Bread Financial Holdings Stock Performance
| BFH Stock | USD 54.49 0.96 1.73% |
The firm shows a Beta (market volatility) of 1.09, which signifies a somewhat significant risk relative to the market. Bread Financial returns are very sensitive to returns on the market. As the market goes up or down, Bread Financial is expected to follow. At this point, Bread Financial Holdings has a negative expected return of -0.1%. Please make sure to confirm Bread Financial's potential upside, day median price, and the relationship between the treynor ratio and accumulation distribution , to decide if Bread Financial Holdings performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days Bread Financial Holdings has generated negative risk-adjusted returns adding no value to investors with long positions. Despite latest unfluctuating performance, the Stock's technical and fundamental indicators remain strong and the recent confusion on Wall Street may also be a sign of long-lasting gains for the firm traders. ...more
Actual Historical Performance (%)
One Day Return (1.73) | Five Day Return (8.91) | Year To Date Return (9.89) | Ten Year Return (75.55) | All Time Return 387.82 |
Forward Dividend Yield 0.0151 | Payout Ratio | Last Split Factor 1253:1000 | Forward Dividend Rate 0.84 | Dividend Date 2025-03-21 |
1 | Point72 DIFC Ltd Raises Position in Bread Financial Holdings, Inc. | 12/06/2024 |
| Bread Financial dividend paid on 13th of December 2024 | 12/13/2024 |
2 | Disposition of 2408 shares by Turtle Creek Asset Management Inc. of Bread Financial at 31.116 subject to Rule 16b-3 | 12/24/2024 |
3 | Disposition of 557 shares by Joseph Motes of Bread Financial at 62.87 subject to Rule 16b-3 | 01/08/2025 |
4 | Insane listing for tiny 1,650 bedroom denies possible tenant living room use, having guests | 01/16/2025 |
5 | Bread Financial gives mixed Q4 results | 01/30/2025 |
6 | Bread Financial Holdings, Inc. Q4 2024 Earnings Call Transcript | 01/31/2025 |
7 | Bread Financial Holdings Inc Announces Participation in BofA Securities 2025 Financial ... | 02/04/2025 |
8 | ChargeAfter Teams Up with Bread Financial to Offer Flexible Payment Options through its ... | 02/05/2025 |
9 | Globe Life Q4 Earnings Surpass Estimates on Higher Premium | 02/06/2025 |
10 | Disposition of 377 shares by Turtle Creek Asset Management Inc. of Bread Financial at 31.3912 subject to Rule 16b-3 | 02/07/2025 |
11 | Bread Financial Holdings Inc Releases January 2025 Performance Update | 02/11/2025 |
12 | Bread Financial Holdings Inc Shares Down 2.5 percent on Feb 12 | 02/12/2025 |
13 | Acquisition by Ralph Andretta of 45323 shares of Bread Financial subject to Rule 16b-3 | 02/18/2025 |
14 | Galloping To Victory Budweisers First Delivery And The Legacy Of The Super Bowl Clydesdales Campaign | 02/19/2025 |
15 | Bread Financial Holdings Inc Announces Participation in 2025 RBCCM Global Financial ... | 02/25/2025 |
| Begin Period Cash Flow | 3.6 B |
Bread |
Bread Financial Relative Risk vs. Return Landscape
If you would invest 5,863 in Bread Financial Holdings on November 28, 2024 and sell it today you would lose (414.00) from holding Bread Financial Holdings or give up 7.06% of portfolio value over 90 days. Bread Financial Holdings is generating negative expected returns assuming volatility of 2.1723% on return distribution over 90 days investment horizon. In other words, 19% of stocks are less volatile than Bread, and above 99% of all equities are expected to generate higher returns over the next 90 days. Expected Return |
| Risk |
Bread Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Bread Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Bread Financial Holdings, and traders can use it to determine the average amount a Bread Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0473
| Best Portfolio | Best Equity | |||
| Good Returns | ||||
| Average Returns | ||||
| Small Returns | ||||
| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | BFH |
Estimated Market Risk
| 2.17 actual daily | 19 81% of assets are more volatile |
Expected Return
| -0.1 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.05 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Bread Financial is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Bread Financial by adding Bread Financial to a well-diversified portfolio.
Bread Financial Fundamentals Growth
Bread Stock prices reflect investors' perceptions of the future prospects and financial health of Bread Financial, and Bread Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Bread Stock performance.
| Return On Equity | 0.0935 | ||||
| Return On Asset | 0.0121 | ||||
| Profit Margin | 0.11 % | ||||
| Operating Margin | 0.16 % | ||||
| Current Valuation | 4.73 B | ||||
| Shares Outstanding | 49.09 M | ||||
| Price To Earning | 3.78 X | ||||
| Price To Book | 0.89 X | ||||
| Price To Sales | 1.10 X | ||||
| Revenue | 5.02 B | ||||
| Gross Profit | 2.44 B | ||||
| EBITDA | 1.43 B | ||||
| Net Income | 277 M | ||||
| Cash And Equivalents | 3.89 B | ||||
| Cash Per Share | 62.41 X | ||||
| Total Debt | 5.68 B | ||||
| Debt To Equity | 3.27 % | ||||
| Current Ratio | 1.77 X | ||||
| Book Value Per Share | 62.14 X | ||||
| Cash Flow From Operations | 1.86 B | ||||
| Earnings Per Share | 5.54 X | ||||
| Market Capitalization | 2.68 B | ||||
| Total Asset | 22.89 B | ||||
| Retained Earnings | 999 M | ||||
About Bread Financial Performance
By evaluating Bread Financial's fundamental ratios, stakeholders can gain valuable insights into Bread Financial's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Bread Financial has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Bread Financial has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | 3.4 K | 3.6 K | |
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Assets | 0.01 | 0.02 | |
| Return On Equity | 0.09 | 0.09 |
Things to note about Bread Financial Holdings performance evaluation
Checking the ongoing alerts about Bread Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Bread Financial Holdings help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Bread Financial generated a negative expected return over the last 90 days | |
| Over 99.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from gurufocus.com: Bread Financial Holdings Inc Announces Participation in 2025 RBCCM Global Financial ... |
- Analyzing Bread Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Bread Financial's stock is overvalued or undervalued compared to its peers.
- Examining Bread Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Bread Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Bread Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Bread Financial's stock. These opinions can provide insight into Bread Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Bread Stock analysis
When running Bread Financial's price analysis, check to measure Bread Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bread Financial is operating at the current time. Most of Bread Financial's value examination focuses on studying past and present price action to predict the probability of Bread Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Bread Financial's price. Additionally, you may evaluate how the addition of Bread Financial to your portfolios can decrease your overall portfolio volatility.
| Premium Stories Follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope | |
| Bollinger Bands Use Bollinger Bands indicator to analyze target price for a given investing horizon | |
| Stock Tickers Use high-impact, comprehensive, and customizable stock tickers that can be easily integrated to any websites | |
| Portfolio File Import Quickly import all of your third-party portfolios from your local drive in csv format | |
| Sync Your Broker Sync your existing holdings, watchlists, positions or portfolios from thousands of online brokerage services, banks, investment account aggregators and robo-advisors. | |
| Equity Forecasting Use basic forecasting models to generate price predictions and determine price momentum | |
| Technical Analysis Check basic technical indicators and analysis based on most latest market data | |
| Cryptocurrency Center Build and monitor diversified portfolio of extremely risky digital assets and cryptocurrency |