Jingsheng Huang - Yirendai Independent Director
| YRD Stock | USD 5.24 0.69 15.16% |
Director
Mr. Jingsheng Huang is Independent Director of the company. Mr. Huang is the managing executive director at Harvard Center Shanghai. Prior to that, he was a partner of TPG Growth and RMB Funds based in Shanghai, China. Before joining TPG, he was a managing director at Bain Capital LLC, where he set up and ran its Shanghai operations. Prior to that, Mr. Huang served multiple positions in the investment industry, including managing director in China at SOFTBANK Asia Infrastructure Fund, partner at SUNeVision Ventures and senior manager of strategic investment at Intel Capital. Before starting his investment career, Mr. Huang was the director of research operations at GartnerGroup, a cofounder and vice president of marketing at Mtone Wireless and an English lecturer at Communication University of China. Before joining Harvard, Mr. Huang served as a member of the board of China VC Association and a deputy chairman of Shanghai Private Equity Association since 2020.
| Age | 62 |
| Tenure | 4 years |
| Professional Marks | MBA |
| Address | China Merchants Bureau Building, Beijing, China, 100022 |
| Phone | 86 10 5964 4552 |
| Web | https://www.yiren.com |
Yirendai Management Efficiency
The company has Return on Asset of 0.1606 % which means that on every $100 spent on assets, it made $0.1606 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.2534 %, implying that it generated $0.2534 on every 100 dollars invested. Yirendai's management efficiency ratios could be used to measure how well Yirendai manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Tangible Assets is expected to grow to 0.21. The current year's Return On Capital Employed is expected to grow to 0.31. At present, Yirendai's Other Assets are projected to increase significantly based on the last few years of reporting. The current year's Other Current Assets is expected to grow to about 1.5 B, whereas Non Current Assets Total are forecasted to decline to about 593.3 M.Similar Executives
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Management Performance
| Return On Equity | 0.25 | ||||
| Return On Asset | 0.16 |
Yirendai Leadership Team
Elected by the shareholders, the Yirendai's board of directors comprises two types of representatives: Yirendai inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Yirendai. The board's role is to monitor Yirendai's management team and ensure that shareholders' interests are well served. Yirendai's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Yirendai's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Hao Li, Independent Director | ||
| Mei Zhao, Chief Credit | ||
| Keyao He, Director Relations | ||
| Ning Tang, Executive Chairman of the Board, Chief Executive Officer | ||
| Yuning Feng, Chief Officer | ||
| Na Mei, Chief Financial Officer | ||
| Jiangxu Xiang, Chief Technology Officer | ||
| Bin Yang, Chief Officer | ||
| Huan Chen, Chief Risk Officer, Director | ||
| Lydia Yu, Investor Officer | ||
| Dennis Cong, Director | ||
| Quan Zhou, Director | ||
| Qing Li, Independent Director | ||
| Chunjiang Ji, Chief Risk Officer | ||
| Sam Sun, Independent Director | ||
| Tina Ju, Director | ||
| Zhong Bi, Chief Financial Officer | ||
| Jingsheng Huang, Independent Director | ||
| Chaomei Chen, Independent Director | ||
| Hui Li, Director Relations | ||
| Yu Cong, Co - Chief Financial Officer | ||
| George Liu, Chief Risk Officer |
Yirendai Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Yirendai a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.25 | ||||
| Return On Asset | 0.16 | ||||
| Profit Margin | 0.37 % | ||||
| Operating Margin | 0.48 % | ||||
| Current Valuation | (106.43 M) | ||||
| Shares Outstanding | 86.93 M | ||||
| Shares Owned By Institutions | 2.93 % | ||||
| Number Of Shares Shorted | 95.2 K | ||||
| Price To Earning | 0.68 X | ||||
| Price To Book | 0.36 X |
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Yirendai is a strong investment it is important to analyze Yirendai's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Yirendai's future performance. For an informed investment choice regarding Yirendai Stock, refer to the following important reports:Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Yirendai. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area. For information on how to trade Yirendai Stock refer to our How to Trade Yirendai Stock guide.You can also try the Volatility Analysis module to get historical volatility and risk analysis based on latest market data.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Yirendai. If investors know Yirendai will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Yirendai listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.20) | Earnings Share 3.16 | Revenue Per Share 62.45 | Quarterly Revenue Growth 0.13 | Return On Assets 0.1606 |
The market value of Yirendai is measured differently than its book value, which is the value of Yirendai that is recorded on the company's balance sheet. Investors also form their own opinion of Yirendai's value that differs from its market value or its book value, called intrinsic value, which is Yirendai's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Yirendai's market value can be influenced by many factors that don't directly affect Yirendai's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Yirendai's value and its price as these two are different measures arrived at by different means. Investors typically determine if Yirendai is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Yirendai's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.