Yirendai Financial Statements From 2010 to 2025

YRD Stock  USD 7.90  0.56  7.63%   
Yirendai financial statements provide useful quarterly and yearly information to potential Yirendai investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Yirendai financial statements helps investors assess Yirendai's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Yirendai's valuation are summarized below:
Gross Profit
2.7 B
Profit Margin
0.3702
Market Capitalization
422.5 M
Enterprise Value Revenue
0.0966
Revenue
5.5 B
There are over one hundred nineteen available fundamental gauges for Yirendai, which can be analyzed over time and compared to other ratios. Investors should ensure to confirm all of Yirendai's prevalent performance against the performance from 2010 to 2025 to make sure the company is sustainable down the road. As of March 18, 2025, Market Cap is expected to decline to about 2.2 B. The current year's Enterprise Value is expected to grow to about (4.1 B)

Yirendai Total Revenue

4.14 Billion

Check Yirendai financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Yirendai's main balance sheet or income statement drivers, such as Depreciation And Amortization of 7.8 M, Interest Expense of 67.3 M or Selling General Administrative of 464.4 M, as well as many indicators such as Price To Sales Ratio of 0.22, Dividend Yield of 0.0408 or PTB Ratio of 0.13. Yirendai financial statements analysis is a perfect complement when working with Yirendai Valuation or Volatility modules.
  
Check out the analysis of Yirendai Correlation against competitors.
For information on how to trade Yirendai Stock refer to our How to Trade Yirendai Stock guide.

Yirendai Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets6.5 B11.8 B5.2 B
Slightly volatile
Other Current Liabilities367.9 M492 M285.7 M
Slightly volatile
Total Current Liabilities1.7 B1.7 B584.9 M
Slightly volatile
Total Stockholder Equity9.8 B9.3 B3.5 B
Slightly volatile
Other Liabilities288.4 M303.6 M825.5 M
Very volatile
Property Plant And Equipment Net148 M117.9 M109.3 M
Slightly volatile
Accounts Payable21.3 M35.5 M18.4 M
Slightly volatile
CashB6.7 B2.3 B
Slightly volatile
Non Current Assets Total682.3 M718.2 M1.1 B
Slightly volatile
Other Assets217.2 M155.7 M203.9 M
Pretty Stable
Net Receivables1.5 B2.3 B1.2 B
Slightly volatile
Common Stock Shares Outstanding85.5 M102.7 M76.1 M
Slightly volatile
Short Term Investments449.6 M591.3 M346.1 M
Slightly volatile
Liabilities And Stockholders Equity6.5 B11.8 B5.2 B
Slightly volatile
Other Current Assets1.8 B1.7 B460.8 M
Slightly volatile
Other Stockholder EquityB5.8 B2.4 B
Slightly volatile
Total Liabilities2.7 B2.5 BB
Slightly volatile
Long Term Investments8.9 M9.4 M36.8 M
Very volatile
Total Current Assets11.7 B11.1 B4.4 B
Slightly volatile
Common Stock111.2 K117 K3.4 M
Slightly volatile
Property Plant Equipment162.5 M127.8 M117.5 M
Slightly volatile
Cash And Short Term Investments7.5 B7.1 B2.6 B
Slightly volatile
Current Deferred Revenue46.2 M48.6 M122 M
Slightly volatile
Short and Long Term Debt Total25.8 M27.2 M411.9 M
Very volatile
Cash And Equivalents2.9 B4.9 B2.3 B
Slightly volatile
Net Invested Capital5.9 B9.3 B4.6 B
Slightly volatile
Net Working Capital6.4 B8.2 B5.7 B
Slightly volatile
Capital Stock128.5 K149.5 K99.7 K
Slightly volatile

Yirendai Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization7.8 M8.2 M63.6 M
Pretty Stable
Selling General Administrative464.4 M265.8 M341.5 M
Slightly volatile
Selling And Marketing Expenses717.3 M755.1 M1.2 B
Slightly volatile
Total Revenue4.1 B5.6 B3.2 B
Slightly volatile
Gross Profit3.6 B4.5 B2.7 B
Slightly volatile
Other Operating Expenses3.1 B2.6 B2.3 B
Slightly volatile
Cost Of Revenue567.6 M1.1 B461.8 M
Slightly volatile
Total Operating Expenses2.5 B1.5 B1.8 B
Slightly volatile
Interest Income8.1 M8.5 M44.3 M
Pretty Stable
Reconciled Depreciation21.8 M22.9 M75.9 M
Pretty Stable

