Synchrony Financial Valuation
| SYF Stock | USD 54.52 1.47 2.77% |
At this time, the company appears to be overvalued. Synchrony Financial has a current Real Value of $48.58 per share. The regular price of the company is $54.52. Our model measures the value of Synchrony Financial from inspecting the company fundamentals such as Return On Equity of 0.23, operating margin of 0.52 %, and Shares Outstanding of 388.75 M as well as reviewing its technical indicators and probability of bankruptcy.
Overvalued
Today
Please note that Synchrony Financial's price fluctuation is very steady at this time. Calculation of the real value of Synchrony Financial is based on 3 months time horizon. Increasing Synchrony Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Synchrony stock is determined by what a typical buyer is willing to pay for full or partial control of Synchrony Financial. Since Synchrony Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Synchrony Stock. However, Synchrony Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 54.52 | Real 48.58 | Hype 54.52 | Naive 55.79 |
The real value of Synchrony Stock, also known as its intrinsic value, is the underlying worth of Synchrony Financial Company, which is reflected in its stock price. It is based on Synchrony Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Synchrony Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Synchrony Financial helps investors to forecast how Synchrony stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Synchrony Financial more accurately as focusing exclusively on Synchrony Financial's fundamentals will not take into account other important factors: Synchrony Financial Total Value Analysis
Synchrony Financial is at this time anticipated to have company total value of 23.17 B with market capitalization of 21.19 B, debt of 15.46 B, and cash on hands of 11.96 B. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Synchrony Financial fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
23.17 B | 21.19 B | 15.46 B | 11.96 B |
Synchrony Financial Investor Information
About 100.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.38. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Synchrony Financial has Price/Earnings To Growth (PEG) ratio of 1.61. The entity recorded earning per share (EPS) of 8.55. The firm last dividend was issued on the 3rd of February 2025. Synchrony Financial is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in April.Synchrony Financial Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Synchrony Financial has an asset utilization ratio of 7.86 percent. This implies that the Company is making $0.0786 for each dollar of assets. An increasing asset utilization means that Synchrony Financial is more efficient with each dollar of assets it utilizes for everyday operations.Synchrony Financial Ownership Allocation
Synchrony Financial shows a total of 388.75 Million outstanding shares. The majority of Synchrony Financial outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in Synchrony Financial to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in Synchrony Financial. Please pay attention to any change in the institutional holdings of Synchrony Financial as this could imply that something significant has changed or is about to change at the company. Also note that roughly one million nine hundred four thousand eight hundred seventy-five invesors are currently shorting Synchrony Financial expressing very little confidence in its future performance.Synchrony Financial Profitability Analysis
The company reported the last year's revenue of 9.39 B. Total Income to common stockholders was 3.5 B with profit before taxes, overhead, and interest of 9.39 B.Synchrony Financial Past Distributions to stockholders
| 18th of February 2025 | ||
| 15th of November 2024 | ||
| 15th of August 2024 | ||
| 15th of May 2024 | ||
| 15th of February 2024 | ||
| 9th of November 2023 | ||
| 10th of August 2023 | ||
| 12th of May 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Synchrony Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Synchrony Financial and how it compares across the competition.
About Synchrony Financial Valuation
The stock valuation mechanism determines Synchrony Financial's current worth on a weekly basis. Our valuation model uses a comparative analysis of Synchrony Financial. We calculate exposure to Synchrony Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Synchrony Financial's related companies.Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. Synchrony Financial was founded in 1932 and is headquartered in Stamford, Connecticut. Synchrony Financial operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 18000 people.
A single share of Synchrony Financial represents a small ownership stake in the entity. As a stockholder of Synchrony, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Synchrony Financial Dividends Analysis For Valuation
There are various types of dividends Synchrony Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Synchrony shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Synchrony Financial directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Synchrony pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Synchrony Financial by the value of the dividends paid out.
Synchrony Financial Growth Indicators
Investing in growth stocks can be very risky. If the company such as Synchrony Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 400.6 M | |
| Quarterly Earnings Growth Y O Y | 0.82 | |
| Forward Price Earnings | 7.2674 |
Complementary Tools for Synchrony Stock analysis
When running Synchrony Financial's price analysis, check to measure Synchrony Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Synchrony Financial is operating at the current time. Most of Synchrony Financial's value examination focuses on studying past and present price action to predict the probability of Synchrony Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Synchrony Financial's price. Additionally, you may evaluate how the addition of Synchrony Financial to your portfolios can decrease your overall portfolio volatility.
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