Discover Financial Statements From 2010 to 2025

Stocks . USA . 
Stock . Discover Financial Services
DFS Stock  USD 152.99  11.27  6.86%   
Discover Financial financial statements provide useful quarterly and yearly information to potential Discover Financial Services investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Discover Financial financial statements helps investors assess Discover Financial's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Discover Financial's valuation are summarized below:
Gross Profit
12.3 B
Profit Margin
0.3489
Market Capitalization
41.3 B
Enterprise Value Revenue
3.274
Revenue
13 B
There are over one hundred nineteen available fundamental signals for Discover Financial Services, which can be analyzed over time and compared to other ratios. All traders should verify Discover Financial's prevailing fundamentals against the performance from 2010 to 2025 and make sure the trends continue to evolve in the right direction. Market Cap is likely to drop to about 17 B in 2025

Discover Financial Total Revenue

21.02 Billion

Check Discover Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Discover Financial's main balance sheet or income statement drivers, such as Interest Expense of 6 B, Total Revenue of 21 B or Gross Profit of 9.7 B, as well as many indicators such as Price To Sales Ratio of 2.96, Dividend Yield of 0.0317 or PTB Ratio of 1.74. Discover financial statements analysis is a perfect complement when working with Discover Financial Valuation or Volatility modules.
  
Check out the analysis of Discover Financial Correlation against competitors.

Discover Financial Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets90.4 B147.6 B98.5 B
Slightly volatile
Short and Long Term Debt Total21.1 B16.3 B24.2 B
Pretty Stable
Total Stockholder Equity10.9 B17.9 B11.4 B
Slightly volatile
Common Stock Shares Outstanding334.8 M251 M380.9 M
Slightly volatile
Liabilities And Stockholders Equity90.4 B147.6 B98.5 B
Slightly volatile
Non Current Liabilities Total27.6 B22.7 B33.1 B
Slightly volatile
Total Liabilities70.2 B129.7 B75.5 B
Slightly volatile
Total Current Liabilities112.4 B107 B53.9 B
Slightly volatile
Other Liabilities181.3 M190.8 M991.7 M
Slightly volatile
Property Plant And Equipment Net836.6 M1.1 B826.7 M
Slightly volatile
Retained Earnings35.3 B33.6 B18.4 B
Slightly volatile
Accounts Payable11.2 B6.1 B10.7 B
Very volatile
Cash12.4 B8.5 B13 B
Slightly volatile
Non Current Assets Total138 B131.5 B67.6 B
Slightly volatile
Long Term Debt17.4 B16.3 B19.4 B
Slightly volatile
Cash And Short Term Investments10.9 B16.2 B11.1 B
Slightly volatile
Net Receivables136.2 B129.7 B71.4 B
Slightly volatile
Good Will217.7 M229.5 M255 M
Slightly volatile
Common Stock Total Equity5.3 M6.9 M5.3 M
Slightly volatile
Short Term Investments8.1 B7.7 B2.7 B
Slightly volatile
Property Plant And Equipment Gross2.7 B2.5 B1.4 B
Slightly volatile
Total Current Assets16.5 B16.2 B17.4 B
Pretty Stable
Short Term Debt819.4 M862.5 M4 B
Very volatile
Intangible Assets848.9 M808.5 M286.5 M
Slightly volatile
Common Stock5.5 M6.9 M5.3 M
Slightly volatile
Property Plant Equipment734 M1.2 B754.3 M
Slightly volatile
Net Tangible Assets11.1 B15.3 B10.6 B
Slightly volatile
Long Term Debt Total24.7 B23.1 B22.3 B
Pretty Stable
Capital Surpluse4.4 B5.1 B4.1 B
Slightly volatile
Long Term Investments27 B20.1 B34.9 B
Slightly volatile
Non Current Liabilities Other227.2 M255.6 M278.7 M
Slightly volatile
Earning Assets6.2 B7.9 B5.2 B
Slightly volatile
Net Invested Capital25.1 B33.1 B33.3 B
Slightly volatile
Capital Stock1 B1.2 B760.8 M
Slightly volatile