Yirendai Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation27.8 M29.3 M67.4 M
Slightly volatile
Capital Expenditures3.8 MM16.3 M
Very volatile
Stock Based Compensation5.8 M6.1 M37.6 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio0.220.2322.1885
Slightly volatile
Dividend Yield0.04080.0360.038
Slightly volatile
PTB Ratio0.130.1422.1511
Slightly volatile
Days Sales Outstanding262172281
Slightly volatile
Book Value Per Share85.5281.4539.034
Slightly volatile
Stock Based Compensation To Revenue0.00150.00160.0066
Pretty Stable
Capex To Depreciation0.190.21.2886
Slightly volatile
PB Ratio0.130.1422.1511
Slightly volatile
Payables Turnover27.0928.4329.5257
Slightly volatile
Sales General And Administrative To Revenue0.05160.05430.49
Slightly volatile
Research And Ddevelopement To Revenue0.04440.03490.0445
Slightly volatile
Capex To Revenue0.0010.0010.0172
Slightly volatile
Cash Per Share66.6963.5230.1691
Slightly volatile
Interest Coverage34.6821.4144.0311
Slightly volatile
Payout Ratio0.120.130.2776
Slightly volatile
Days Payables Outstanding12.6213.2925.4104
Very volatile
Current Ratio5.736.026.1586
Slightly volatile
Tangible Book Value Per Share85.1281.0734.9747
Slightly volatile
Receivables Turnover3.372.812.6347
Pretty Stable
Graham Number100196105
Slightly volatile
Shareholders Equity Per Share85.5281.4539.034
Slightly volatile
Debt To Equity0.00250.00260.0391
Pretty Stable
Capex Per Share0.05430.05720.3635
Very volatile
Revenue Per Share35.849.3236.1481
Slightly volatile
Interest Debt Per Share0.230.242.109
Slightly volatile
Debt To Assets0.0020.00210.0227
Slightly volatile
Operating Cycle163172582
Slightly volatile
Price Book Value Ratio0.130.1422.1511
Slightly volatile
Days Of Payables Outstanding12.6213.2925.4104
Very volatile
Dividend Payout Ratio0.120.130.2776
Slightly volatile
Company Equity Multiplier2.011.461.7646
Very volatile
Long Term Debt To Capitalization0.06580.10.0671
Slightly volatile
Total Debt To Capitalization0.00250.00260.035
Pretty Stable
Debt Equity Ratio0.00250.00260.0391
Pretty Stable
Quick Ratio5.176.025.6754
Slightly volatile
Net Income Per E B T0.940.90.8951
Slightly volatile
Cash Conversion Cycle151159562
Slightly volatile
Days Of Sales Outstanding262172281
Slightly volatile
Price To Book Ratio0.130.1422.1511
Slightly volatile
Fixed Asset Turnover51.6954.9142.572
Pretty Stable
Debt Ratio0.0020.00210.0227
Slightly volatile
Price Sales Ratio0.220.2322.1885
Slightly volatile
Asset Turnover0.680.550.6233
Pretty Stable
Gross Profit Margin0.920.80060.803
Slightly volatile
Price Fair Value0.130.1422.1511
Slightly volatile

Yirendai Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap2.2 B2.3 B4.8 B
Pretty Stable

Yirendai Fundamental Market Drivers

Forward Price Earnings3.0731
Cash And Short Term Investments6.2 B

Yirendai Upcoming Events

21st of March 2024
Upcoming Quarterly Report
View
31st of December 2023
Next Fiscal Quarter End
View

About Yirendai Financial Statements

Yirendai stakeholders use historical fundamental indicators, such as Yirendai's revenue or net income, to determine how well the company is positioned to perform in the future. Although Yirendai investors may analyze each financial statement separately, they are all interrelated. For example, changes in Yirendai's assets and liabilities are reflected in the revenues and expenses on Yirendai's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Yirendai. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue48.6 M46.2 M
Total Revenue5.6 B4.1 B
Cost Of Revenue1.1 B567.6 M
Sales General And Administrative To Revenue 0.05  0.05 
Research And Ddevelopement To Revenue 0.03  0.04 
Revenue Per Share 49.32  35.80 
Ebit Per Revenue 0.48  0.50 

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When determining whether Yirendai is a strong investment it is important to analyze Yirendai's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Yirendai's future performance. For an informed investment choice regarding Yirendai Stock, refer to the following important reports:
Check out the analysis of Yirendai Correlation against competitors.
For information on how to trade Yirendai Stock refer to our How to Trade Yirendai Stock guide.
You can also try the Idea Analyzer module to analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Yirendai. If investors know Yirendai will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Yirendai listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.20)
Earnings Share
3.16
Revenue Per Share
62.45
Quarterly Revenue Growth
0.13
Return On Assets
0.1606
The market value of Yirendai is measured differently than its book value, which is the value of Yirendai that is recorded on the company's balance sheet. Investors also form their own opinion of Yirendai's value that differs from its market value or its book value, called intrinsic value, which is Yirendai's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Yirendai's market value can be influenced by many factors that don't directly affect Yirendai's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Yirendai's value and its price as these two are different measures arrived at by different means. Investors typically determine if Yirendai is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Yirendai's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.