Oportun Financial Corp Stock Fundamentals
| OPRT Stock | USD 5.52 0.09 1.60% |
Oportun Financial Corp fundamentals help investors to digest information that contributes to Oportun Financial's financial success or failures. It also enables traders to predict the movement of Oportun Stock. The fundamental analysis module provides a way to measure Oportun Financial's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Oportun Financial stock.
At this time, Oportun Financial's Interest Expense is comparatively stable compared to the past year. Selling General Administrative is likely to gain to about 130.4 M in 2025, whereas Other Operating Expenses is likely to drop slightly above 381.6 M in 2025. Oportun | Select Account or Indicator |
Oportun Financial Corp Company Return On Equity Analysis
Oportun Financial's Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income.
Current Oportun Financial Return On Equity | -0.21 |
Most of Oportun Financial's fundamental indicators, such as Return On Equity, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Oportun Financial Corp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.
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Oportun Total Stockholder Equity
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Based on the latest financial disclosure, Oportun Financial Corp has a Return On Equity of -0.2075. This is 114.31% lower than that of the Consumer Finance sector and 102.73% lower than that of the Financials industry. The return on equity for all United States stocks is 33.06% lower than that of the firm.
Oportun Financial Corp Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Oportun Financial's current stock value. Our valuation model uses many indicators to compare Oportun Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Oportun Financial competition to find correlations between indicators driving Oportun Financial's intrinsic value. More Info.Oportun Financial Corp is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers . At this time, Oportun Financial's Return On Equity is comparatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Oportun Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.Oportun Return On Equity Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Oportun Financial's direct or indirect competition against its Return On Equity to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Oportun Financial could also be used in its relative valuation, which is a method of valuing Oportun Financial by comparing valuation metrics of similar companies.Oportun Financial is currently under evaluation in return on equity category among its peers.
Oportun Financial Current Valuation Drivers
We derive many important indicators used in calculating different scores of Oportun Financial from analyzing Oportun Financial's financial statements. These drivers represent accounts that assess Oportun Financial's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Oportun Financial's important valuation drivers and their relationship over time.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Market Cap | 529.4M | 570.9M | 180.9M | 144.2M | 165.8M | 157.5M | |
| Enterprise Value | 1.9B | 2.6B | 3.0B | 3.0B | 2.7B | 1.6B |
Oportun Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Oportun Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Oportun Financial's managers, analysts, and investors.Environmental | Governance | Social |
Oportun Fundamentals
| Return On Equity | -0.21 | ||||
| Return On Asset | -0.0237 | ||||
| Profit Margin | (0.10) % | ||||
| Operating Margin | 0.04 % | ||||
| Current Valuation | 2.95 B | ||||
| Shares Outstanding | 36.13 M | ||||
| Shares Owned By Insiders | 9.09 % | ||||
| Shares Owned By Institutions | 62.80 % | ||||
| Number Of Shares Shorted | 121.75 K | ||||
| Price To Earning | 4.23 X | ||||
| Price To Book | 0.57 X | ||||
| Price To Sales | 0.26 X | ||||
| Revenue | 1 B | ||||
| Gross Profit | 726.77 M | ||||
| EBITDA | 176.25 M | ||||
| Net Income | (78.7 M) | ||||
| Cash And Equivalents | 66.71 M | ||||
| Cash Per Share | 2.03 X | ||||
| Total Debt | 18.2 M | ||||
| Debt To Equity | 4.01 % | ||||
| Current Ratio | 41.01 X | ||||
| Book Value Per Share | 9.80 X | ||||
| Cash Flow From Operations | 393.52 M | ||||
| Short Ratio | 0.20 X | ||||
| Earnings Per Share | (1.95) X | ||||
| Price To Earnings To Growth | (1.04) X | ||||
| Target Price | 8.8 | ||||
| Number Of Employees | 2.31 K | ||||
| Beta | 1.14 | ||||
| Market Capitalization | 199.46 M | ||||
| Total Asset | 3.23 B | ||||
| Retained Earnings | (252.53 M) | ||||
| Net Asset | 3.23 B |
About Oportun Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Oportun Financial Corp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Oportun Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Oportun Financial Corp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Total Revenue | 1 B | 577.4 M | |
| Cost Of Revenue | -25 K | -23.8 K | |
| Stock Based Compensation To Revenue | 0.02 | 0.02 | |
| Sales General And Administrative To Revenue | 0.09 | 0.09 | |
| Research And Ddevelopement To Revenue | 0.05 | 0.05 | |
| Capex To Revenue | 0.02 | 0.02 | |
| Revenue Per Share | 24.82 | 16.50 | |
| Ebit Per Revenue | 0.59 | 0.62 |
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Additional Tools for Oportun Stock Analysis
When running Oportun Financial's price analysis, check to measure Oportun Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Oportun Financial is operating at the current time. Most of Oportun Financial's value examination focuses on studying past and present price action to predict the probability of Oportun Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Oportun Financial's price. Additionally, you may evaluate how the addition of Oportun Financial to your portfolios can decrease your overall portfolio volatility.