Upstart Financial Statements From 2010 to 2024

Stocks . USA . 
Stock . Upstart Holdings
UPST Stock  USD 78.79  0.36  0.46%   
Upstart Holdings financial statements provide useful quarterly and yearly information to potential Upstart Holdings investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Upstart Holdings financial statements helps investors assess Upstart Holdings' valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Upstart Holdings' valuation are summarized below:
Gross Profit
665.3 M
Profit Margin
(0.28)
Market Capitalization
7.2 B
Enterprise Value Revenue
14.6547
Revenue
604.9 M
There are currently one hundred twenty fundamental trend indicators for Upstart Holdings that can be evaluated and compared over time across competition. All traders should double-check Upstart Holdings' current fundamentals against the performance from 2010 to 2024 and make sure the trends continue to evolve in the right direction. Market Cap is likely to drop to about 2.5 B in 2024. Enterprise Value is likely to drop to about 3.2 B in 2024

Upstart Holdings Total Revenue

433.53 Million

Check Upstart Holdings financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Upstart Holdings' main balance sheet or income statement drivers, such as Net Interest Income of 137.4 M, Interest Income of 164 M or Depreciation And Amortization of 26.1 M, as well as many indicators such as Price To Sales Ratio of 6.28, Dividend Yield of 0.0 or PTB Ratio of 10.6. Upstart financial statements analysis is a perfect complement when working with Upstart Holdings Valuation or Volatility modules.
  
Check out the analysis of Upstart Holdings Correlation against competitors.
For more information on how to buy Upstart Stock please use our How to Invest in Upstart Holdings guide.

Upstart Holdings Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding68.5 M83.8 M40.1 M
Slightly volatile
Total Assets1.3 B2 B919.6 M
Slightly volatile
Short and Long Term Debt Total634 M1.2 B341.2 M
Slightly volatile
Total Current Liabilities120.4 M139.4 M306.3 M
Slightly volatile
Other Liabilities66.4 M119.1 M44.6 M
Slightly volatile
Property Plant And Equipment Net59.1 M66 M26.2 M
Slightly volatile
Accounts Payable11.2 M12.6 M6.4 M
Slightly volatile
Cash394.8 M368.4 M209.5 M
Slightly volatile
Non Current Assets Total224.7 M378.1 M97.5 M
Slightly volatile
Other Assets0.951.0488.5 M
Slightly volatile
Long Term Debt460.2 M653 M240.1 M
Slightly volatile
Cash And Short Term Investments394.8 M368.4 M209.5 M
Slightly volatile
Net Receivables34.6 M55.3 M20.7 M
Slightly volatile
Common Stock Total Equity5.7 K9.2 K3.3 K
Slightly volatile
Liabilities And Stockholders Equity1.3 B2 B919.6 M
Slightly volatile
Non Current Liabilities Total668.7 M1.3 B329.8 M
Slightly volatile
Other Current Assets1.3 B1.3 B322.1 M
Slightly volatile
Other Stockholder Equity506.8 M917.9 M222.9 M
Slightly volatile
Total Liabilities915.1 M1.4 B767.4 M
Slightly volatile
Net Invested Capital974.8 M1.7 B452.3 M
Slightly volatile
Property Plant And Equipment Gross80.3 M134.8 M35.3 M
Slightly volatile
Short and Long Term Debt406.8 M387.4 M116.5 M
Slightly volatile
Total Current Assets958.4 M1.6 B457.8 M
Slightly volatile
Capital Stock6.4 K9 K3.3 K
Slightly volatile
Short Term Debt406.8 M387.4 M116.5 M
Slightly volatile
Common Stock6.4 K9 K3.3 K
Slightly volatile
Property Plant Equipment45.8 M50.8 M21.1 M
Slightly volatile
Capital Lease Obligations66 M62.3 M34.6 M
Slightly volatile
Intangible Assets21.1 M11.4 M9.1 M
Slightly volatile
Short Term Investments33.3 M47.4 M14.8 M
Slightly volatile
Long Term Debt Total925 M1.1 B759.4 M
Slightly volatile
Capital Surpluse582.3 M643.4 M722 M
Slightly volatile
Long Term Investments44.9 M47.4 M40.9 M
Slightly volatile
Non Current Liabilities Other110.6 M115.9 M102.1 M
Slightly volatile

Upstart Holdings Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Net Interest Income137.4 M130.9 M32 M
Slightly volatile
Interest Income164 M156.2 M45.5 M
Slightly volatile
Depreciation And Amortization26.1 M24.9 M5.1 M
Slightly volatile
Interest Expense18.8 M34.9 M13.6 M
Slightly volatile
Selling General Administrative161.4 M212.4 M91.2 M
Slightly volatile
Selling And Marketing Expenses172.3 M127.1 M100.4 M
Slightly volatile
Total Revenue433.5 M513.6 M239.6 M
Slightly volatile
Gross Profit367.7 M488.7 M202.5 M
Slightly volatile
Other Operating Expenses437.7 M770.1 M242.6 M
Slightly volatile
Research Development294.1 M280.1 M70.3 M
Slightly volatile
Cost Of Revenue23.7 M24.9 M34.3 M
Slightly volatile
Total Operating Expenses470.9 M770.1 M261.4 M
Slightly volatile
Reconciled Depreciation20.4 M19.5 M4.3 M
Slightly volatile

