Discover Financial Services is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in March. At this time, Discover Financial's Net Receivables is comparatively stable compared to the past year. Short Term Investments is likely to gain to about 15.4 B in 2025, whereas Total Stockholder Equity is likely to drop slightly above 10.9 B in 2025. Key indicators impacting Discover Financial's financial strength include:
Investors should never underestimate Discover Financial's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Discover Financial's cash flow, debt, and profitability to make informed and accurate decisions about investing in Discover Financial Services.
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2.35 Billion
Discover
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Understanding current and past Discover Financial Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Discover Financial's financial statements are interrelated, with each one affecting the others. For example, an increase in Discover Financial's assets may result in an increase in income on the income statement.
Please note, the imprecision that can be found in Discover Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Discover Financial Services. Check Discover Financial's Beneish M Score to see the likelihood of Discover Financial's management manipulating its earnings.
Discover Financial Stock Summary
Discover Financial competes with Ally Financial, Synchrony Financial, Western Union, Bread Financial, and American Express. Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. The company was incorporated in 1960 and is based in Riverwoods, Illinois. Discover Financial operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 16700 people.
The reason investors look at the income statement is to determine what Discover Financial's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
Comparative valuation techniques use various fundamental indicators to help in determining Discover Financial's current stock value. Our valuation model uses many indicators to compare Discover Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Discover Financial competition to find correlations between indicators driving Discover Financial's intrinsic value. More Info.
Discover Financial Services is rated # 5 in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about 0.11 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Discover Financial Services is roughly 9.31 . At this time, Discover Financial's Return On Equity is comparatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Discover Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.
Discover Financial Systematic Risk
Discover Financial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Discover Financial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on Discover Financial correlated with the market. If Beta is less than 0 Discover Financial generally moves in the opposite direction as compared to the market. If Discover Financial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Discover Financial is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Discover Financial is generally in the same direction as the market. If Beta > 1 Discover Financial moves generally in the same direction as, but more than the movement of the benchmark.
Discover Financial Thematic Clasifications
Discover Financial Services is part of several thematic ideas from Banks to FinTech. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Get More Thematic Ideas
Today, most investors in Discover Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Discover Financial's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Discover Financial growth as a starting point in their analysis.
Discover Financial February 26, 2025 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of Discover Financial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Discover Financial Services. We use our internally-developed statistical techniques to arrive at the intrinsic value of Discover Financial Services based on widely used predictive technical indicators. In general, we focus on analyzing Discover Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Discover Financial's daily price indicators and compare them against related drivers.
When running Discover Financial's price analysis, check to measure Discover Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Discover Financial is operating at the current time. Most of Discover Financial's value examination focuses on studying past and present price action to predict the probability of Discover Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Discover Financial's price. Additionally, you may evaluate how the addition of Discover Financial to your portfolios can decrease your overall portfolio volatility.