360 Finance Stock Performance
| QFIN Stock | USD 42.04 1.90 4.73% |
On a scale of 0 to 100, 360 Finance holds a performance score of 5. The firm owns a Beta (Systematic Risk) of 0.3, which signifies not very significant fluctuations relative to the market. As returns on the market increase, 360 Finance's returns are expected to increase less than the market. However, during the bear market, the loss of holding 360 Finance is expected to be smaller as well. Please check 360 Finance's coefficient of variation, semi variance, period momentum indicator, as well as the relationship between the treynor ratio and daily balance of power , to make a quick decision on whether 360 Finance's current price history will revert.
Risk-Adjusted Performance
Insignificant
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in 360 Finance are ranked lower than 5 (%) of all global equities and portfolios over the last 90 days. In spite of very conflicting forward indicators, 360 Finance displayed solid returns over the last few months and may actually be approaching a breakup point. ...more
Actual Historical Performance (%)
One Day Return (0.77) | Five Day Return (6.67) | Year To Date Return 3.75 | Ten Year Return 143.27 | All Time Return 143.27 |
Forward Dividend Yield 0.0292 | Payout Ratio | Forward Dividend Rate 1.18 | Dividend Date 2024-11-01 | Ex Dividend Date 2024-09-27 |
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| Begin Period Cash Flow | 10.5 B |
360 |
360 Finance Relative Risk vs. Return Landscape
If you would invest 3,811 in 360 Finance on November 28, 2024 and sell it today you would earn a total of 393.00 from holding 360 Finance or generate 10.31% return on investment over 90 days. 360 Finance is currently generating 0.2054% in daily expected returns and assumes 2.8108% risk (volatility on return distribution) over the 90 days horizon. In different words, 25% of stocks are less volatile than 360, and 96% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
360 Finance Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for 360 Finance's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as 360 Finance, and traders can use it to determine the average amount a 360 Finance's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0731
| Best Portfolio | Best Equity | |||
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| Small Returns | QFIN | |||
| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
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Estimated Market Risk
| 2.81 actual daily | 25 75% of assets are more volatile |
Expected Return
| 0.21 actual daily | 4 96% of assets have higher returns |
Risk-Adjusted Return
| 0.07 actual daily | 5 95% of assets perform better |
Based on monthly moving average 360 Finance is performing at about 5% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of 360 Finance by adding it to a well-diversified portfolio.
360 Finance Fundamentals Growth
360 Stock prices reflect investors' perceptions of the future prospects and financial health of 360 Finance, and 360 Finance fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on 360 Stock performance.
| Return On Equity | 0.25 | ||||
| Return On Asset | 0.11 | ||||
| Profit Margin | 0.32 % | ||||
| Operating Margin | 0.54 % | ||||
| Current Valuation | 5.68 B | ||||
| Shares Outstanding | 155.25 M | ||||
| Price To Earning | 3.61 X | ||||
| Price To Book | 1.99 X | ||||
| Price To Sales | 0.37 X | ||||
| Revenue | 16.29 B | ||||
| Gross Profit | 10.46 B | ||||
| EBITDA | 7.98 B | ||||
| Net Income | 4.27 B | ||||
| Cash And Equivalents | 7.25 B | ||||
| Cash Per Share | 46.40 X | ||||
| Total Debt | 827.73 M | ||||
| Debt To Equity | 0.04 % | ||||
| Current Ratio | 1.86 X | ||||
| Book Value Per Share | 157.19 X | ||||
| Cash Flow From Operations | 7.12 B | ||||
| Earnings Per Share | 4.84 X | ||||
| Market Capitalization | 6.42 B | ||||
| Total Asset | 45.82 B | ||||
| Retained Earnings | 16.3 B | ||||
About 360 Finance Performance
By examining 360 Finance's fundamental ratios, stakeholders can obtain critical insights into 360 Finance's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that 360 Finance is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | -2.2 K | -2.3 K | |
| Return On Tangible Assets | 0.09 | 0.09 | |
| Return On Capital Employed | 0.29 | 0.53 | |
| Return On Assets | 0.08 | 0.09 | |
| Return On Equity | 0.22 | 0.21 |
Things to note about 360 Finance performance evaluation
Checking the ongoing alerts about 360 Finance for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for 360 Finance help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| 360 Finance has a strong financial position based on the latest SEC filings | |
| About 70.0% of the company shares are owned by institutional investors | |
| Latest headline from marketbeat.com: DeepSeek IPO Remains Far OffInvestors Eye 4 Chinese AI Stocks |
- Analyzing 360 Finance's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether 360 Finance's stock is overvalued or undervalued compared to its peers.
- Examining 360 Finance's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating 360 Finance's management team can have a significant impact on its success or failure. Reviewing the track record and experience of 360 Finance's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of 360 Finance's stock. These opinions can provide insight into 360 Finance's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in 360 Finance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. To learn how to invest in 360 Stock, please use our How to Invest in 360 Finance guide.You can also try the Competition Analyzer module to analyze and compare many basic indicators for a group of related or unrelated entities.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of 360 Finance. If investors know 360 will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about 360 Finance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.755 | Dividend Share 8.219 | Earnings Share 4.84 | Revenue Per Share | Quarterly Revenue Growth 0.021 |
The market value of 360 Finance is measured differently than its book value, which is the value of 360 that is recorded on the company's balance sheet. Investors also form their own opinion of 360 Finance's value that differs from its market value or its book value, called intrinsic value, which is 360 Finance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because 360 Finance's market value can be influenced by many factors that don't directly affect 360 Finance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between 360 Finance's value and its price as these two are different measures arrived at by different means. Investors typically determine if 360 Finance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, 360 Finance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.