360 Finance Valuation
| QFIN Stock | USD 48.51 1.82 3.90% |
At this time, the entity appears to be fairly valued. 360 Finance owns a latest Real Value of $48.5 per share. The recent price of the entity is $48.51. Our model approximates the value of 360 Finance from evaluating the entity fundamentals such as Shares Owned By Insiders of 1.02 %, shares outstanding of 155.25 M, and Return On Asset of 0.11 as well as inspecting its technical indicators and probability of bankruptcy. Key fundamental drivers impacting 360 Finance's valuation include:
Fairly Valued
Today
Please note that 360 Finance's price fluctuation is very steady at this time. Calculation of the real value of 360 Finance is based on 3 months time horizon. Increasing 360 Finance's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since 360 Finance is currently traded on the exchange, buyers and sellers on that exchange determine the market value of 360 Stock. However, 360 Finance's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 48.51 | Real 48.5 | Target 42.85 | Hype 46.91 | Naive 50.81 |
The intrinsic value of 360 Finance's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence 360 Finance's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of 360 Finance helps investors to forecast how 360 stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of 360 Finance more accurately as focusing exclusively on 360 Finance's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use 360 Finance's intrinsic value based on its ongoing forecasts of 360 Finance's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against 360 Finance's closest peers.
360 Finance Cash |
|
360 Valuation Trend
Knowing 360 Finance's actual value is paramount for traders when making sound investment determinations. Using both 360 Finance's enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
360 Revenue by Product
360 Finance Total Value Analysis
360 Finance is at this time forecasted to have valuation of 6.13 B with market capitalization of 7.32 B, debt of 827.73 M, and cash on hands of 7.25 B. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the 360 Finance fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
6.13 B | 7.32 B | 827.73 M | 7.25 B |
360 Finance Investor Information
About 70.0% of the company shares are owned by institutional investors. The book value of 360 Finance was at this time reported as 169.24. The company last dividend was issued on the 27th of September 2024. Based on the measurements of operating efficiency obtained from 360 Finance's historical financial statements, 360 Finance may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter.360 Finance Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. 360 Finance has an asset utilization ratio of 35.55 percent. This suggests that the Company is making $0.36 for each dollar of assets. An increasing asset utilization means that 360 Finance is more efficient with each dollar of assets it utilizes for everyday operations.360 Finance Ownership Allocation
360 Finance secures a total of 155.25 Million outstanding shares. The majority of 360 Finance outstanding shares are owned by institutions. These other corporate entities are usually referred to as non-private investors looking to acquire positions in 360 Finance to benefit from reduced commissions. Hence, outside corporations are subject to a different set of regulations than regular investors in 360 Finance. Please pay attention to any change in the institutional holdings of 360 Finance as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company retains, if the real value of the entity is less than the current market value, you may not be able to make money on it.360 Finance Profitability Analysis
The company reported the previous year's revenue of 16.29 B. Net Income was 4.27 B with profit before overhead, payroll, taxes, and interest of 10.46 B.360 Finance Past Distributions to stockholders
About 360 Finance Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of 360 Finance. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of 360 Finance based exclusively on its fundamental and basic technical indicators. By analyzing 360 Finance's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of 360 Finance's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of 360 Finance. We calculate exposure to 360 Finance's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of 360 Finance's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 12 B | 7.8 B | |
| Pretax Profit Margin | 0.29 | 0.31 | |
| Operating Profit Margin | 0.16 | 0.17 | |
| Net Profit Margin | 0.24 | 0.25 | |
| Gross Profit Margin | 0.58 | 0.61 |
A single share of 360 Finance represents a small ownership stake in the entity. As a stockholder of 360, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
360 Finance Dividends Analysis For Valuation
As of the 19th of March 2025, Dividends Paid is likely to grow to about (805.2 M). In addition to that, Dividend Yield is likely to drop to 0.11. At this time, 360 Finance's Retained Earnings are very stable compared to the past year. As of the 19th of March 2025, Price Earnings Ratio is likely to grow to 2.03, while Earnings Yield is likely to drop 0.26.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -847.5 M | -805.2 M | |
| Dividend Yield | 0.12 | 0.11 | |
| Dividend Payout Ratio | 0.25 | 0.24 | |
| Dividend Paid And Capex Coverage Ratio | 6.24 | 5.93 |
There are various types of dividends 360 Finance can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of 360 shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from 360 Finance directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When 360 pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of 360 Finance by the value of the dividends paid out.
360 Finance Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 164.3 M | |
| Quarterly Earnings Growth Y O Y | 0.93 | |
| Forward Price Earnings | 3.2712 |
360 Finance Current Valuation Indicators
360 Finance's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final 360 Finance's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as 360 Finance, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use 360 Finance's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes 360 Finance's worth.When determining whether 360 Finance offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of 360 Finance's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of 360 Finance Stock. Outlined below are crucial reports that will aid in making a well-informed decision on 360 Finance Stock: Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in 360 Finance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. To learn how to invest in 360 Stock, please use our How to Invest in 360 Finance guide.You can also try the CEOs Directory module to screen CEOs from public companies around the world.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of 360 Finance. If investors know 360 will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about 360 Finance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.93 | Earnings Share 4.85 | Revenue Per Share | Quarterly Revenue Growth (0) | Return On Assets |
The market value of 360 Finance is measured differently than its book value, which is the value of 360 that is recorded on the company's balance sheet. Investors also form their own opinion of 360 Finance's value that differs from its market value or its book value, called intrinsic value, which is 360 Finance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because 360 Finance's market value can be influenced by many factors that don't directly affect 360 Finance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between 360 Finance's value and its price as these two are different measures arrived at by different means. Investors typically determine if 360 Finance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, 360 Finance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.