Upstart Holdings Ownership
| UPST Stock | USD 49.70 1.30 2.55% |
Shares in Circulation | First Issued 2019-12-31 | Previous Quarter 90.1 M | Current Value 92.2 M | Avarage Shares Outstanding 72.2 M | Quarterly Volatility 30.8 M |
Upstart |
Upstart Stock Ownership Analysis
About 12.0% of the company outstanding shares are owned by insiders. The company recorded a loss per share of 1.44. Upstart Holdings had not issued any dividends in recent years. Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence lending platform in the United States. The company was founded in 2012 and is headquartered in San Mateo, California. Upstart Holdings operates under Credit Services classification in the United States and is traded on NASDAQ Exchange. It employs 1497 people. For more information please call the company at 833 212 2461 or visit https://www.upstart.com.Besides selling stocks to institutional investors, Upstart Holdings also allocates a substantial amount of its earnings to a pull of share-based compensation to be paid out to its employees, managers, executives, and members of the board of directors. Share-Based compensation (also sometimes called Stock-Based Compensation) is a way of paying different Upstart Holdings' stakeholders with equity in the business. It is typically used as a motivation factor for employees to contribute beyond their regular compensation (salary and bonus). It is also used as a tool to align Upstart Holdings' strategic interests with those of the company's shareholders. Shares issued to employees are usually subject to a vesting period before they are earned and sold.
Upstart Holdings Quarterly Liabilities And Stockholders Equity |
|
Upstart Holdings Insider Trades History
About 12.0% of Upstart Holdings are currently held by insiders. Unlike Upstart Holdings' institutional investors, corporate insiders most likely have a limit on the maximum percentage of share ownership. This is done to align insiders' influence against Upstart Holdings' private investors even though both sides will benefit from rising prices or experience loss when the share price declines. The good rule to have in mind is that the maximum share ownership percentage of the corporate insiders should not surpass 25%. View all of Upstart Holdings' insider trades
Upstart Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Upstart Holdings is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Upstart Holdings backward and forwards among themselves. Upstart Holdings' institutional investor refers to the entity that pools money to purchase Upstart Holdings' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Renaissance Technologies Corp | 2024-12-31 | 1.4 M | Mirae Asset Global Etfs Holdings Ltd. | 2024-12-31 | 1.2 M | Marshall Wace Asset Management Ltd | 2024-12-31 | 1.1 M | Voloridge Investment Management, Llc | 2024-12-31 | 1 M | Summit Partners Public Asset Management, Llc | 2024-12-31 | 983 K | Bank Of America Corp | 2024-12-31 | 960.8 K | Northern Trust Corp | 2024-12-31 | 782.6 K | Jpmorgan Chase & Co | 2024-12-31 | 723.3 K | Fuller & Thaler Asset Management Inc | 2024-12-31 | 709.7 K | Vanguard Group Inc | 2024-12-31 | 7.8 M | Blackrock Inc | 2024-12-31 | 6.3 M |
Upstart Holdings Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Upstart Holdings insiders, such as employees or executives, is commonly permitted as long as it does not rely on Upstart Holdings' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Upstart Holdings insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Upstart Holdings' latest congressional trading
Congressional trading in companies like Upstart Holdings, is subject to rigorous scrutiny to prevent conflicts of interest and insider trading. This is governed by multiple SEC regulations which were established to foster transparency and deter members of Congress from leveraging non-public information for personal gain. This oversight helps maintain public trust and ensures that investments in Upstart Holdings by those in governmental positions are based on the same information available to the general public.
| 2022-05-20 | Representative Thomas Suozzi | Acquired $15K to $50K | Verify |
Upstart Holdings Outstanding Bonds
Upstart Holdings issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Upstart Holdings uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Upstart bonds can be classified according to their maturity, which is the date when Upstart Holdings has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Dana 575 percent Corp BondUS235822AB96 | View | |
| MPLX LP 4875 Corp BondUS55336VAJ98 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View | |
| Morgan Stanley 3591 Corp BondUS61744YAK47 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View | |
| MGM Resorts International Corp BondUS552953CD18 | View | |
| Valero Energy Partners Corp BondUS91914JAA07 | View |
Upstart Holdings Corporate Filings
F4 | 10th of March 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F3 | 21st of February 2025 The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock | ViewVerify |
8K | 19th of February 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
10K | 14th of February 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
Thematic Opportunities
Explore Investment Opportunities
Additional Tools for Upstart Stock Analysis
When running Upstart Holdings' price analysis, check to measure Upstart Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Upstart Holdings is operating at the current time. Most of Upstart Holdings' value examination focuses on studying past and present price action to predict the probability of Upstart Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Upstart Holdings' price. Additionally, you may evaluate how the addition of Upstart Holdings to your portfolios can decrease your overall portfolio volatility.