William Graylin - Synchrony Financial Independent Director

SYF Stock  USD 54.02  0.15  0.28%   

Director

Mr. William Wang Graylin is Independent Director of the Company. Mr. Graylin was a director since November 2015 and was a nonvoting Board observer from July 2015 to November 2015. He was Chairman and CEO of OV Loop, Inc., a voice first communications and commerce company, since 2018. Prior thereto, Mr. Graylin was Global CoGeneral Manager of Samsung Pay, the mobile payment platform of Samsung Electronics America, Inc., from February 2015 to April 2018. From 2012 to 2015, he was Founder and CEO of LoopPay, Inc., a mobile payment company from 2007 to 2012, he was Founder and CEO of Roam Data, Inc., a developer of mobile point of sale software from 2002 to 2007, he was Founder, Chairman and CEO of Way Systems, Inc. and from 2000 to 2001, he was Founder and CEO of Entitlenet, Inc. Mr. Graylin served in the United States Navy as a Nuclear Submarine Officer from 1992 to 1998. He currently serves on the boards of directors of several privately held hightech startups including Nucleus Scientific, Inc., an innovative EV and electrification company People Power, Inc., an IoT services company managed by artificial intelligence for home automation, security and senior care and PayFi, Inc., a realtime payment company since 2015.
Age 51
Tenure 10 years
Professional MarksMBA
Address 777 Long Ridge Road, Stamford, CT, United States, 06902
Phone203 585 2400
Webhttps://www.synchrony.com
Graylin is currently a Connection Science Fellow with MIT’s Media Lab, where he teaches part time on FinTech and Entrepreneurship. He received a B.S. in Electrical Engineering and Computer Science and a B.A. in Chinese Linguistics and Literature from the University of Washington; an M.B.A. from the Sloan School of Management, Massachusetts Institute of Technology; and an M.S. in Electrical Engineering and Computer Science from Massachusetts Institute of Technology.

Synchrony Financial Management Efficiency

The company has Return on Asset of 0.0295 % which means that on every $100 spent on assets, it made $0.0295 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.2296 %, implying that it generated $0.2296 on every 100 dollars invested. Synchrony Financial's management efficiency ratios could be used to measure how well Synchrony Financial manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Synchrony Financial's Return On Equity is most likely to slightly decrease in the upcoming years. At this time, Synchrony Financial's Intangible Assets are most likely to increase significantly in the upcoming years. The Synchrony Financial's current Net Tangible Assets is estimated to increase to about 8.9 B, while Non Currrent Assets Other are forecasted to increase to (4.9 B).
Synchrony Financial has 15.46 B in debt with debt to equity (D/E) ratio of 5.66, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Note however, debt could still be an excellent tool for Synchrony to invest in growth at high rates of return.

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Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. Synchrony Financial was founded in 1932 and is headquartered in Stamford, Connecticut. Synchrony Financial operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 18000 people. Synchrony Financial (SYF) is traded on New York Stock Exchange in USA. It is located in 777 Long Ridge Road, Stamford, CT, United States, 06902 and employs 20,000 people. Synchrony Financial is listed under Consumer Finance category by Fama And French industry classification.

Management Performance

Synchrony Financial Leadership Team

Elected by the shareholders, the Synchrony Financial's board of directors comprises two types of representatives: Synchrony Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Synchrony. The board's role is to monitor Synchrony Financial's management team and ensure that shareholders' interests are well served. Synchrony Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Synchrony Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
DJ Casto, Executive Officer
Roy Guthrie, Independent Director
Arthur Coviello, Independent Director
Jonathan Esq, Executive Officer
Fernando Aguirre, Independent Director
Dana Randell, Executive Executive
Kamila Chytil, Director
Mike Bopp, Executive Vice President Chief Growth Officer
Ellen Zane, Independent Director
Richard Hartnack, Non-Executive Independent Chairman of the Board
Maran Nalluswami, Value Diversified
Jeffrey Naylor, Lead Independent Director
Neeraj Mehta, Executive Vice President, Chief Executive Officer of Payment Solutions and Chief Commercial Officer
Margaret Keane, Chief Executive Officer, Director
David Melito, Senior Vice President Chief Accounting Officer, Controller
Alberto Casellas, Executive Vice President, Chief Executive Officer - Health and Wellness
Trish Mosconi, Chief EVP
Paget Alves, Independent Director
Paul Whynott, Executive Vice President Chief Risk Officer
Amy Tiliakos, Chief VP
Michael Bopp, Executive Officer
Bart Schaller, Executive Vice President, Chief Executive Officer - Digital
Laurel Richie, Independent Director
Brian Wenzel, Chief Financial Officer, Executive Vice President
Curtis Howse, Executive Vice President, Chief Executive Officer - Payment Solutions, Chief Commercial Officer
JD Esq, Executive Officer
Brian Doubles, CFO, Executive VP, Treasurer and Chairman of Asset and Liability Management Committee
William Graylin, Independent Director
Kathryn Miller, Senior Relations
P Parker, Independent Director
Carol Juel, Executive Vice President Chief Technology and Operating Officer
Brian Sr, Executive CFO
Henry Greig, Chief Risk Officer, Executive VP and Chairman of Enterprise Risk Management Committee
D Casto, Executive Officer
Thomas Quindlen, Executive Vice President, Chief Executive Officer - Diversified and Value and Lifestyle
Jonathan Mothner, Executive Vice President General Counsel, Secretary
Max Axler, Executive Officer
Olympia Snowe, Independent Director

Synchrony Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Synchrony Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Currently Active Assets on Macroaxis

When determining whether Synchrony Financial is a strong investment it is important to analyze Synchrony Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Synchrony Financial's future performance. For an informed investment choice regarding Synchrony Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Synchrony Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in manufacturing.
For more detail on how to invest in Synchrony Stock please use our How to Invest in Synchrony Financial guide.
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Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Synchrony Financial. If investors know Synchrony will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Synchrony Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.82
Dividend Share
1
Earnings Share
8.55
Revenue Per Share
23.687
Quarterly Revenue Growth
0.208
The market value of Synchrony Financial is measured differently than its book value, which is the value of Synchrony that is recorded on the company's balance sheet. Investors also form their own opinion of Synchrony Financial's value that differs from its market value or its book value, called intrinsic value, which is Synchrony Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Synchrony Financial's market value can be influenced by many factors that don't directly affect Synchrony Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Synchrony Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Synchrony Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Synchrony Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.