Upstart Holdings Valuation
| UPST Stock | USD 66.91 4.86 6.77% |
At this time, the company appears to be overvalued. Upstart Holdings has a current Real Value of $59.95 per share. The regular price of the company is $66.91. Our model measures the value of Upstart Holdings from inspecting the company fundamentals such as Return On Equity of -0.2, shares outstanding of 93.71 M, and Operating Margin of 0.01 % as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Upstart Holdings' valuation include:
Price Book 10.6214 | Enterprise Value | Price Sales 9.935 | Forward PE 74.6269 | Enterprise Value Revenue 13.0052 |
Overvalued
Today
Please note that Upstart Holdings' price fluctuation is very steady at this time. Calculation of the real value of Upstart Holdings is based on 3 months time horizon. Increasing Upstart Holdings' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Upstart Holdings' intrinsic value may or may not be the same as its current market price of 66.91, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 66.91 | Real 59.95 | Target 62.11 | Hype 64.78 | Naive 61.62 |
The intrinsic value of Upstart Holdings' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Upstart Holdings' stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Upstart Holdings helps investors to forecast how Upstart stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Upstart Holdings more accurately as focusing exclusively on Upstart Holdings' fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Upstart Holdings' intrinsic value based on its ongoing forecasts of Upstart Holdings' financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Upstart Holdings' closest peers.
Upstart Holdings Cash |
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Upstart Valuation Trend
Upstart Holdings' real value is important for investors to make better decisions and a more accurate overall view of Upstart Holdings' financial worth over time. Using both Upstart Holdings' enterprise value as well as its market capitalization is the best way to gauge the value of the company and is usually enough for investors to make market timing conclusions.
Upstart Revenue by Product
Upstart Holdings Total Value Analysis
Upstart Holdings is at this time projected to have valuation of 7.47 B with market capitalization of 6.73 B, debt of 1.45 B, and cash on hands of 683.97 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Upstart Holdings fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
7.47 B | 6.73 B | 1.45 B | 683.97 M |
Upstart Holdings Investor Information
About 13.0% of the company outstanding shares are owned by insiders. The company recorded a loss per share of 1.44. Upstart Holdings had not issued any dividends in recent years. Based on the key indicators related to Upstart Holdings' liquidity, profitability, solvency, and operating efficiency, Upstart Holdings is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in March.Upstart Holdings Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Upstart Holdings has an asset utilization ratio of 26.89 percent. This implies that the Company is making $0.27 for each dollar of assets. An increasing asset utilization means that Upstart Holdings is more efficient with each dollar of assets it utilizes for everyday operations.Upstart Holdings Ownership Allocation
Upstart Holdings shows a total of 93.71 Million outstanding shares. Over half of Upstart Holdings' outstanding shares are owned by institutional holders. These institutional holders are typically referred to as corporate investors that take positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.Upstart Holdings Profitability Analysis
The company reported the previous year's revenue of 636.53 M. Net Income was 258 K with profit before overhead, payroll, taxes, and interest of 518.96 M.About Upstart Holdings Valuation
The stock valuation mechanism determines Upstart Holdings' current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Upstart Holdings based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Upstart Holdings. We calculate exposure to Upstart Holdings's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Upstart Holdings's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 636.5 M | 409.3 M | |
| Pretax Profit Margin | (0.20) | (0.21) | |
| Operating Profit Margin | (0.27) | (0.26) | |
| Net Loss | (0.20) | (0.21) | |
| Gross Profit Margin | 0.86 | 0.69 |
Upstart Holdings Growth Indicators
Investing in growth stocks can be very risky. If the company such as Upstart Holdings does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 89.5 M | |
| Quarterly Earnings Growth Y O Y | 2.091 | |
| Forward Price Earnings | 74.6269 |
Upstart Holdings Current Valuation Indicators
Upstart Holdings' valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Upstart Holdings' valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Upstart Holdings, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Upstart Holdings' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Upstart Holdings' worth.Additional Tools for Upstart Stock Analysis
When running Upstart Holdings' price analysis, check to measure Upstart Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Upstart Holdings is operating at the current time. Most of Upstart Holdings' value examination focuses on studying past and present price action to predict the probability of Upstart Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Upstart Holdings' price. Additionally, you may evaluate how the addition of Upstart Holdings to your portfolios can decrease your overall portfolio volatility.