Discover Financial Earnings Estimate

DFS Stock  USD 164.26  5.03  3.16%   
The next projected EPS of Discover Financial is estimated to be 3.3564 with future projections ranging from a low of 3.05 to a high of 3.855. Discover Financial's most recent 12-month trailing earnings per share (EPS TTM) is at 17.72. Please be aware that the consensus of earnings estimates for Discover Financial Services is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
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Discover Financial is projected to generate 3.3564 in earnings per share on the 31st of March 2025. Discover Financial earnings estimates show analyst consensus about projected Discover Financial Services EPS (Earning Per Share). It derives the highest and the lowest estimates based on Discover Financial's historical volatility. Many public companies, such as Discover Financial, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Discover Financial Revenue Breakdown by Earning Segment

By analyzing Discover Financial's earnings estimates, investors can diagnose different trends across Discover Financial's analyst sentiment over time as well as compare current estimates against different timeframes. Gross Profit Margin is likely to gain to 0.96 in 2025, whereas Gross Profit is likely to drop slightly above 9.7 B in 2025.
  
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Discover Financial Earnings Estimation Breakdown

The calculation of Discover Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Discover Financial is estimated to be 3.3564 with the future projection ranging from a low of 3.05 to a high of 3.855. Please be aware that this consensus of annual earnings estimates for Discover Financial Services is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
5.11
3.05
Lowest
Expected EPS
3.3564
3.85
Highest

Discover Financial Earnings Projection Consensus

Suppose the current estimates of Discover Financial's value are higher than the current market price of the Discover Financial stock. In this case, investors may conclude that Discover Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Discover Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2025Current EPS (TTM)
1765.58%
5.11
3.3564
17.72

Discover Financial Earnings per Share Projection vs Actual

Actual Earning per Share of Discover Financial refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Discover Financial Services predict the company's earnings will be in the future. The higher the earnings per share of Discover Financial, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Discover Financial Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Discover Financial, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Discover Financial should always be considered in relation to other companies to make a more educated investment decision.

Discover Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Discover Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2025-01-15
2024-12-312.925.112.1975 
2024-10-16
2024-09-303.423.690.27
2024-07-17
2024-06-303.076.062.9997 
2024-04-17
2024-03-312.951.1-1.8562 
2024-01-17
2023-12-312.51.54-0.9638 
2023-10-18
2023-09-303.192.59-0.618 
2023-07-19
2023-06-303.673.54-0.13
2023-04-19
2023-03-313.913.58-0.33
2023-01-18
2022-12-313.663.770.11
2022-10-24
2022-09-303.723.54-0.18
2022-07-20
2022-06-303.783.960.18
2022-04-27
2022-03-313.624.220.616 
2022-01-19
2021-12-313.683.64-0.04
2021-10-20
2021-09-303.533.540.01
2021-07-21
2021-06-303.995.551.5639 
2021-04-21
2021-03-312.825.042.2278 
2021-01-20
2020-12-312.422.590.17
2020-10-21
2020-09-301.562.450.8957 
2020-07-22
2020-06-30-0.28-1.2-0.92328 
2020-04-22
2020-03-310.78-0.25-1.03132 
2020-01-23
2019-12-312.242.250.01
2019-10-22
2019-09-302.282.360.08
2019-07-23
2019-06-302.112.320.21
2019-04-25
2019-03-312.022.150.13
2019-01-24
2018-12-312.062.03-0.03
2018-10-25
2018-09-302.052.050.0
2018-07-26
2018-06-301.881.910.03
2018-04-26
2018-03-311.771.820.05
2018-01-24
2017-12-311.541.51-0.03
2017-10-24
2017-09-301.541.51-0.03
2017-07-26
2017-06-301.451.4-0.05
2017-04-25
2017-03-311.431.430.0
2017-01-24
2016-12-311.381.40.02
2016-10-25
2016-09-301.471.560.09
2016-07-19
2016-06-301.421.470.05
2016-04-19
2016-03-311.291.350.06
2016-01-27
2015-12-311.31.14-0.1612 
2015-10-20
2015-09-301.331.380.05
2015-07-22
2015-06-301.311.330.02
2015-04-21
2015-03-311.271.280.01
2015-01-21
2014-12-311.31.19-0.11
2014-10-21
2014-09-301.341.370.03
2014-07-22
2014-06-301.31.350.05
2014-04-22
2014-03-311.251.310.06
2014-01-23
2013-12-311.181.230.05
2013-10-21
2013-09-301.211.2-0.01
2013-07-23
2013-06-301.151.20.05
2013-04-23
2013-03-311.131.330.217 
2012-12-20
2012-09-301.131.07-0.06
2012-09-27
2012-06-301.031.210.1817 
2012-06-19
2012-03-3111.00.0
2012-03-21
2011-12-310.941.180.2425 
2011-12-15
2011-09-300.920.950.03
2011-09-22
2011-06-300.961.180.2222 
2011-06-23
2011-03-310.751.090.3445 
2011-03-22
2010-12-310.60.840.2440 
2010-12-16
2010-09-300.450.640.1942 
2010-09-20
2010-06-300.380.470.0923 
2010-06-24
2010-03-310.110.330.22200 
2010-03-16
2009-12-31-0.08-0.22-0.14175 
2009-12-17
2009-09-300.140.12-0.0214 
2009-09-17
2009-06-30-0.110.520.63572 
2009-06-18
2009-03-31-0.3-0.180.1240 
2009-03-19
2008-12-31-0.16-0.36-0.2125 
2008-12-18
2008-09-300.13-0.19-0.32246 
2008-09-25
2008-06-300.350.370.02
2008-06-26
2008-03-310.370.420.0513 
2008-03-19
2007-12-310.40.50.125 
2007-12-20
2007-09-300.360.40.0411 
2007-09-25
2007-06-300.390.420.03

About Discover Financial Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of Discover Financial earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current Discover Financial estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as Discover Financial fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
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Last ReportedProjected for Next Year
Retained Earnings33.6 B35.3 B
Retained Earnings Total Equity32.7 B34.4 B
Earning Assets7.9 B6.2 B
Earnings Yield 0.10  0.08 
Price Earnings Ratio 9.59  13.06 
Price Earnings To Growth Ratio 0.17  0.18 

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Additional Tools for Discover Stock Analysis

When running Discover Financial's price analysis, check to measure Discover Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Discover Financial is operating at the current time. Most of Discover Financial's value examination focuses on studying past and present price action to predict the probability of Discover Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Discover Financial's price. Additionally, you may evaluate how the addition of Discover Financial to your portfolios can decrease your overall portfolio volatility.