Yirendai Stock Performance
| YRD Stock | USD 7.90 0.56 7.63% |
Yirendai holds a performance score of 19 on a scale of zero to a hundred. The firm maintains a market beta of 1.52, which attests to a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Yirendai will likely underperform. Use Yirendai downside variance, as well as the relationship between the accumulation distribution and price action indicator , to analyze future returns on Yirendai.
Risk-Adjusted Performance
Solid
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in Yirendai are ranked lower than 19 (%) of all global equities and portfolios over the last 90 days. In spite of rather weak basic indicators, Yirendai exhibited solid returns over the last few months and may actually be approaching a breakup point. ...more
Actual Historical Performance (%)
One Day Return 7.63 | Five Day Return 15.33 | Year To Date Return 62.89 | Ten Year Return (13.19) | All Time Return (13.19) |
Forward Dividend Yield 0.0337 | Payout Ratio | Forward Dividend Rate 0.2 | Dividend Date 2024-10-15 | Ex Dividend Date 2024-09-30 |
1 | Yiren Digital Shares Cross Below 50-Day Moving Average Should You Sell | 01/10/2025 |
2 | Yiren Digital Earns Its Place in Chinas Artificial Intelligence Industry Alliance | 01/16/2025 |
3 | Yiren Digital Stock Surges Over 5 percent Amid Strong Financial Performance | 01/21/2025 |
4 | Yiren Digital Recognized for Outstanding ESG Performance, ranked in Top 17 percent in SP Global CSA | 01/24/2025 |
5 | Is Yiren Digital Ltd. the Best Performing Chinese Stock So Far in 2025 to Buy Right Now | 02/25/2025 |
6 | Yiren Digital to Report Fourth Quarter and Full Year 2024 Financial Results on March 20, 2025 | 03/13/2025 |
| Begin Period Cash Flow | 4.4 B |
Yirendai |
Yirendai Relative Risk vs. Return Landscape
If you would invest 459.00 in Yirendai on December 18, 2024 and sell it today you would earn a total of 331.00 from holding Yirendai or generate 72.11% return on investment over 90 days. Yirendai is generating 1.0031% of daily returns assuming volatility of 4.0169% on return distribution over 90 days investment horizon. In other words, 35% of stocks are less volatile than Yirendai, and above 80% of all equities are expected to generate higher returns over the next 90 days. Expected Return |
| Risk |
Yirendai Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Yirendai's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Yirendai, and traders can use it to determine the average amount a Yirendai's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.2497
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
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Estimated Market Risk
| 4.02 actual daily | 35 65% of assets are more volatile |
Expected Return
| 1.0 actual daily | 19 81% of assets have higher returns |
Risk-Adjusted Return
| 0.25 actual daily | 19 81% of assets perform better |
Based on monthly moving average Yirendai is performing at about 19% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Yirendai by adding it to a well-diversified portfolio.
Yirendai Fundamentals Growth
Yirendai Stock prices reflect investors' perceptions of the future prospects and financial health of Yirendai, and Yirendai fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Yirendai Stock performance.
| Return On Equity | 0.25 | ||||
| Return On Asset | 0.16 | ||||
| Profit Margin | 0.37 % | ||||
| Operating Margin | 0.48 % | ||||
| Current Valuation | 75.08 M | ||||
| Shares Outstanding | 86.93 M | ||||
| Price To Earning | 0.68 X | ||||
| Price To Book | 0.50 X | ||||
| Price To Sales | 0.11 X | ||||
| Revenue | 4.9 B | ||||
| Gross Profit | 2.66 B | ||||
| EBITDA | 2.6 B | ||||
| Net Income | 2.08 B | ||||
| Cash And Equivalents | 4.27 B | ||||
| Cash Per Share | 36.07 X | ||||
| Total Debt | 23.65 M | ||||
| Debt To Equity | 0.30 % | ||||
| Current Ratio | 4.84 X | ||||
| Book Value Per Share | 92.56 X | ||||
| Cash Flow From Operations | 2.17 B | ||||
| Earnings Per Share | 3.16 X | ||||
| Market Capitalization | 422.5 M | ||||
| Total Asset | 10.28 B | ||||
| Retained Earnings | 2.99 B | ||||
| Working Capital | 7.17 B | ||||
| Current Asset | 308.48 M | ||||
| Current Liabilities | 187.31 M | ||||
About Yirendai Performance
By analyzing Yirendai's fundamental ratios, stakeholders can gain valuable insights into Yirendai's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Yirendai has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Yirendai has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.18 | 0.19 | |
| Return On Capital Employed | 0.26 | 0.28 | |
| Return On Assets | 0.18 | 0.19 | |
| Return On Equity | 0.23 | 0.24 |
Things to note about Yirendai performance evaluation
Checking the ongoing alerts about Yirendai for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Yirendai help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Yirendai appears to be risky and price may revert if volatility continues | |
| Yirendai is unlikely to experience financial distress in the next 2 years | |
| Yirendai has a strong financial position based on the latest SEC filings | |
| Latest headline from gurufocus.com: Yiren Digital to Report Fourth Quarter and Full Year 2024 Financial Results on March 20, 2025 |
- Analyzing Yirendai's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Yirendai's stock is overvalued or undervalued compared to its peers.
- Examining Yirendai's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Yirendai's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Yirendai's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Yirendai's stock. These opinions can provide insight into Yirendai's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Yirendai Stock analysis
When running Yirendai's price analysis, check to measure Yirendai's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Yirendai is operating at the current time. Most of Yirendai's value examination focuses on studying past and present price action to predict the probability of Yirendai's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Yirendai's price. Additionally, you may evaluate how the addition of Yirendai to your portfolios can decrease your overall portfolio volatility.
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