Upstart Holdings Stock Performance
| UPST Stock | USD 82.42 1.74 2.07% |
On a scale of 0 to 100, Upstart Holdings holds a performance score of 5. The entity has a beta of 0.86, which indicates possible diversification benefits within a given portfolio. Upstart Holdings returns are very sensitive to returns on the market. As the market goes up or down, Upstart Holdings is expected to follow. Please check Upstart Holdings' semi variance, as well as the relationship between the rate of daily change and relative strength index , to make a quick decision on whether Upstart Holdings' existing price patterns will revert.
Risk-Adjusted Performance
Modest
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in Upstart Holdings are ranked lower than 5 (%) of all global equities and portfolios over the last 90 days. In spite of comparatively weak basic indicators, Upstart Holdings unveiled solid returns over the last few months and may actually be approaching a breakup point. ...more
Actual Historical Performance (%)
One Day Return (2.07) | Five Day Return 15.87 | Year To Date Return 35.56 | Ten Year Return 179.67 | All Time Return 179.67 |
1 | Disposition of 2925 shares by Singh Cassidy Sukhinder of Upstart Holdings at 78.4609 subject to Rule 16b-3 | 11/29/2024 |
2 | Disposition of 40226 shares by Paul Gu of Upstart Holdings at 1.17 subject to Rule 16b-3 | 12/20/2024 |
3 | Disposition of 3500 shares by Natalia Mirgorodskaya of Upstart Holdings at 1.35 subject to Rule 16b-3 | 12/26/2024 |
4 | Why Upstart Stock Dropped 22 percent in December | 01/08/2025 |
5 | Upstart Holdings Inc Trading 8.42 percent Higher on Jan 15 | 01/15/2025 |
6 | Upstart Holdings, Inc. Falls More Steeply Than Broader Market What Investors Need to Know | 01/29/2025 |
7 | Upstart Holdings, Inc. Rises Yet Lags Behind Market Some Facts Worth Knowing | 02/06/2025 |
8 | Should You Buy Upstart Stock Before Feb. 11 | 02/07/2025 |
9 | Upstart Holdings Inc Stock Price Up 3.62 percent on Feb 10 | 02/10/2025 |
10 | Compared to Estimates, Upstart Q4 Earnings A Look at Key Metrics | 02/11/2025 |
11 | Upstart Holdings Inc. Stock Skyrocketing, Surpasses Q4 Revenue Forecasts with Strong AI Lending Growth | 02/12/2025 |
12 | Why Upstart Holdings Stock Was Skyrocketing This Week | 02/13/2025 |
13 | Analysts Just Shipped A Substantial Upgrade To Their Upstart Holdings, Inc. Estimates | 02/14/2025 |
| Begin Period Cash Flow | 467.8 M |
Upstart |
Upstart Holdings Relative Risk vs. Return Landscape
If you would invest 7,111 in Upstart Holdings on November 19, 2024 and sell it today you would earn a total of 1,131 from holding Upstart Holdings or generate 15.9% return on investment over 90 days. Upstart Holdings is currently generating 0.4128% in daily expected returns and assumes 6.091% risk (volatility on return distribution) over the 90 days horizon. In different words, 54% of stocks are less volatile than Upstart, and 92% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Upstart Holdings Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Upstart Holdings' investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Upstart Holdings, and traders can use it to determine the average amount a Upstart Holdings' price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0678
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Estimated Market Risk
| 6.09 actual daily | 54 54% of assets are less volatile |
Expected Return
| 0.41 actual daily | 8 92% of assets have higher returns |
Risk-Adjusted Return
| 0.07 actual daily | 5 95% of assets perform better |
Based on monthly moving average Upstart Holdings is performing at about 5% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Upstart Holdings by adding it to a well-diversified portfolio.
Upstart Holdings Fundamentals Growth
Upstart Stock prices reflect investors' perceptions of the future prospects and financial health of Upstart Holdings, and Upstart Holdings fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Upstart Stock performance.
| Return On Equity | -0.2 | ||||
| Return On Asset | -0.0378 | ||||
| Profit Margin | (0.19) % | ||||
| Operating Margin | 0.01 % | ||||
| Current Valuation | 8.47 B | ||||
| Shares Outstanding | 93.71 M | ||||
| Price To Earning | 17.98 X | ||||
| Price To Book | 12.20 X | ||||
| Price To Sales | 11.41 X | ||||
| Revenue | 636.53 M | ||||
| Gross Profit | 518.96 M | ||||
| EBITDA | (172.86 M) | ||||
| Net Income | 258 K | ||||
| Cash And Equivalents | 683.97 M | ||||
| Cash Per Share | 8.35 X | ||||
| Total Debt | 1.73 B | ||||
| Debt To Equity | 1.42 % | ||||
| Current Ratio | 21.37 X | ||||
| Book Value Per Share | 6.78 X | ||||
| Cash Flow From Operations | 186.33 M | ||||
| Earnings Per Share | (1.44) X | ||||
| Market Capitalization | 7.72 B | ||||
| Total Asset | 2.37 B | ||||
| Retained Earnings | (411.16 M) | ||||
About Upstart Holdings Performance
Assessing Upstart Holdings' fundamental ratios provides investors with valuable insights into Upstart Holdings' financial health and overall profitability. This information is crucial for making informed investment decisions. A high ROA would indicate that the Upstart Holdings is effectively leveraging its assets and equity to generate significant profits, making it an appealing investment. Conversely, low Return on Assets could signal underlying management issues in assets and equity, indicating a necessity for operational refinements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | (0.06) | (0.05) | |
| Return On Capital Employed | (0.07) | (0.07) | |
| Return On Assets | (0.05) | (0.05) | |
| Return On Equity | (0.20) | (0.21) |
Things to note about Upstart Holdings performance evaluation
Checking the ongoing alerts about Upstart Holdings for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Upstart Holdings help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Upstart Holdings had very high historical volatility over the last 90 days | |
| About 64.0% of the company outstanding shares are owned by institutional investors | |
| Latest headline from finance.yahoo.com: Analysts Just Shipped A Substantial Upgrade To Their Upstart Holdings, Inc. Estimates |
- Analyzing Upstart Holdings' financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Upstart Holdings' stock is overvalued or undervalued compared to its peers.
- Examining Upstart Holdings' industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Upstart Holdings' management team can have a significant impact on its success or failure. Reviewing the track record and experience of Upstart Holdings' management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Upstart Holdings' stock. These opinions can provide insight into Upstart Holdings' potential for growth and whether the stock is currently undervalued or overvalued.
Additional Tools for Upstart Stock Analysis
When running Upstart Holdings' price analysis, check to measure Upstart Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Upstart Holdings is operating at the current time. Most of Upstart Holdings' value examination focuses on studying past and present price action to predict the probability of Upstart Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Upstart Holdings' price. Additionally, you may evaluate how the addition of Upstart Holdings to your portfolios can decrease your overall portfolio volatility.