Upstart Holdings Stock Net Income
| UPST Stock | USD 66.91 4.86 6.77% |
Upstart Holdings fundamentals help investors to digest information that contributes to Upstart Holdings' financial success or failures. It also enables traders to predict the movement of Upstart Stock. The fundamental analysis module provides a way to measure Upstart Holdings' intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Upstart Holdings stock.
| Last Reported | Projected for Next Year | ||
| Net Loss | -128.6 M | -122.2 M | |
| Net Loss | -97.8 M | -92.9 M | |
| Net Income | 258 K | 270.9 K | |
| Net Loss | (1.44) | (1.37) | |
| Net Income Per E B T | 1.00 | 0.71 |
Upstart | Net Income |
Upstart Holdings Company Net Income Analysis
Upstart Holdings' Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.
Current Upstart Holdings Net Income | 258 K |
Most of Upstart Holdings' fundamental indicators, such as Net Income, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Upstart Holdings is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Upstart Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Upstart Holdings is extremely important. It helps to project a fair market value of Upstart Stock properly, considering its historical fundamentals such as Net Income. Since Upstart Holdings' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Upstart Holdings' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Upstart Holdings' interrelated accounts and indicators.
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, Upstart Holdings reported net income of 258 K. This is 99.98% lower than that of the Consumer Finance sector and 99.98% lower than that of the Financials industry. The net income for all United States stocks is 99.95% higher than that of the company.
Upstart Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Upstart Holdings' direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Upstart Holdings could also be used in its relative valuation, which is a method of valuing Upstart Holdings by comparing valuation metrics of similar companies.Upstart Holdings is currently under evaluation in net income category among its peers.
Upstart Holdings Current Valuation Drivers
We derive many important indicators used in calculating different scores of Upstart Holdings from analyzing Upstart Holdings' financial statements. These drivers represent accounts that assess Upstart Holdings' ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Upstart Holdings' important valuation drivers and their relationship over time.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Market Cap | 3.0B | 11.8B | 1.1B | 3.4B | 5.5B | 2.8B | |
| Enterprise Value | 2.8B | 11.6B | 1.8B | 4.3B | 6.2B | 3.4B |
Upstart Holdings ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Upstart Holdings' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Upstart Holdings' managers, analysts, and investors.Environmental | Governance | Social |
Upstart Holdings Institutional Holders
Institutional Holdings refers to the ownership stake in Upstart Holdings that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Upstart Holdings' outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Upstart Holdings' value.| Shares | Renaissance Technologies Corp | 2024-12-31 | 1.4 M | Mirae Asset Global Etfs Holdings Ltd. | 2024-12-31 | 1.2 M | Jpmorgan Chase & Co | 2024-09-30 | 1.1 M | Marshall Wace Asset Management Ltd | 2024-12-31 | 1.1 M | Voloridge Investment Management, Llc | 2024-12-31 | 1 M | Summit Partners Public Asset Management, Llc | 2024-12-31 | 983 K | Bank Of America Corp | 2024-12-31 | 960.8 K | Northern Trust Corp | 2024-12-31 | 782.6 K | Fuller & Thaler Asset Management Inc | 2024-12-31 | 709.7 K | Vanguard Group Inc | 2024-12-31 | 7.8 M | Blackrock Inc | 2024-12-31 | 6.3 M |
Upstart Fundamentals
| Return On Equity | -0.2 | ||||
| Return On Asset | -0.0378 | ||||
| Profit Margin | (0.19) % | ||||
| Operating Margin | 0.01 % | ||||
| Current Valuation | 7.47 B | ||||
| Shares Outstanding | 93.71 M | ||||
| Shares Owned By Insiders | 12.50 % | ||||
| Shares Owned By Institutions | 63.90 % | ||||
| Number Of Shares Shorted | 17.92 M | ||||
| Price To Earning | 17.98 X | ||||
| Price To Book | 10.62 X | ||||
| Price To Sales | 9.94 X | ||||
| Revenue | 636.53 M | ||||
| Gross Profit | 518.96 M | ||||
| EBITDA | (172.86 M) | ||||
| Net Income | 258 K | ||||
| Cash And Equivalents | 683.97 M | ||||
| Cash Per Share | 8.35 X | ||||
| Total Debt | 1.45 B | ||||
| Debt To Equity | 1.42 % | ||||
| Current Ratio | 21.37 X | ||||
| Book Value Per Share | 6.78 X | ||||
| Cash Flow From Operations | 186.33 M | ||||
| Short Ratio | 4.44 X | ||||
| Earnings Per Share | (1.44) X | ||||
| Price To Earnings To Growth | (20.31) X | ||||
| Target Price | 78.77 | ||||
| Number Of Employees | 1.19 K | ||||
| Beta | 2.26 | ||||
| Market Capitalization | 6.73 B | ||||
| Total Asset | 2.37 B | ||||
| Retained Earnings | (411.16 M) | ||||
| Net Asset | 2.37 B |
About Upstart Holdings Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Upstart Holdings's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Upstart Holdings using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Upstart Holdings based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Additional Tools for Upstart Stock Analysis
When running Upstart Holdings' price analysis, check to measure Upstart Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Upstart Holdings is operating at the current time. Most of Upstart Holdings' value examination focuses on studying past and present price action to predict the probability of Upstart Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Upstart Holdings' price. Additionally, you may evaluate how the addition of Upstart Holdings to your portfolios can decrease your overall portfolio volatility.