Upstart Holdings Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation183.8 M175 M39 M
Slightly volatile
Begin Period Cash Flow370 M532.5 M202 M
Slightly volatile
Depreciation26.1 M24.9 M5.1 M
Slightly volatile
Capital Expenditures1.5 M1.5 M3.9 M
Slightly volatile
End Period Cash Flow436.6 M467.8 M248.6 M
Slightly volatile
Dividends Paid6.8 M8.4 M4.4 M
Slightly volatile
Cash Flows Other Operating349.8 M333.2 M68.6 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio6.286.66466.9431
Pretty Stable
PTB Ratio10.65.38756.9942
Slightly volatile
Book Value Per Share5.187.58436.8311
Pretty Stable
Stock Based Compensation To Revenue0.360.34080.0782
Slightly volatile
Capex To Depreciation0.05830.06135.528
Slightly volatile
PB Ratio10.65.38756.9942
Slightly volatile
EV To Sales10.048.34077.9001
Slightly volatile
Payables Turnover1.881.97445.7209
Very volatile
Sales General And Administrative To Revenue0.430.41360.2378
Slightly volatile
Research And Ddevelopement To Revenue0.570.54550.1677
Slightly volatile
Capex To Revenue0.00280.0030.0135
Pretty Stable
Cash Per Share4.244.89055.1613
Very volatile
Days Payables Outstanding19418585.8868
Slightly volatile
Intangibles To Total Assets0.02280.03890.0141
Slightly volatile
Current Ratio9.7111.756310.2069
Slightly volatile
Tangible Book Value Per Share4.676.64816.4934
Slightly volatile
Graham Number23.2222.117712.3601
Slightly volatile
Shareholders Equity Per Share5.067.58436.3126
Very volatile
Debt To Equity2.181.86033.8442
Slightly volatile
Capex Per Share0.01730.01820.0783
Slightly volatile
Revenue Per Share5.376.13095.732
Slightly volatile
Interest Debt Per Share14.0614.525425.8233
Slightly volatile
Debt To Assets0.530.58590.639
Slightly volatile
Short Term Coverage Ratios0.770.430.7926
Slightly volatile
Price Book Value Ratio10.65.38756.9942
Slightly volatile
Days Of Payables Outstanding19418585.8868
Slightly volatile
Company Equity Multiplier3.843.1755.4257
Slightly volatile
Long Term Debt To Capitalization0.590.65040.6994
Slightly volatile
Total Debt To Capitalization0.630.65040.719
Slightly volatile
Debt Equity Ratio2.181.86033.8442
Slightly volatile
Quick Ratio9.7111.756310.2069
Slightly volatile
Net Income Per E B T0.71.00040.8586
Very volatile
Cash Ratio3.352.64242.4436
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.731.07530.9072
Pretty Stable
Price To Book Ratio10.65.38756.9942
Slightly volatile
Fixed Asset Turnover7.397.7755743
Slightly volatile
Debt Ratio0.530.58590.639
Slightly volatile
Price Sales Ratio6.286.66466.9431
Pretty Stable
Asset Turnover0.310.25460.2811
Slightly volatile
Gross Profit Margin0.690.95150.8431
Pretty Stable
Price Fair Value10.65.38756.9942
Slightly volatile

Upstart Holdings Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap2.5 B3.4 B1.8 B
Slightly volatile
Enterprise Value3.2 B4.3 B2.2 B
Slightly volatile

Upstart Fundamental Market Drivers

Forward Price Earnings81.9672
Cash And Short Term Investments368.4 M

Upstart Upcoming Events

13th of February 2024
Upcoming Quarterly Report
View
14th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
13th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Upstart Holdings Financial Statements

Upstart Holdings shareholders use historical fundamental indicators, such as revenue or net income, to determine how well the company is positioned to perform in the future. Although Upstart Holdings investors may analyze each financial statement separately, they are all interrelated. The changes in Upstart Holdings' assets and liabilities, for example, are also reflected in the revenues and expenses on on Upstart Holdings' income statement. Understanding these patterns can help investors time the market effectively. Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue-348.7 M-366.1 M
Total Revenue513.6 M433.5 M
Cost Of Revenue24.9 M23.7 M
Stock Based Compensation To Revenue 0.34  0.36 
Sales General And Administrative To Revenue 0.41  0.43 
Research And Ddevelopement To Revenue 0.55  0.57 
Revenue Per Share 6.13  5.37 
Ebit Per Revenue(0.50)(0.47)

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Additional Tools for Upstart Stock Analysis

When running Upstart Holdings' price analysis, check to measure Upstart Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Upstart Holdings is operating at the current time. Most of Upstart Holdings' value examination focuses on studying past and present price action to predict the probability of Upstart Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Upstart Holdings' price. Additionally, you may evaluate how the addition of Upstart Holdings to your portfolios can decrease your overall portfolio volatility.
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