360 Finance Stock Analysis

360 Stock Analysis Notes

About 70.0% of the company shares are owned by institutional investors. The book value of 360 Finance was at this time reported as 169.24. The company recorded earning per share (EPS) of 5.82. 360 Finance last dividend was issued on the 23rd of April 2025. 360 DigiTech, Inc., through its subsidiaries, operates financial technology platform under the 360 Jietiao brand in the Peoples Republic of China. The company was formerly known as 360 Finance, Inc. and changed its name to 360 DigiTech, Inc. in September 2020. 360 DigiTech, Inc. was founded in 2016 and is headquartered in Shanghai, the Peoples Republic of China. 360 Finance is traded on NASDAQ Exchange in the United States. To find out more about 360 Finance contact Haisheng Wu at 86 21 5835 7668 or learn more at https://www.360shuke.com.

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360 Largest EPS Surprises

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360 Finance Environmental, Social, and Governance (ESG) Scores

360 Stock Institutional Investors

Note, although 360 Finance's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

360 Market Capitalization

The company currently falls under 'Mid-Cap' category with a current market capitalization of 7.4 B.

360 Profitablity

The company has Profit Margin (PM) of 0.36 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.49 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.49.

Management Efficiency

360 Finance has return on total asset (ROA) of 0.1065 % which means that it generated a profit of $0.1065 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.2702 %, meaning that it created $0.2702 on every $100 dollars invested by stockholders. 360 Finance's management efficiency ratios could be used to measure how well 360 Finance manages its routine affairs as well as how well it operates its assets and liabilities. At this time, 360 Finance's Return On Tangible Assets are very stable compared to the past year. As of the 21st of March 2025, Return On Assets is likely to grow to 0.14, while Return On Capital Employed is likely to drop 0.23. At this time, 360 Finance's Intangible Assets are very stable compared to the past year. As of the 21st of March 2025, Return On Tangible Assets is likely to grow to 0.14, though Other Assets are likely to grow to (5.3 B).

Technical Drivers

As of the 21st of March, 360 Finance owns the Market Risk Adjusted Performance of 0.4292, standard deviation of 3.36, and Coefficient Of Variation of 857.65. In connection with fundamental indicators, the technical analysis model gives you tools to check timely technical drivers of 360 Finance, as well as the relationship between them.

360 Finance Price Movement Analysis

360 Finance Outstanding Bonds

360 Finance Predictive Daily Indicators

360 Finance Corporate Filings

360 Finance Forecast Models

360 Finance's time-series forecasting models are one of many 360 Finance's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary 360 Finance's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Stock analysis is the technique used by a trader or investor to examine and evaluate how 360 Finance prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling 360 shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as 360 Finance. By using and applying 360 Stock analysis, traders can create a robust methodology for identifying 360 entry and exit points for their positions.

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. 360 analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. 360 analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.

360 Finance stock analysis indicators help investors evaluate how 360 Finance stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading 360 Finance shares will generate the highest return on investment. By understating and applying 360 Finance stock analysis, traders can identify 360 Finance position entry and exit signals to maximize returns.

Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in 360 Finance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. To learn how to invest in 360 Stock, please use our How to Invest in 360 Finance guide.You can also try the Risk-Return Analysis module to view associations between returns expected from investment and the risk you assume.

Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of 360 Finance. If investors know 360 will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about 360 Finance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

The market value of 360 Finance is measured differently than its book value, which is the value of 360 that is recorded on the company's balance sheet. Investors also form their own opinion of 360 Finance's value that differs from its market value or its book value, called intrinsic value, which is 360 Finance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because 360 Finance's market value can be influenced by many factors that don't directly affect 360 Finance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between 360 Finance's value and its price as these two are different measures arrived at by different means. Investors typically determine if 360 Finance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, 360 Finance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.