity | 4.07 % | ||||
| Current Ratio | 42.53 X | ||||
| Book Value Per Share | 34.72 X | ||||
| Cash Flow From Operations | 249.17 M | ||||
| Short Ratio | 9.69 X | ||||
| Earnings Per Share | 2.37 X | ||||
| Price To Earnings To Growth | 0.42 X | ||||
| Target Price | 37.0 | ||||
| Number Of Employees | 2.08 K | ||||
| Beta | 1.53 | ||||
| Market Capitalization | 313.43 M | ||||
| Total Asset | 1.79 B | ||||
| Retained Earnings | 349.58 M | ||||
| Working Capital | 585.99 M | ||||
| Current Asset | 598.65 M | ||||
| Current Liabilities | 12.66 M | ||||
| Annual Yield | 0.04 % | ||||
| Net Asset | 1.79 B | ||||
| Last Dividend Paid | 1.2 |
About Regional Management Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Regional Management Corp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Regional Management using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Regional Management Corp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Building efficient market-beating portfolios requires time, education, and a lot of computing power!
The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.
Try AI Portfolio ArchitectCheck out Regional Management Piotroski F Score and Regional Management Altman Z Score analysis. You can also try the Alpha Finder module to use alpha and beta coefficients to find investment opportunities after accounting for the risk.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Regional Management. If investors know Regional will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Regional Management listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.17) | Dividend Share 1.2 | Earnings Share 2.37 | Revenue Per Share 58.139 | Quarterly Revenue Growth 0.036 |
The market value of Regional Management Corp is measured differently than its book value, which is the value of Regional that is recorded on the company's balance sheet. Investors also form their own opinion of Regional Management's value that differs from its market value or its book value, called intrinsic value, which is Regional Management's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Regional Management's market value can be influenced by many factors that don't directly affect Regional Management's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Regional Management's value and its price as these two are different measures arrived at by different means. Investors typically determine if Regional Management is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Regional Management's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.