Lendingclub Corp Stock Performance
| LC Stock | USD 15.82 0.82 4.93% |
On a scale of 0 to 100, LendingClub Corp holds a performance score of 15. The company secures a Beta (Market Risk) of 2.24, which conveys a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, LendingClub Corp will likely underperform. Please check LendingClub Corp's semi variance, rate of daily change, and the relationship between the value at risk and kurtosis , to make a quick decision on whether LendingClub Corp's current price movements will revert.
Risk-Adjusted Performance
15 of 100
Weak | Strong |
Good
Compared to the overall equity markets, risk-adjusted returns on investments in LendingClub Corp are ranked lower than 15 (%) of all global equities and portfolios over the last 90 days. In spite of rather unfluctuating fundamental indicators, LendingClub Corp exhibited solid returns over the last few months and may actually be approaching a breakup point. ...more
Actual Historical Performance (%)
One Day Return 0.91 | Five Day Return 0.97 | Year To Date Return 92.15 | Ten Year Return (85.80) | All Time Return (85.80) |
Last Split Factor 1:5 | Dividend Date 2019-07-08 | Last Split Date 2019-07-08 |
1 | Alternative Finance Market expected to grow by USD 64.3 Billion from 2024-2028, driven by AIs impact and the rise of social media and digital connectivity - Tec... | 10/14/2024 |
2 | Earnings call LendingClub reports robust growth in Q3 2024 | 10/24/2024 |
3 | Insider Selling LendingClub Co. Director Sells 2,500 Shares of Stock | 11/01/2024 |
4 | LendingClub Co. General Counsel Jordan Cheng Sells 22,000 Shares of Stock | 11/13/2024 |
5 | LendingClub Is Up 5.98 percent in One Week What You Should Know | 11/14/2024 |
6 | Theres Still Time to Earn Interest on Your Savings, But Times Ticking. Todays Rates, Nov. 19, 2024 | 11/19/2024 |
7 | All You Need to Know About LendingClub Rating Upgrade to Buy | 11/21/2024 |
8 | Earn While You Can High Savings APYs Are Quietly Falling. Todays Rates, Nov. 22, 2024 | 11/22/2024 |
9 | Buy now, pay later is more popular than ever. Experts warn shoppers not to overdo it | 11/25/2024 |
10 | You Can Still Find Savings Rates up to 5, but They Wont Likely Last. Todays Daily Savings Rates, Nov. 27, 2024 | 11/27/2024 |
| Begin Period Cash Flow | 1.1 B |
LendingClub |
LendingClub Corp Relative Risk vs. Return Landscape
If you would invest 1,175 in LendingClub Corp on September 3, 2024 and sell it today you would earn a total of 489.00 from holding LendingClub Corp or generate 41.62% return on investment over 90 days. LendingClub Corp is generating 0.5909% of daily returns and assumes 3.0871% volatility on return distribution over the 90 days horizon. Put differently, 27% of stocks are less risky than LendingClub on the basis of their historical return distribution, and some 89% of all equities are expected to be superior in generating returns on investments over the next 90 days. Expected Return |
| Risk |
LendingClub Corp Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for LendingClub Corp's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as LendingClub Corp, and traders can use it to determine the average amount a LendingClub Corp's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.1914
| Best Portfolio | Best Equity | |||
| Good Returns | ||||
| Average Returns | ||||
| Small Returns | LC | |||
| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns |
Estimated Market Risk
| 3.09 actual daily | 27 73% of assets are more volatile |
Expected Return
| 0.59 actual daily | 11 89% of assets have higher returns |
Risk-Adjusted Return
| 0.19 actual daily | 15 85% of assets perform better |
Based on monthly moving average LendingClub Corp is performing at about 15% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of LendingClub Corp by adding it to a well-diversified portfolio.
LendingClub Corp Fundamentals Growth
LendingClub Stock prices reflect investors' perceptions of the future prospects and financial health of LendingClub Corp, and LendingClub Corp fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on LendingClub Stock performance.
| Return On Equity | 0.0406 | ||||
| Return On Asset | 0.0044 | ||||
| Profit Margin | 0.05 % | ||||
| Operating Margin | 0.06 % | ||||
| Current Valuation | 885.56 M | ||||
| Shares Outstanding | 112.4 M | ||||
| Price To Earning | 3.90 X | ||||
| Price To Book | 1.39 X | ||||
| Price To Sales | 1.69 X | ||||
| Revenue | 864.62 M | ||||
| Gross Profit | 536.37 M | ||||
| EBITDA | 107.05 M | ||||
| Net Income | 38.94 M | ||||
| Cash And Equivalents | 1.03 B | ||||
| Cash Per Share | 9.07 X | ||||
| Total Debt | 57.22 M | ||||
| Debt To Equity | 0.11 % | ||||
| Book Value Per Share | 11.95 X | ||||
| Cash Flow From Operations | (1.14 B) | ||||
| Earnings Per Share | 0.46 X | ||||
| Market Capitalization | 1.87 B | ||||
| Total Asset | 8.83 B | ||||
| Retained Earnings | (388.81 M) | ||||
About LendingClub Corp Performance
By analyzing LendingClub Corp's fundamental ratios, stakeholders can gain valuable insights into LendingClub Corp's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if LendingClub Corp has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if LendingClub Corp has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | 3.4 K | 3.6 K | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Equity | 0.03 | 0.03 |
Things to note about LendingClub Corp performance evaluation
Checking the ongoing alerts about LendingClub Corp for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for LendingClub Corp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| LendingClub Corp appears to be risky and price may revert if volatility continues | |
| LendingClub Corp reports about 1.03 B in cash with (1.14 B) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 9.07. | |
| LendingClub Corp has a poor financial position based on the latest SEC disclosures | |
| Over 76.0% of the company shares are owned by institutional investors | |
| Latest headline from cnet.com: You Can Still Find Savings Rates up to 5, but They Wont Likely Last. Todays Daily Savings Rates, Nov. 27, 2024 |
- Analyzing LendingClub Corp's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether LendingClub Corp's stock is overvalued or undervalued compared to its peers.
- Examining LendingClub Corp's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating LendingClub Corp's management team can have a significant impact on its success or failure. Reviewing the track record and experience of LendingClub Corp's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of LendingClub Corp's stock. These opinions can provide insight into LendingClub Corp's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for LendingClub Stock analysis
When running LendingClub Corp's price analysis, check to measure LendingClub Corp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy LendingClub Corp is operating at the current time. Most of LendingClub Corp's value examination focuses on studying past and present price action to predict the probability of LendingClub Corp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move LendingClub Corp's price. Additionally, you may evaluate how the addition of LendingClub Corp to your portfolios can decrease your overall portfolio volatility.
| Companies Directory Evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals | |
| Portfolio Rebalancing Analyze risk-adjusted returns against different time horizons to find asset-allocation targets | |
| Commodity Directory Find actively traded commodities issued by global exchanges | |
| Portfolio Optimization Compute new portfolio that will generate highest expected return given your specified tolerance for risk | |
| Money Flow Index Determine momentum by analyzing Money Flow Index and other technical indicators | |
| Stock Screener Find equities using a custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook. | |
| Global Correlations Find global opportunities by holding instruments from different markets | |
| Portfolio Volatility Check portfolio volatility and analyze historical return density to properly model market risk | |
| Fundamental Analysis View fundamental data based on most recent published financial statements |