Credit Acceptance Stock Performance
| CACC Stock | USD 495.49 2.21 0.44% |
Credit Acceptance has a performance score of 5 on a scale of 0 to 100. The firm shows a Beta (market volatility) of -0.24, which signifies not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Credit Acceptance are expected to decrease at a much lower rate. During the bear market, Credit Acceptance is likely to outperform the market. Credit Acceptance right now shows a risk of 1.91%. Please confirm Credit Acceptance semi deviation, jensen alpha, maximum drawdown, as well as the relationship between the coefficient of variation and sortino ratio , to decide if Credit Acceptance will be following its price patterns.
Risk-Adjusted Performance
Modest
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in Credit Acceptance are ranked lower than 5 (%) of all global equities and portfolios over the last 90 days. In spite of rather unsteady fundamental indicators, Credit Acceptance may actually be approaching a critical reversion point that can send shares even higher in April 2025. ...more
Actual Historical Performance (%)
One Day Return (0.44) | Five Day Return 6.58 | Year To Date Return 6.51 | Ten Year Return 153.34 | All Time Return 18.2 K |
Last Split Factor 2:1 | Last Split Date 1994-12-21 |
1 | Disposition of 781 shares by Flanagan Glenda J of Credit Acceptance subject to Rule 16b-3 | 12/24/2024 |
2 | Acquisition by Kenneth Booth of 57104 shares of Credit Acceptance subject to Rule 16b-3 | 01/14/2025 |
3 | Disposition of 214 shares by Nicholas Elliott of Credit Acceptance at 524.14 subject to Rule 16b-3 | 01/23/2025 |
4 | Credit Acceptance Q4 2024 Earnings Preview | 01/29/2025 |
5 | Credit Acceptance targets improved collections while maintaining record 8.9B loan portfolio | 01/31/2025 |
6 | Credit Acceptance Announces 400.0 Million Senior Notes Offering | 02/13/2025 |
7 | Capital One Stock Hits All-Time High Should You Buy Now or Wait | 02/21/2025 |
8 | Credit Acceptance Announces Closing of 500.0 Million Senior Notes Offering and Completion of Redemption of Senior Notes Due 2026 | 02/28/2025 |
| Begin Period Cash Flow | 470.9 M |
Credit |
Credit Acceptance Relative Risk vs. Return Landscape
If you would invest 46,136 in Credit Acceptance on December 21, 2024 and sell it today you would earn a total of 3,413 from holding Credit Acceptance or generate 7.4% return on investment over 90 days. Credit Acceptance is currently generating 0.1368% in daily expected returns and assumes 1.9051% risk (volatility on return distribution) over the 90 days horizon. In different words, 17% of stocks are less volatile than Credit, and 98% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Credit Acceptance Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Credit Acceptance's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Credit Acceptance, and traders can use it to determine the average amount a Credit Acceptance's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0718
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Estimated Market Risk
| 1.91 actual daily | 17 83% of assets are more volatile |
Expected Return
| 0.14 actual daily | 2 98% of assets have higher returns |
Risk-Adjusted Return
| 0.07 actual daily | 5 95% of assets perform better |
Based on monthly moving average Credit Acceptance is performing at about 5% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Credit Acceptance by adding it to a well-diversified portfolio.
Credit Acceptance Fundamentals Growth
Credit Stock prices reflect investors' perceptions of the future prospects and financial health of Credit Acceptance, and Credit Acceptance fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Credit Stock performance.
| Return On Equity | 0.14 | ||||
| Return On Asset | 0.0301 | ||||
| Profit Margin | 0.27 % | ||||
| Operating Margin | 0.58 % | ||||
| Current Valuation | 12 B | ||||
| Shares Outstanding | 12.03 M | ||||
| Price To Earning | 12.00 X | ||||
| Price To Book | 3.42 X | ||||
| Price To Sales | 6.45 X | ||||
| Revenue | 2.16 B | ||||
| Gross Profit | 854.7 M | ||||
| EBITDA | 352.9 M | ||||
| Net Income | 247.9 M | ||||
| Cash And Equivalents | 4.1 M | ||||
| Cash Per Share | 0.32 X | ||||
| Total Debt | 6.35 B | ||||
| Debt To Equity | 3.15 % | ||||
| Current Ratio | 30.15 X | ||||
| Book Value Per Share | 145.22 X | ||||
| Cash Flow From Operations | 1.14 B | ||||
| Earnings Per Share | 19.88 X | ||||
| Market Capitalization | 5.99 B | ||||
| Total Asset | 8.85 B | ||||
| Retained Earnings | 1.41 B | ||||
| Working Capital | 8.28 B | ||||
| Current Asset | 232 M | ||||
| Current Liabilities | 127.8 M | ||||
About Credit Acceptance Performance
By analyzing Credit Acceptance's fundamental ratios, stakeholders can gain valuable insights into Credit Acceptance's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Credit Acceptance has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Credit Acceptance has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | 795.16 | 560.41 | |
| Return On Tangible Assets | 0.03 | 0.05 | |
| Return On Capital Employed | 0.10 | 0.10 | |
| Return On Assets | 0.03 | 0.05 | |
| Return On Equity | 0.14 | 0.18 |
Things to note about Credit Acceptance performance evaluation
Checking the ongoing alerts about Credit Acceptance for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Credit Acceptance help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| About 66.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from finance.yahoo.com: Credit Acceptance Announces Closing of 500.0 Million Senior Notes Offering and Completion of Redemption of Senior Notes Due 2026 |
- Analyzing Credit Acceptance's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Credit Acceptance's stock is overvalued or undervalued compared to its peers.
- Examining Credit Acceptance's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Credit Acceptance's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Credit Acceptance's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Credit Acceptance's stock. These opinions can provide insight into Credit Acceptance's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Credit Stock analysis
When running Credit Acceptance's price analysis, check to measure Credit Acceptance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Credit Acceptance is operating at the current time. Most of Credit Acceptance's value examination focuses on studying past and present price action to predict the probability of Credit Acceptance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Credit Acceptance's price. Additionally, you may evaluate how the addition of Credit Acceptance to your portfolios can decrease your overall portfolio volatility.
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