360 Finance Company Leadership

QFIN Stock  USD 46.69  0.44  0.93%   
360 Finance employs about 3.1 K people. The company is managed by 4 executives with a total tenure of roughly 7283 years, averaging almost 1820.0 years of service per executive, having 780.25 employees per reported executive. Analysis of 360 Finance's management performance can provide insight into the firm performance.
  
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in 360 Finance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
To learn how to invest in 360 Stock, please use our How to Invest in 360 Finance guide.

360 Finance's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with 360 Finance's future performance. Based on our forecasts, it is anticipated that 360 will maintain a workforce of about 3120 employees by April 2025.
 
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360 Finance Management Team Effectiveness

The company has return on total asset (ROA) of 0.1065 % which means that it generated a profit of $0.1065 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.2702 %, meaning that it created $0.2702 on every $100 dollars invested by stockholders. 360 Finance's management efficiency ratios could be used to measure how well 360 Finance manages its routine affairs as well as how well it operates its assets and liabilities. At this time, 360 Finance's Return On Tangible Assets are very stable compared to the past year. As of the 19th of March 2025, Return On Capital Employed is likely to grow to 0.53, while Return On Equity is likely to drop 0.21. At this time, 360 Finance's Intangible Assets are very stable compared to the past year. As of the 19th of March 2025, Return On Tangible Assets is likely to grow to 0.09, though Other Assets are likely to grow to (5.3 B).
As of the 19th of March 2025, Net Income Applicable To Common Shares is likely to grow to about 4.9 B, while Common Stock Shares Outstanding is likely to drop about 136.2 M.

360 Finance Workforce Comparison

360 Finance is currently regarded as top stock in number of employees category among its peers. The total workforce of Financials industry is at this time estimated at about 53,346. 360 Finance holds roughly 3,121 in number of employees claiming about 6% of equities under Financials industry.
The company has Profit Margin (PM) of 0.36 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.49 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.49.

360 Finance Benchmark Summation

Operator
The output start index for this execution was zero with a total number of output elements of sixty-one. 360 Finance Price Series Summation is a cross summation of 360 Finance price series and its benchmark/peer.

360 Finance Notable Stakeholders

A 360 Finance stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as 360 Finance often face trade-offs trying to please all of them. 360 Finance's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting 360 Finance's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Zhiqiang HeSenior PresidentProfile
Zuoli CFACFO DirectorProfile
Haisheng WuCEO DirectorProfile
Yan ZhengChief OfficerProfile

About 360 Finance Management Performance

The success or failure of an entity such as 360 Finance often depends on how effective the management is. 360 Finance management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of 360 management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the 360 management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.09  0.09 
Return On Capital Employed 0.29  0.53 
Return On Assets 0.08  0.09 
Return On Equity 0.22  0.21 

360 Finance Workforce Analysis

Traditionally, organizations such as 360 Finance use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare 360 Finance within its industry.

360 Finance Manpower Efficiency

Return on 360 Finance Manpower

Revenue Per Employee5.2M
Revenue Per Executive4.1B
Net Income Per Employee1.4M
Net Income Per Executive1.1B
When determining whether 360 Finance offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of 360 Finance's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of 360 Finance Stock. Outlined below are crucial reports that will aid in making a well-informed decision on 360 Finance Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in 360 Finance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
To learn how to invest in 360 Stock, please use our How to Invest in 360 Finance guide.
You can also try the Odds Of Bankruptcy module to get analysis of equity chance of financial distress in the next 2 years.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of 360 Finance. If investors know 360 will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about 360 Finance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.93
Dividend Share
9.489
Earnings Share
5.7
Revenue Per Share
115.201
Quarterly Revenue Growth
(0)
The market value of 360 Finance is measured differently than its book value, which is the value of 360 that is recorded on the company's balance sheet. Investors also form their own opinion of 360 Finance's value that differs from its market value or its book value, called intrinsic value, which is 360 Finance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because 360 Finance's market value can be influenced by many factors that don't directly affect 360 Finance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between 360 Finance's value and its price as these two are different measures arrived at by different means. Investors typically determine if 360 Finance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, 360 Finance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.