Lendingclub Corp Stock Performance
| LC Stock | USD 11.09 0.01 0.09% |
The company secures a Beta (Market Risk) of 1.87, which conveys a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, LendingClub Corp will likely underperform. At this point, LendingClub Corp has a negative expected return of -0.58%. Please make sure to verify LendingClub Corp's kurtosis, and the relationship between the treynor ratio and day median price , to decide if LendingClub Corp performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days LendingClub Corp has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of inconsistent performance in the last few months, the Stock's fundamental indicators remain rather sound which may send shares a bit higher in April 2025. The latest tumult may also be a sign of longer-term up-swing for the firm shareholders. ...more
Actual Historical Performance (%)
One Day Return (0.09) | Five Day Return 3.55 | Year To Date Return (31.25) | Ten Year Return (88.96) | All Time Return (90.53) |
Last Split Factor 1:5 | Dividend Date 2019-07-08 | Last Split Date 2019-07-08 |
1 | Disposition of 22223 shares by Andrew LaBenne of LendingClub Corp at 12.33 subject to Rule 16b-3 | 01/17/2025 |
2 | LendingClub GAAP EPS of 0.08 misses by 0.01, revenue of 217.2M beats by 10.73M | 01/28/2025 |
3 | Q4 2024 LendingClub Corp Earnings Call Transcript | 01/31/2025 |
4 | LendingClub Secures Investment Grade Rating from Fitch on 100 Million Structured Loan Certificates Transaction with a Top Global Insurance Company | 02/13/2025 |
5 | Disposition of 2000 shares by Andrew LaBenne of LendingClub Corp subject to Rule 16b-3 | 02/14/2025 |
6 | Disposition of 6120 shares by Erin Selleck of LendingClub Corp at 14.0982 subject to Rule 16b-3 | 02/19/2025 |
7 | Are Options Traders Betting on a Big Move in LendingClub Stock | 02/24/2025 |
8 | Acquisition by Scott Sanborn of 14945 shares of LendingClub Corp subject to Rule 16b-3 | 02/27/2025 |
9 | Foundation Capital, an early backer of Solana and Cerebras, raises 600M fund | 03/04/2025 |
10 | Acquisition by Annie Armstrong of 60069 shares of LendingClub Corp subject to Rule 16b-3 | 03/05/2025 |
11 | CD rates today, March 7, 2025 | 03/07/2025 |
12 | LendingClub management to meet virtually with Compass Point LC | 03/12/2025 |
13 | Why LendingClub Is Plunging in 2025 | 03/17/2025 |
14 | Fintech SmartBiz buys Illinois bank | 03/18/2025 |
| Begin Period Cash Flow | 1.3 B |
LendingClub |
LendingClub Corp Relative Risk vs. Return Landscape
If you would invest 1,632 in LendingClub Corp on December 21, 2024 and sell it today you would lose (523.00) from holding LendingClub Corp or give up 32.05% of portfolio value over 90 days. LendingClub Corp is generating negative expected returns and assumes 3.7195% volatility on return distribution over the 90 days horizon. Put differently, 33% of stocks are less risky than LendingClub on the basis of their historical return distribution, and some 99% of all equities are expected to be superior in generating returns on investments over the next 90 days. Expected Return |
| Risk |
LendingClub Corp Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for LendingClub Corp's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as LendingClub Corp, and traders can use it to determine the average amount a LendingClub Corp's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.1567
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | LC |
Estimated Market Risk
| 3.72 actual daily | 33 67% of assets are more volatile |
Expected Return
| -0.58 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.16 actual daily | 0 Most of other assets perform better |
Based on monthly moving average LendingClub Corp is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of LendingClub Corp by adding LendingClub Corp to a well-diversified portfolio.
LendingClub Corp Fundamentals Growth
LendingClub Stock prices reflect investors' perceptions of the future prospects and financial health of LendingClub Corp, and LendingClub Corp fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on LendingClub Stock performance.
| Return On Equity | 0.0396 | ||||
| Return On Asset | 0.0042 | ||||
| Profit Margin | 0.04 % | ||||
| Operating Margin | 0.04 % | ||||
| Current Valuation | 333.01 M | ||||
| Shares Outstanding | 113.38 M | ||||
| Price To Earning | 3.90 X | ||||
| Price To Book | 0.94 X | ||||
| Price To Sales | 1.08 X | ||||
| Revenue | 252.97 M | ||||
| Gross Profit | 275.78 M | ||||
| EBITDA | 101.13 M | ||||
| Net Income | 51.33 M | ||||
| Cash And Equivalents | 1.03 B | ||||
| Cash Per Share | 9.07 X | ||||
| Total Debt | 28.5 M | ||||
| Debt To Equity | 0.11 % | ||||
| Book Value Per Share | 11.83 X | ||||
| Cash Flow From Operations | (2.63 B) | ||||
| Earnings Per Share | 0.45 X | ||||
| Market Capitalization | 1.26 B | ||||
| Total Asset | 10.63 B | ||||
| Retained Earnings | (337.48 M) | ||||
About LendingClub Corp Performance
By analyzing LendingClub Corp's fundamental ratios, stakeholders can gain valuable insights into LendingClub Corp's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if LendingClub Corp has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if LendingClub Corp has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | 3.4 K | 3.6 K | |
| Return On Tangible Assets | 0.00 | 0.01 | |
| Return On Capital Employed | (0.01) | (0.01) | |
| Return On Assets | 0.00 | 0.01 | |
| Return On Equity | 0.04 | 0.04 |
Things to note about LendingClub Corp performance evaluation
Checking the ongoing alerts about LendingClub Corp for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for LendingClub Corp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| LendingClub Corp generated a negative expected return over the last 90 days | |
| LendingClub Corp has high historical volatility and very poor performance | |
| LendingClub Corp is unlikely to experience financial distress in the next 2 years | |
| LendingClub Corp reports about 1.03 B in cash with (2.63 B) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 9.07. | |
| Over 79.0% of the company shares are owned by institutional investors | |
| Latest headline from finance.yahoo.com: Fintech SmartBiz buys Illinois bank |
- Analyzing LendingClub Corp's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether LendingClub Corp's stock is overvalued or undervalued compared to its peers.
- Examining LendingClub Corp's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating LendingClub Corp's management team can have a significant impact on its success or failure. Reviewing the track record and experience of LendingClub Corp's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of LendingClub Corp's stock. These opinions can provide insight into LendingClub Corp's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for LendingClub Stock analysis
When running LendingClub Corp's price analysis, check to measure LendingClub Corp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy LendingClub Corp is operating at the current time. Most of LendingClub Corp's value examination focuses on studying past and present price action to predict the probability of LendingClub Corp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move LendingClub Corp's price. Additionally, you may evaluate how the addition of LendingClub Corp to your portfolios can decrease your overall portfolio volatility.
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