Bread Financial Holdings Stock Performance
| BFH Stock | USD 50.00 0.22 0.44% |
The firm shows a Beta (market volatility) of -0.0173, which signifies not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Bread Financial are expected to decrease at a much lower rate. During the bear market, Bread Financial is likely to outperform the market. At this point, Bread Financial Holdings has a negative expected return of -0.37%. Please make sure to confirm Bread Financial's potential upside, day median price, and the relationship between the treynor ratio and accumulation distribution , to decide if Bread Financial Holdings performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days Bread Financial Holdings has generated negative risk-adjusted returns adding no value to investors with long positions. Despite unfluctuating performance in the last few months, the Stock's technical and fundamental indicators remain fairly strong which may send shares a bit higher in April 2025. The recent confusion may also be a sign of long-lasting up-swing for the firm traders. ...more
Actual Historical Performance (%)
One Day Return 4.84 | Five Day Return 6.74 | Year To Date Return (13.31) | Ten Year Return (77.36) | All Time Return 369.29 |
Forward Dividend Yield 0.0168 | Payout Ratio | Last Split Factor 1253:1000 | Forward Dividend Rate 0.84 | Dividend Date 2025-03-21 |
1 | Disposition of 2408 shares by Turtle Creek Asset Management Inc. of Bread Financial at 31.116 subject to Rule 16b-3 | 12/24/2024 |
2 | Disposition of 557 shares by Joseph Motes of Bread Financial at 62.87 subject to Rule 16b-3 | 01/08/2025 |
3 | Bread Financial Holdings Inc Shares Gap Down to 61.65 on Jan 28 | 01/28/2025 |
4 | Bread Financial Holdings, Inc. Q4 2024 Earnings Call Transcript | 01/31/2025 |
5 | Disposition of 377 shares by Turtle Creek Asset Management Inc. of Bread Financial at 31.3912 subject to Rule 16b-3 | 02/07/2025 |
6 | Bread Financial Holdings Inc Shares Down 2.5 percent on Feb 12 | 02/12/2025 |
7 | Acquisition by Ralph Andretta of 45323 shares of Bread Financial subject to Rule 16b-3 | 02/18/2025 |
8 | Denali Advisors LLC Buys 56,483 Shares of Bread Financial Holdings, Inc. | 02/26/2025 |
9 | Bread Financial Announces Approval of 150 Million Share Repurchase Program | 03/05/2025 |
10 | Bread Financial Holdings Inc Announces 400 Million Notes Offering | 03/06/2025 |
11 | Is Bread Financial Maintaining Strong Market Presence | 03/10/2025 |
12 | How Is Bread Financial Strengthening Its Financial Operations | 03/18/2025 |
13 | Royce Associates LP Increases Position in Bread Financial Holdings, Inc. | 03/19/2025 |
14 | House Democrats launch investigation of DHS ads on Trump immigration policies | 03/21/2025 |
| Begin Period Cash Flow | 3.6 B |
Bread |
Bread Financial Relative Risk vs. Return Landscape
If you would invest 6,310 in Bread Financial Holdings on December 25, 2024 and sell it today you would lose (1,310) from holding Bread Financial Holdings or give up 20.76% of portfolio value over 90 days. Bread Financial Holdings is generating negative expected returns assuming volatility of 2.1705% on return distribution over 90 days investment horizon. In other words, 19% of stocks are less volatile than Bread, and above 99% of all equities are expected to generate higher returns over the next 90 days. Expected Return |
| Risk |
Bread Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Bread Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Bread Financial Holdings, and traders can use it to determine the average amount a Bread Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.1707
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | BFH |
Estimated Market Risk
| 2.17 actual daily | 19 81% of assets are more volatile |
Expected Return
| -0.37 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.17 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Bread Financial is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Bread Financial by adding Bread Financial to a well-diversified portfolio.
Bread Financial Fundamentals Growth
Bread Stock prices reflect investors' perceptions of the future prospects and financial health of Bread Financial, and Bread Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Bread Stock performance.
| Return On Equity | 0.0935 | ||||
| Return On Asset | 0.0121 | ||||
| Profit Margin | 0.11 % | ||||
| Operating Margin | 0.16 % | ||||
| Current Valuation | 4.46 B | ||||
| Shares Outstanding | 49.09 M | ||||
| Price To Earning | 3.78 X | ||||
| Price To Book | 0.80 X | ||||
| Price To Sales | 1.05 X | ||||
| Revenue | 5.02 B | ||||
| Gross Profit | 2.44 B | ||||
| EBITDA | 1.43 B | ||||
| Net Income | 277 M | ||||
| Cash And Equivalents | 3.89 B | ||||
| Cash Per Share | 62.41 X | ||||
| Total Debt | 5.68 B | ||||
| Debt To Equity | 3.27 % | ||||
| Current Ratio | 1.77 X | ||||
| Book Value Per Share | 62.14 X | ||||
| Cash Flow From Operations | 1.86 B | ||||
| Earnings Per Share | 5.54 X | ||||
| Market Capitalization | 2.57 B | ||||
| Total Asset | 22.89 B | ||||
| Retained Earnings | 999 M | ||||
About Bread Financial Performance
By evaluating Bread Financial's fundamental ratios, stakeholders can gain valuable insights into Bread Financial's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Bread Financial has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Bread Financial has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | 3.4 K | 3.6 K | |
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Assets | 0.01 | 0.02 | |
| Return On Equity | 0.09 | 0.09 |
Things to note about Bread Financial Holdings performance evaluation
Checking the ongoing alerts about Bread Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Bread Financial Holdings help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Bread Financial generated a negative expected return over the last 90 days | |
| Over 99.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from aol.com: House Democrats launch investigation of DHS ads on Trump immigration policies |
- Analyzing Bread Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Bread Financial's stock is overvalued or undervalued compared to its peers.
- Examining Bread Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Bread Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Bread Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Bread Financial's stock. These opinions can provide insight into Bread Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Bread Stock analysis
When running Bread Financial's price analysis, check to measure Bread Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bread Financial is operating at the current time. Most of Bread Financial's value examination focuses on studying past and present price action to predict the probability of Bread Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Bread Financial's price. Additionally, you may evaluate how the addition of Bread Financial to your portfolios can decrease your overall portfolio volatility.
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