Discover Financial Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense6 B5.7 B2.3 B
Slightly volatile
Total Revenue21 B20 B10.6 B
Slightly volatile
Gross Profit9.7 B13 B10.2 B
Slightly volatile
Other Operating Expenses2.2 B2.3 B4.3 B
Pretty Stable
Operating Income18.6 B17.7 B6.5 B
Slightly volatile
EBIT4.6 B4.4 B4.7 B
Pretty Stable
EBITDA4.8 B4.6 B4.9 B
Pretty Stable
Income Before Tax3.4 B6.1 B3.9 B
Slightly volatile
Net Income2.3 B4.5 B2.7 B
Slightly volatile
Income Tax Expense1 B1.5 B1.2 B
Very volatile
Depreciation And Amortization172.1 M300 M211.7 M
Very volatile
Selling General Administrative1.5 B1.3 B1.5 B
Slightly volatile
Selling And Marketing Expenses791.2 M1.1 B793.5 M
Slightly volatile
Net Income Applicable To Common Shares5.2 B4.9 B3 B
Slightly volatile
Net Income From Continuing Ops3.1 B4.5 B2.8 B
Slightly volatile
Tax Provision1.3 B1.5 B1.2 B
Very volatile
Net Interest Income10.7 B14.3 B8.8 B
Slightly volatile
Interest Income13.3 B20 B10.8 B
Slightly volatile
Reconciled Depreciation499.4 M300 M430.1 M
Slightly volatile

Discover Financial Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow4.7 B8.2 B4.9 B
Slightly volatile
Begin Period Cash Flow8.5 B11.7 B8.5 B
Slightly volatile
Depreciation357.5 M300 M367.6 M
Slightly volatile
Dividends Paid571.1 M771 M532 M
Slightly volatile
Capital Expenditures191.6 M268 M205.4 M
Slightly volatile
Total Cash From Operating Activities4.9 B8.4 B5.1 B
Slightly volatile
Net Income2.4 B4.5 B2.7 B
Slightly volatile
End Period Cash Flow9 B8.5 B8.8 B
Slightly volatile
Change To Netincome2.5 B2.7 B2.2 B
Slightly volatile
Issuance Of Capital Stock12.3 M13 M38.8 M
Pretty Stable

