Discover Financial Services Stock Performance
| DFS Stock | USD 166.50 3.16 1.86% |
The firm shows a Beta (market volatility) of 1.57, which means a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Discover Financial will likely underperform. At this point, Discover Financial has a negative expected return of -0.0322%. Please make sure to confirm Discover Financial's total risk alpha, kurtosis, as well as the relationship between the Kurtosis and price action indicator , to decide if Discover Financial performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days Discover Financial Services has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of comparatively stable technical and fundamental indicators, Discover Financial is not utilizing all of its potentials. The current stock price uproar, may contribute to short-horizon losses for the private investors. ...more
Actual Historical Performance (%)
One Day Return (0.28) | Five Day Return 4.1 | Year To Date Return (2.61) | Ten Year Return 198.7 | All Time Return 490.12 |
Forward Dividend Yield 0.0165 | Payout Ratio | Forward Dividend Rate 2.8 | Dividend Date 2025-03-06 | Ex Dividend Date 2025-02-20 |
1 | Acquisition by Keith Toney of 9704 shares of Discover Financial subject to Rule 16b-3 | 01/23/2025 |
2 | Acquisition by Shifra Kolsky of 1553 shares of Discover Financial subject to Rule 16b-3 | 01/27/2025 |
3 | Disposition of 1222 shares by Keith Toney of Discover Financial at 201.09 subject to Rule 16b-3 | 01/31/2025 |
4 | Acquisition by John Greene of 29324 shares of Discover Financial subject to Rule 16b-3 | 02/13/2025 |
5 | First Bank Trust Trims Holdings in Discover Financial Services | 02/21/2025 |
6 | Skipify and Discover Announce Strategic Partnership to Enhance Tokenization Streamline Digital Payments | 03/05/2025 |
| Discover Financial dividend paid on 6th of March 2025 | 03/06/2025 |
7 | Disposition of 1840 shares by John Greene of Discover Financial at 201.09 subject to Rule 16b-3 | 03/07/2025 |
8 | Buy Tesla on the dip as shares can rally more than 90, says Morgan Stanleys Jonas | 03/11/2025 |
9 | Heres Why Discover is Poised for a Turnaround After Losing -16.24 percent in 4 Weeks | 03/14/2025 |
10 | HighTower Advisors LLC Boosts Stake in Discover Financial Services | 03/17/2025 |
11 | Trump Organization lawsuit raises questions about Capital One-Discover deal | 03/18/2025 |
12 | Capital One Savor Student Credit Card review Earn cash back in popular spending categories with no annual fee | 03/19/2025 |
13 | Discover Financial Services Shares Sold by Avantax Advisory Services Inc. | 03/20/2025 |
14 | Harvest Fund Management Co. Ltd Acquires 2,029 Shares of Discover Financial Services | 03/21/2025 |
15 | Discover Financial Services Sees Unusually High Options Volume | 03/25/2025 |
| Begin Period Cash Flow | 11.7 B |
Discover |
Discover Financial Relative Risk vs. Return Landscape
If you would invest 17,631 in Discover Financial Services on December 26, 2024 and sell it today you would lose (665.00) from holding Discover Financial Services or give up 3.77% of portfolio value over 90 days. Discover Financial Services is generating negative expected returns assuming volatility of 2.5299% on return distribution over 90 days investment horizon. In other words, 22% of stocks are less volatile than Discover, and above 99% of all equities are expected to generate higher returns over the next 90 days. Expected Return |
| Risk |
Discover Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Discover Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Discover Financial Services, and traders can use it to determine the average amount a Discover Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0127
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | DFS |
Estimated Market Risk
| 2.53 actual daily | 22 78% of assets are more volatile |
Expected Return
| -0.03 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.01 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Discover Financial is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Discover Financial by adding Discover Financial to a well-diversified portfolio.
Discover Financial Fundamentals Growth
Discover Stock prices reflect investors' perceptions of the future prospects and financial health of Discover Financial, and Discover Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Discover Stock performance.
| Return On Equity | 0.28 | ||||
| Return On Asset | 0.0303 | ||||
| Profit Margin | 0.35 % | ||||
| Operating Margin | 0.51 % | ||||
| Current Valuation | 51.52 B | ||||
| Shares Outstanding | 251.6 M | ||||
| Price To Earning | 7.05 X | ||||
| Price To Book | 2.53 X | ||||
| Price To Sales | 3.29 X | ||||
| Revenue | 20.02 B | ||||
| Gross Profit | 12.26 B | ||||
| EBITDA | 4.01 B | ||||
| Net Income | 4.54 B | ||||
| Cash And Equivalents | 10 B | ||||
| Cash Per Share | 36.61 X | ||||
| Total Debt | 16.25 B | ||||
| Debt To Equity | 1.41 % | ||||
| Current Ratio | 1.24 X | ||||
| Book Value Per Share | 67.12 X | ||||
| Cash Flow From Operations | 8.43 B | ||||
| Earnings Per Share | 17.71 X | ||||
| Market Capitalization | 42.81 B | ||||
| Total Asset | 147.64 B | ||||
| Retained Earnings | 33.58 B | ||||
| Working Capital | (50.73 M) | ||||
| Current Asset | 120.27 M | ||||
| Current Liabilities | 171 M | ||||
About Discover Financial Performance
Assessing Discover Financial's fundamental ratios provides investors with valuable insights into Discover Financial's financial health and overall profitability. This information is crucial for making informed investment decisions. A high ROA would indicate that the Discover Financial is effectively leveraging its assets and equity to generate significant profits, making it an appealing investment. Conversely, low Return on Assets could signal underlying management issues in assets and equity, indicating a necessity for operational refinements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.03 | 0.02 | |
| Return On Capital Employed | 0.44 | 0.23 | |
| Return On Assets | 0.03 | 0.02 | |
| Return On Equity | 0.25 | 0.17 |
Things to note about Discover Financial performance evaluation
Checking the ongoing alerts about Discover Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Discover Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Discover Financial generated a negative expected return over the last 90 days | |
| Over 85.0% of the company shares are held by institutions such as insurance companies | |
| On 6th of March 2025 Discover Financial paid $ 0.7 per share dividend to its current shareholders | |
| Latest headline from thelincolnianonline.com: Discover Financial Services Sees Unusually High Options Volume |
- Analyzing Discover Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Discover Financial's stock is overvalued or undervalued compared to its peers.
- Examining Discover Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Discover Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Discover Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Discover Financial's stock. These opinions can provide insight into Discover Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Additional Tools for Discover Stock Analysis
When running Discover Financial's price analysis, check to measure Discover Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Discover Financial is operating at the current time. Most of Discover Financial's value examination focuses on studying past and present price action to predict the probability of Discover Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Discover Financial's price. Additionally, you may evaluate how the addition of Discover Financial to your portfolios can decrease your overall portfolio volatility.