X Financial Class Stock Fundamentals
| XYF Stock | USD 12.49 0.99 8.61% |
X Financial Class fundamentals help investors to digest information that contributes to X Financial's financial success or failures. It also enables traders to predict the movement of XYF Stock. The fundamental analysis module provides a way to measure X Financial's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to X Financial stock.
At this time, X Financial's Interest Income is most likely to increase significantly in the upcoming years. The X Financial's current Depreciation And Amortization is estimated to increase to about 8.4 M, while Selling And Marketing Expenses is projected to decrease to roughly 10.7 M. XYF | Select Account or Indicator |
X Financial Class Company Shares Outstanding Analysis
X Financial's Outstanding Shares are shares of common stock of a public company that were purchased by investors after they were authorized and issued by the company to the public. Outstanding Shares are typically reported on fully diluted basis, including exotic instruments such as options, or convertibles bonds.
Current X Financial Shares Outstanding | 31.15 M |
Most of X Financial's fundamental indicators, such as Shares Outstanding, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, X Financial Class is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
XYF Shares Outstanding Historical Pattern
Today, most investors in X Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various X Financial's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's shares outstanding growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of X Financial shares outstanding as a starting point in their analysis.
X Financial Shares Outstanding |
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Outstanding shares that are stated on company Balance Sheet are used when calculating many important valuation and performance indicators including Return on Equity, Market Cap, EPS and many others.
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XYF Common Stock Shares Outstanding
Common Stock Shares Outstanding |
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Based on the latest financial disclosure, X Financial Class has 31.15 M of shares currently outstending. This is 98.3% lower than that of the Consumer Finance sector and 90.11% lower than that of the Financials industry. The shares outstanding for all United States stocks is 94.55% higher than that of the company.
X Financial Class Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining X Financial's current stock value. Our valuation model uses many indicators to compare X Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across X Financial competition to find correlations between indicators driving X Financial's intrinsic value. More Info.X Financial Class is rated third in return on equity category among its peers. It is rated fourth in return on asset category among its peers reporting about 0.47 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for X Financial Class is roughly 2.14 . At this time, X Financial's Return On Equity is most likely to increase slightly in the upcoming years. Comparative valuation analysis is a catch-all technique that is used if you cannot value X Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.XYF Shares Outstanding Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses X Financial's direct or indirect competition against its Shares Outstanding to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of X Financial could also be used in its relative valuation, which is a method of valuing X Financial by comparing valuation metrics of similar companies.X Financial is currently under evaluation in shares outstanding category among its peers.
X Financial Current Valuation Drivers
We derive many important indicators used in calculating different scores of X Financial from analyzing X Financial's financial statements. These drivers represent accounts that assess X Financial's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of X Financial's important valuation drivers and their relationship over time.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Market Cap | 698.7M | 1.0B | 1.1B | 1.3B | 1.4B | 1.4B | |
| Enterprise Value | (605.1M) | (869.5M) | (1.2B) | (1.1B) | (1.2B) | (1.2B) |
X Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, X Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to X Financial's managers, analysts, and investors.Environmental | Governance | Social |
XYF Fundamentals
| Return On Equity | 0.21 | ||||
| Return On Asset | 0.0995 | ||||
| Profit Margin | 0.25 % | ||||
| Operating Margin | 0.68 % | ||||
| Current Valuation | 2.64 B | ||||
| Shares Outstanding | 31.15 M | ||||
| Shares Owned By Insiders | 0.98 % | ||||
| Shares Owned By Institutions | 2.00 % | ||||
| Number Of Shares Shorted | 3.65 K | ||||
| Price To Earning | 1.18 X | ||||
| Price To Book | 0.56 X | ||||
| Price To Sales | 0.10 X | ||||
| Revenue | 1.89 B | ||||
| Gross Profit | 2.05 B | ||||
| EBITDA | 1.51 B | ||||
| Net Income | 1.19 B | ||||
| Cash And Equivalents | 584.76 M | ||||
| Cash Per Share | 12.19 X | ||||
| Total Debt | 577.85 M | ||||
| Debt To Equity | 0.03 % | ||||
| Current Ratio | 5.88 X | ||||
| Book Value Per Share | 144.76 X | ||||
| Cash Flow From Operations | 814.14 M | ||||
| Short Ratio | 0.04 X | ||||
| Earnings Per Share | 3.73 X | ||||
| Price To Earnings To Growth | 0.07 X | ||||
| Target Price | 1.7 | ||||
| Number Of Employees | 521 | ||||
| Beta | 0.46 | ||||
| Market Capitalization | 545.24 M | ||||
| Total Asset | 11.65 B | ||||
| Retained Earnings | 2.69 B | ||||
| Annual Yield | 0.03 % | ||||
| Net Asset | 11.65 B | ||||
| Last Dividend Paid | 2.37 |
About X Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze X Financial Class's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of X Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of X Financial Class based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Current Deferred Revenue | -161.8 M | -169.9 M | |
| Total Revenue | 2.2 B | 1.3 B | |
| Cost Of Revenue | 3.6 B | 1.9 B | |
| Stock Based Compensation To Revenue | 0.02 | 0.02 | |
| Sales General And Administrative To Revenue | 0.09 | 0.09 | |
| Revenue Per Share | 35.01 | 18.09 | |
| Ebit Per Revenue | 0.70 | 0.66 |
Currently Active Assets on Macroaxis
When determining whether X Financial Class is a strong investment it is important to analyze X Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact X Financial's future performance. For an informed investment choice regarding XYF Stock, refer to the following important reports:Check out X Financial Piotroski F Score and X Financial Altman Z Score analysis. You can also try the Balance Of Power module to check stock momentum by analyzing Balance Of Power indicator and other technical ratios.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of X Financial. If investors know XYF will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about X Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.103 | Dividend Share 2.37 | Earnings Share 3.73 | Revenue Per Share | Quarterly Revenue Growth 0.133 |
The market value of X Financial Class is measured differently than its book value, which is the value of XYF that is recorded on the company's balance sheet. Investors also form their own opinion of X Financial's value that differs from its market value or its book value, called intrinsic value, which is X Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because X Financial's market value can be influenced by many factors that don't directly affect X Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between X Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if X Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, X Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.