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.962.17193.2723
Slightly volatile
Dividend Yield0.03170.01770.0218
Pretty Stable
PTB Ratio1.742.42562.3866
Slightly volatile
Days Sales Outstanding30.1531.7440.0293
Slightly volatile
Book Value Per Share74.9971.418336.3028
Slightly volatile
Free Cash Flow Yield0.260.18760.1824
Slightly volatile
Operating Cash Flow Per Share35.2433.565716.7922
Slightly volatile
Stock Based Compensation To Revenue0.00770.00770.0068
Pretty Stable
Capex To Depreciation0.830.89330.5791
Slightly volatile
PB Ratio1.742.42562.3866
Slightly volatile
EV To Sales4.092.56044.5491
Slightly volatile
Free Cash Flow Per Share34.1232.49816.1349
Slightly volatile
ROIC0.340.32480.1267
Slightly volatile
Net Income Per Share18.9718.06778.8319
Slightly volatile
Payables Turnover4.15.05.3781
Pretty Stable
Sales General And Administrative To Revenue0.120.06360.1483
Pretty Stable
Capex To Revenue0.0150.01340.0208
Pretty Stable
Cash Per Share67.6864.458233.1745
Slightly volatile
POCF Ratio5.765.16095.863
Slightly volatile
Interest Coverage2.153.08813.2201
Slightly volatile
Payout Ratio0.160.170.243
Slightly volatile
Capex To Operating Cash Flow0.04660.03180.045
Slightly volatile
PFCF Ratio6.055.33056.1522
Slightly volatile
Days Payables Outstanding78.9375.5267.8705
Pretty Stable
Income Quality2.711.85782.0934
Slightly volatile
ROE0.170.2530.2269
Pretty Stable
EV To Operating Cash Flow8.096.08428.599
Slightly volatile
PE Ratio13.069.587811.7047
Pretty Stable
Return On Tangible Assets0.02130.03080.0274
Pretty Stable
EV To Free Cash Flow8.496.28419.0231
Slightly volatile
Earnings Yield0.080.10430.0974
Slightly volatile
Intangibles To Total Assets0.00160.00170.0043
Slightly volatile
Net Debt To EBITDA1.921.612.6966
Slightly volatile
Current Ratio0.230.15120.1747
Pretty Stable
Tangible Book Value Per Share73.9270.402435.3398
Slightly volatile
Receivables Turnover12.511.911.382
Slightly volatile
Graham Number17917084.1797
Slightly volatile
Shareholders Equity Per Share74.9971.418336.3028
Slightly volatile
Debt To Equity1.270.90671.7477
Pretty Stable
Capex Per Share1.121.06770.6573
Slightly volatile
Revenue Per Share83.7579.76133.2803
Slightly volatile
Interest Debt Per Share91.9487.557866.5103
Slightly volatile
Debt To Assets0.150.11010.2061
Slightly volatile
Enterprise Value Over EBITDA6.885.58.4144
Slightly volatile
Short Term Coverage Ratios13.1710.2810.2622
Pretty Stable
Price Earnings Ratio13.069.587811.7047
Pretty Stable
Operating Cycle30.1531.7440.0293
Slightly volatile
Price Book Value Ratio1.742.42562.3866
Slightly volatile
Days Of Payables Outstanding78.9375.5267.8705
Pretty Stable
Dividend Payout Ratio0.160.170.243
Slightly volatile
Price To Operating Cash Flows Ratio5.765.16095.863
Slightly volatile
Price To Free Cash Flows Ratio6.055.33056.1522
Slightly volatile
Pretax Profit Margin0.290.30340.4168
Slightly volatile
Ebt Per Ebit0.480.34360.6866
Slightly volatile
Operating Profit Margin0.620.88290.6078
Slightly volatile
Effective Tax Rate0.360.25340.3099
Slightly volatile
Company Equity Multiplier6.388.23618.3595
Slightly volatile
Long Term Debt To Capitalization0.420.47550.6009
Very volatile
Total Debt To Capitalization0.460.47550.6058
Very volatile
Return On Capital Employed0.230.4350.1665
Slightly volatile
Debt Equity Ratio1.270.90671.7477
Pretty Stable
Ebit Per Revenue0.620.88290.6078
Slightly volatile
Quick Ratio0.230.15120.1747
Pretty Stable
Dividend Paid And Capex Coverage Ratio9.458.10886.8008
Slightly volatile
Net Income Per E B T0.540.74660.6834
Slightly volatile
Cash Ratio0.150.07920.1306
Pretty Stable
Cash Conversion Cycle30.1531.7440.0293
Slightly volatile
Operating Cash Flow Sales Ratio0.380.42080.4809
Slightly volatile
Days Of Sales Outstanding30.1531.7440.0293
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.770.96820.9435
Pretty Stable
Cash Flow Coverage Ratios0.450.51840.2691
Slightly volatile
Price To Book Ratio1.742.42562.3866
Slightly volatile
Fixed Asset Turnover9.8918.675412.1719
Very volatile
Capital Expenditure Coverage Ratio31.531.436624.0039
Slightly volatile
Price Cash Flow Ratio5.765.16095.863
Slightly volatile
Enterprise Value Multiple6.885.58.4144
Slightly volatile
Debt Ratio0.150.11010.2061
Slightly volatile
Cash Flow To Debt Ratio0.450.51840.2691
Slightly volatile
Price Sales Ratio2.962.17193.2723
Slightly volatile
Return On Assets0.02110.03070.0273
Pretty Stable
Asset Turnover0.130.13560.1001
Slightly volatile
Net Profit Margin0.190.22650.2839
Slightly volatile
Gross Profit Margin0.960.750.7062
Very volatile
Price Fair Value1.742.42562.3866
Slightly volatile
Return On Equity0.170.2530.2269
Pretty Stable

Discover Financial Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap17 B24.4 B26.3 B
Pretty Stable
Enterprise Value14.4 B16.2 B17.7 B
Slightly volatile

Discover Fundamental Market Drivers

Forward Price Earnings12.5786
Cash And Short Term Investments16.2 B

Discover Upcoming Events

17th of April 2024
Upcoming Quarterly Report
View
17th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
15th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Discover Financial Financial Statements

Discover Financial shareholders use historical fundamental indicators, such as revenue or net income, to determine how well the company is positioned to perform in the future. Although Discover Financial investors may analyze each financial statement separately, they are all interrelated. The changes in Discover Financial's assets and liabilities, for example, are also reflected in the revenues and expenses on on Discover Financial's income statement. Understanding these patterns can help investors time the market effectively. Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue-20.2 M-21.2 M
Total Revenue20 B21 B
Cost Of Revenue7 B7.4 B
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.06  0.12 
Capex To Revenue 0.01  0.02 
Revenue Per Share 79.76  83.75 
Ebit Per Revenue 0.88  0.62 

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Additional Tools for Discover Stock Analysis

When running Discover Financial's price analysis, check to measure Discover Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Discover Financial is operating at the current time. Most of Discover Financial's value examination focuses on studying past and present price action to predict the probability of Discover Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Discover Financial's price. Additionally, you may evaluate how the addition of Discover Financial to your portfolios can decrease your overall portfolio volatility.
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