Credit Acceptance Company Insiders

CACC Stock  USD 502.02  16.32  3.36%   
Credit Acceptance employs about 2.4 K people. The company is managed by 13 executives with a total tenure of roughly 59 years, averaging almost 4.0 years of service per executive, having 187.0 employees per reported executive. Evaluation of Credit Acceptance's management performance can provide insight into the firm performance.
Douglas Busk  President
Senior Vice President Treasurer
  
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Credit Acceptance Management Team Effectiveness

The company has return on total asset (ROA) of 0.0301 % which means that it generated a profit of $0.0301 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1415 %, meaning that it created $0.1415 on every $100 dollars invested by stockholders. Credit Acceptance's management efficiency ratios could be used to measure how well Credit Acceptance manages its routine affairs as well as how well it operates its assets and liabilities.

Credit Acceptance Workforce Comparison

Credit Acceptance is number one stock in number of employees category among its peers. The total workforce of Financials industry is currently estimated at about 41,310. Credit Acceptance holds roughly 2,431 in number of employees claiming about 6% of equities under Financials industry.
The company has Profit Margin (PM) of 0.27 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.58 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.58.

Credit Acceptance Insider Trading

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Credit Acceptance insiders, such as employees or executives, is commonly permitted as long as it does not rely on Credit Acceptance's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Credit Acceptance insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Credit Acceptance Notable Stakeholders

A Credit Acceptance stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Credit Acceptance often face trade-offs trying to please all of them. Credit Acceptance's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Credit Acceptance's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Douglas BuskSenior Vice President TreasurerProfile
Kenneth BoothCFO and Chief Accounting OfficerProfile
Wendy RummlerChief OfficerProfile
Ravi ValiyaveettilChief OfficerProfile
Jonathan LumChief OfficerProfile
Jay MartinSenior OfficerProfile
Noah KotchChief OfficerProfile
Ravi MohanChief OfficerProfile
Arthur SmithChief Analytics OfficerProfile
Erin KerberChief OfficerProfile
Andrew RostamiChief OfficerProfile
Daniel UlatowskiChief Sales OfficerProfile
Nicholas ElliottChief OfficerProfile

About Credit Acceptance Management Performance

The success or failure of an entity such as Credit Acceptance often depends on how effective the management is. Credit Acceptance management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Credit management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Credit management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Credit Acceptance Corporation provides financing programs, and related products and services to independent and franchised automobile dealers in the United States. The company was founded in 1972 and is headquartered in Southfield, Michigan. Credit Acceptance operates under Credit Services classification in the United States and is traded on NASDAQ Exchange. It employs 2073 people.
Please note, the presentation of Credit Acceptance's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Credit Acceptance's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Credit Acceptance's management manipulating its earnings.

Credit Acceptance Workforce Analysis

Traditionally, organizations such as Credit Acceptance use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Credit Acceptance within its industry.

Credit Acceptance Manpower Efficiency

Return on Credit Acceptance Manpower

Revenue Per Employee889.5K
Revenue Per Executive166.3M
Net Income Per Employee102K
Net Income Per Executive19.1M
Working Capital Per Employee3.4M
Working Capital Per Executive636.6M

Complementary Tools for Credit Stock analysis

When running Credit Acceptance's price analysis, check to measure Credit Acceptance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Credit Acceptance is operating at the current time. Most of Credit Acceptance's value examination focuses on studying past and present price action to predict the probability of Credit Acceptance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Credit Acceptance's price. Additionally, you may evaluate how the addition of Credit Acceptance to your portfolios can decrease your overall portfolio volatility.
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